Sentences with phrase «benefit reduces by»

A «hold harmless» provision protects certain retirees from having their Social Security benefits reduced by an increase in Medicare premiums.
In 2016, a retiree younger than full retirement age would see his Social Security benefit reduced by $ 1 for every $ 2 he earns above $ 15,720.
It was feared that the new system would fall most heavily on non-resident parents on Income Support, who would have their benefits reduced by the # 5 flat rate charge.
State worker unions have opposed the proposed pension changes, saying future workers would see their retirement benefits reduced by as much as 40 %, or, if they choose 401k's will be subject to gyrations of the stock market.
The policy means that tenants have their housing benefit reduced by 14 per cent if they have one spare bedroom, and 25 per cent if they have two or more spare bedrooms.
In 2014, these early claimers will see their monthly benefits reduced by 25 percent compared to what they would have received if they had delayed claiming until age 66, the current full retirement age.
One is that you're not interested in earning a Social Security benefit because you want to avoid having your spousal Social Security benefit reduced by the Public Pension Offset.
One is that you're not interested in earning a Social Security benefit because you want to avoid having your spousal Social Security benefit reduced by the Public Pension Offset (also known as the Government Pension Offset).
For example, a smoker who ticked «No» in the application would have the death benefit reduced by the amount they should have paid.
If you avail the critical illness cover in the event of a pre-listed critical illness, the policy will continue with the Death benefit reduced by the extent of the Critical Illness Sum Assured paid.
Given this dynamic, if Andrew were to pass away, the policy would pay a net death benefit of $ 600,000, based on the $ 1,000,000 life insurance death benefit reduced by the $ 400,000 loan balance.
Benefits reduce by 50 % after 70th birthday.
If you avail of the critical illness cover in the event of a pre-listed critical illness, the policy will continue with the Death benefit reduced by the extent of the Critical Illness Sum Assured paid.
The CI Benefit, is accelerated and not an additional benefit which means, the policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid.

