Sentences with phrase «benefit rider benefit»

Frankly I was convinced there was a misunderstanding or that the benefits person was confused, so I emailed an authority with Met Life and asked, «I WAS CONTACTED BY SOMEONE WHO IS ELIGIBLE FOR THE ACCELERATED BENEFIT RIDER BENEFIT, BUT THINKS THEY ARE GOING TO BE CHARGED AROUND 12 % INTEREST BY MET ON THE BENEFIT.

Not exact matches

The company, in turn, would began offering educational workshops and clinics, for a modest fee, where they'd share some of the physiological benefits of custom - fit saddles and offer a diagnostic assessment of a rider's gear.

«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.

Another benefit of an annuity - not available in non-insurance products - is the availability of a long - term care rider.

The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as a higher crediting guarantee than is currently available, as well as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;

In addition to helping you save for retirement, the Vanguard Variable Annuity also can provide you with dependable cash flow during retirement if you choose the Guaranteed Lifetime Withdrawal Benefit rider.

An income rider is an income benefit that you can attach to a variable or indexed annuity.

Brighthouse Financial, a major provider of annuity and life insurance solutions in the United States, announced today a new version of its FlexChoice variable annuity living benefit rider.

Fixed index annuities (FIAs) provide the ability to earn interest and create a stream of lifetime income through annuity options or, if offered, a guaranteed lifetime withdrawal benefit (GLWB) rider, while being protected from market loss.

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.

Owners of fixed indexed annuities (FIAs) with guaranteed living income benefit (GLIB) riders are much less likely to surrender their contracts than they were 10 years ago, according to new research based on 3.3 million policyholders.

The expense ratio excludes additional fees that would apply if the Return of Premium death benefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is ebenefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is eBenefit) rider is elected.

«For a client who needs guaranteed retirement income, I might recommend using this product in combination with another annuity that provides a guaranteed living benefit rider,» she added.

Traditional VAs offer mutual fund subaccount allocations, living benefits and optional income riders with contract fees typically deducted from the fund performance.

We might invest the remaining 75 percent in growth and income funds, or maybe put 50 percent into a balanced fund and the last 25 percent into a variable annuity with a living benefit rider.»

However, these days only a handful of insurers offer LTC insurance, so another option may be life insurance with an LTC rider, which allows families to tap into the benefits they would receive upon the policyholder's death while he or she is alive and requires care.

Contracts with a lifetime benefit rider have much lower surrender rates than those with other types of guarantees.

The differential can simply be demonstrated by the product benefits and features such as an income rider or long - term - care benefit.

Voya is looking to reduce exposures to generous guaranteed minimum income benefit (GMIB) riders sold to individual customers through early 2010 during an era of higher interest rates.

The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;

Buffered variable annuities stick with index allocations, few subaccounts, no living benefits and no lifetime income riders.

Most term policies also automatically include an accelerated death benefit rider at no charge.

You can customize a policy by its death benefit amount, term length, and with riders.

This rider — also known as a Terminal Illness Death Benefit Rider — is included in your policy at no charge.

This rider has no cost until benefits are received.

Nationwide has debuted a long - term care accelerated benefits rider for survivorship universal life insurance policies that company insiders informally dub the «parents rider.»

A death benefit rider can cost up to 50 % of the value of your account value.

«Uber's policy agenda is simple — advance public policy that benefits riders, drivers, and cities,» according to the job posting.

This rider — also known as a Living Benefits Rider — is included in your policy at no charge.

An accelerated death benefit rider allows the policyowner to receive a portion of the death benefit early when the insured individual is diagnosed with a terminal illness resulting in a decreased life expectancy.

Most of the life insurance companies Quotacy works with include the accelerated death benefit rider automatically on their life insurance products.

Many individuals have an accelerated death benefit rider included in their policy and don't even know about it.

One of these riders we're going to discuss today is called an accelerated death benefit rider.

Banner Life's term policy includes an accelerated death benefit rider and allows an individual to cash out up to 75 percent of the death benefit if you are diagnosed with a life expectancy of twelve months or less.

This rider provides a $ 10,000 death benefit for all of your children under age 18.

Another optional rider allows policyholders to accelerate their death benefit to help pay for long - term care expenses.

Riders are useful as they allow you to tailor your life insurance policy and gain certain benefits that aren't available with the standard coverage.

«Our experience in Saudi Arabia is a great example of how Uber can benefit riders, drivers and cities and we look forward to partnering to support their economic and social reforms.»

As a surviving spouse, you can take ownership of the annuity, including any riders and death benefits within 1 year of your spouse's death.

The new Protection UL also offers several attractive and innovative optional living benefit riders.

Your policy's beneficiary will receive an increased death benefit with this rider, if you would die due to an accident.

A terminal illness rider, also known as an accelerated death benefit rider, offers you the option of receiving a percentage of your policy's payout immediately in the case you're diagnosed with a terminal illness.

The benefit will not be paid for critical illnesses initially diagnosed before the rider effective date or during the waiting period.

For example, one advisor has been writing a variable annuity for couples and including a joint life living benefit rider that is now suspended.

Examples include lifetime guaranteed income riders, critical illness riders, riders that pay for care in event of two of six activities of daily living, and guaranteed rollup death benefits.

So I will do everything in my power to deliver on those goals for the benefit of our organization and the millions of people — riders, drivers, eaters and couriers — and their communities that Uber serves every day.

«We also believe that there will be a greater emphasis placed on benefit riders with variable annuities to validate their compensation payments, as the Department of Labor has expressed skepticism regarding the tax benefits of certain products when used within tax - qualified accounts,» the report says.

The result is that many Americans now view Europe as a continent of free - riders, enjoying the benefits of American power while demanding that we limit it.

Belgian riders, according to Stouffer, even get tax benefits and social security.

Through the British Cycling and HSBC UK partnership, we want to help break down the barriers to cycling so that the fifty percent of UK adults who are «lapsed riders» re-visit the joy of being on two wheels and share those benefits with their friends and families.