Not exact matches

And frankly, I think far more people would benefit by reducing the regulatory burden on small businesses than would benefit by a higher minimum wage.
Studies commissioned by his group project that over the next decade, PBMs will save employers, consumers, and the government more than $ 2 trillion, and have already helped reduce by a third the projected cost of the Medicare Part D program, a largely privatized drug benefit for seniors.
A collection of new studies presented at the Alzheimer's Association International Conference suggest that a Mediterranean diet — one that's rich in lean proteins like fish and chicken, filled with fruits, vegetables, nuts, and legumes, and (moderate amounts of) red wine — may carry yet another benefit: reducing the risk for dementia and Alzheimer's by more than a third.
In fact, taxpayers are even required to reduce their charitable deductions by any amount that benefits them personally.
That's because once you reduce the risk of failure by having a lot of people around who will hire you next, everyone becomes more open and friendly about what they are working on, which then further amplifies the benefits of having a lot of people around.
The conditions require that sediment entering the marine park be reduced by 150 percent over the long term — a «net benefit» to water quality — and that $ 81 million be contributed to reef conservation programmes and specific measures observed to protect marine flora and fauna.
Current retirees can collect as early as age 62, but their benefit will be permanently reduced by a percentage based on the number of months before they reach full retirement age, which ranges from age 65 to 67, depending upon birth year.
Costs were brought down by filming in North Carolina for tax benefits, and risk was reduced by selling off foreign rights for over $ 50 million.
The bill would reduce taxes by about $ 1,600 on average in 2018, with the biggest benefit going to households making between $ 308,000 and $ 733,000, according to a recent analysis by the Tax Policy Center.
For U.S. workers, another benefit for a shorter work day is reduced stress, as many tend to work far beyond the work - life boundaries set by many other countries.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
But neither Ontario's NDP nor its Progressive Conservatives have promised to end the harmonization, tacit acknowledgement the move will benefit the province's economy by reducing the financial burden on businesses and streamlining the tax system.
Union officials, who have vowed to fight any effort to reduce benefits to retirees and vested workers, claim the city has undermined the pension fund by outsourcing city services to workers who don't pay into the system.
If you claim any earlier, your benefits will be permanently reduced — to what extent varies by your birth year and how much earlier you're claiming.
The second step is to begin a dialogue on how to reduce the need for legislation on every aspect of business life and instead implement regular independent reviews of large companies to identify the ones that pose risks that are not overwhelmingly balanced out by the public benefits they provide.
Unlike IRAs and 401 (k) s, which allow business owners to invest up to $ 24,000 annually, specialized defined benefit plans, properly structured, can significantly increase contributions and reduce taxes by 50 percent — in some cases, a double benefit.
This would save time and money by reducing the need for operating so many computers, among other benefits.
«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might not be able to make without the public debt behind them by enhancing the loan - to - value, reducing the risk to [the bank], and then passing on some benefits [to the borrower] in the form of lower interest rates, which help cash - flow issues.»
The majority of economists including ourselves favored «Proposal A,» a plan that would build on the Bachelet's previous system revision by enhancing solidarity benefits and reducing the cost of converting lifetime saving into retirement income.
Driving Down Health Care Costs (Panel Publishers, New York City, 1991, $ 89), a collection of 44 articles, is a simple way to tap into savvy strategies currently recommended by insurance and benefits practitioners to reduce insurance fraud, audit for cost savings, redesign retiree benefits, and more.
Research by University of Chicago professor Ronald Burt shows that «being even one step removed from the person within the network almost completely reduces the benefits to you,» the authors write.
Kocher speculates that Amazon could reduce costs by accepting lower margins than pharmacy benefits managers — intermediaries that now make huge profits through sales of generic drugs in particular.
Whether or not we realize it, researchers are coming up with new ways to create and use plastics that could benefit the plastics industry — as well as society and the environment — by reducing the costs of consumer goods, making renewable energy more available and reducing plastic waste.
Trump signed the Reducing Poverty in America by Promoting Opportunity and Economic Mobility executive order on Tuesday, directing federal agencies to expand work requirements for those who receive benefits from government assistance programs such as Medicaid, SNAP, and public housing.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
If you start your retirement benefits at age 62, your monthly benefit amount is reduced by about 30 percent.
To reduce Social Security's projected funding shortfall, the commission would increase the taxable wage base by 2050 to include 90 percent of earnings, to increase the full - and early - retirement ages to 69 and 64 respectively by 2075, to cover newly hired state and local workers after 2020, and to create a hardship exemption allowing those who can not work past age 62 to receive benefits early.
Benefits — Each family / real estate investor keeps average $ 600 / mo for 2 yrs, real estate in all major metropolitans will have a traded price, increase buying power of low income high credit citizens, stimulate real estate investment by making it easier for investors to cash flow a rental property, reduce home inventory, the increase home values and liquidity provides incentive to put the $ X trillion in capital currently on the sidelines back to work and mortgage prepayments will increase capital availability.
However, in order to accommodate the certainty of employer contributions required by these plans, regulatory law in all Canadian jurisdictions allows trustees to reduce accrued benefits in order to balance the plans» assets and liabilities.
«The results include improvements in heart rates and increased productivity, and help Aetna reduce its employee health benefit costs by 7 percent in 2012,» Aetna CEO Mark Bertolini told The Huffington Post.
The deal — and similar deals with other websites — could benefit users by sharply reducing the time it takes to load news stories.
Advocates also contend that using clean, renewable solar energy benefits everyone by reducing carbon emissions.
As she notes, employers offering job flexibility also stand to benefit by way of reduced overhead and real estate costs, and a much broader job applicant pool.
By prepaying these taxes, you can still reduce your 2017 tax liability and salvage some tax benefit from the expenses.
Up to 36 months early, your benefit will be reduced by 6-2/3 % each year, or 5/9 of a percent per month.
Business owners also benefit by reducing their fiduciary liability, lowering their taxes, increasing their 401 (k) returns and improving their plan's attractiveness to employees.
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