Sentences with phrase «benefits as a spouse»

If your benefits as a spouse are higher than your own retirement benefits, you will get a combination of benefits equaling the higher spouse benefit.

If you start receiving benefits as a spouse at your full retirement age, you will get 50 percent of the monthly benefit your spouse would receive if their benefits started at full retirement age.

If your spouse is already receiving benefits when you apply, or if you and your spouse apply at the same time, we will also check your eligibility for benefits as a spouse.

Your benefits as a spouse do not include any delayed retirement credits your spouse may receive.

If you qualify and apply for your own retirement benefits and for benefits as a spouse, we always pay your own benefits first.

If your spouse is already receiving benefits when you apply, or if you and your spouse apply at the same time, we will also check your eligibility for benefits as a spouse.

If your benefits as a spouse are higher than your own retirement benefits, you will get a combination of benefits equaling the higher spouse benefit.

Florida offsets unemployment by Social Security retirement benefits received on a number other than the worker's, such as benefits as a spouse or widow.

If you qualify and apply for your own retirement benefits and for benefits as a spouse, we always pay your own benefits first.

The first rule for obtaining benefits as a spouse is that you don't already qualify for higher benefits on your own record.

As well as a higher benefit based on your spouse's earnings, it will also affect your benefits as a spouse, widow, or widower.

The reduction for starting benefits as a spouse at age

If you and your spouse apply online for retirement benefits at the same time, or if your spouse applies online after you start receiving benefits, we will check their eligibility for benefits as a spouse.

If you start receiving benefits as a spouse at your full retirement age, you will get 50 percent of the monthly benefit your spouse would receive if their benefits started at full retirement age.

If you retire from the Federal service under CSRS and are also eligible for Social Security benefits as a spouse, former spouse, or survivor, your Social Security benefit will be reduced.

Similar to the dual entitlement provision discussed above, under the Government Pension Offset Provision, the amount of a person's Social Security benefit as a spouse or surviving spouse will be reduced by two - thirds of the amount of the Government pension (for example, a CSRS annuity) the person receives based on his / her own work that was not covered by Social Security.

If one spouse earned low wages or did not earn enough Social Security credits (40) to be insured for retirement benefits, he or she may be eligible to receive benefits as a spouse.

Not exact matches

Say your spouse has a credit card with little or no balance and a great payment history; if he or she agrees to add you as an authorized user, from a credit score point of view you automatically benefit from her card's available credit as well as her payment history.

As AARP explains, the older spouse claims retirement benefits at full retirement age and immediately suspends them.

Here's how it works: The higher - earning (first) spouse files for benefits at full retirement age, enabling the other to file for spousal benefits as early as age 62 — which, again, amounts to half of what the first spouse is entitled to.

-- Discriminating in terms, conditions, or privileges of employment, such as providing a lower salary to an employee because of sexual orientation, or denying spousal health insurance benefits to a female employee because her legal spouse is a woman, while providing spousal health insurance to a male employee whose legal spouse is a woman.

Delaying claiming benefits until age 70 could result in as much as a 40 percent to 50 percent increase in benefits for surviving spouses, according to Jones.

Benefits paid to you as a spouse will not decrease your spouse's retirement benefit.

If you turn 62 on or after January 2, 2016, and will be eligible for benefits both as a retired worker and as a spouse (or divorced spouse), then the new law applies to you.

But during a voluntary suspension, other benefits payable on your record, such as benefits to your spouse, are also suspended.

Under existing law, if you are eligible for benefits both as a retired worker and as a spouse (or divorced spouse) in the first month you want your benefits to begin and are not yet full retirement age, you must apply for both benefits.

If you are a widow or a widower, you are eligible to collect your former spouse's Social Security payments as a survivor benefit.

Considering Social Security strategies as a household decision rather than an individual one can maximize the benefits for the spouse who lives the longest.

The challenge is determining how to gain maximum after - work income while retaining your retirement savings as long as possible — and provide the highest surviving spouse benefits.

Deemed filing means that when you file for either your retirement or your spouse's benefit, you are required or «deemed» to file for the other benefit as well.

This assumes they're eligible for retirement benefits and their retirement rate is higher than their rate as a widow, widower, or surviving divorced spouse.

If your widow, widower, or surviving divorced spouse receives benefits on your record, they can switch to their own retirement benefit as early as age 62.

Benefits paid to a surviving divorced spouse who meets the age or disability requirement as a widow or widower won't affect the benefit amounts your other survivors will receive based on your earnings record.

If your surviving divorced spouse qualifies for retirement benefits on their own record they can switch to their own retirement benefit as early as age 62.

If your widow, widower, or surviving divorced spouse remarries before they reach age 60 (age 50 if disabled), they can not receive benefits as a surviving spouse while they're married.

If you have a surviving divorced spouse, they could get the same benefits as your widow or widower provided that your marriage lasted 10 years or more.

How it works: When you die, your spouse is eligible to receive your monthly Social Security payment as a survivor benefit, if it's higher than their own monthly amount.

While your spouse could file for spousal benefits as early as age 62, he or she will get the maximum amount only if you both wait until your full retirement ages before claiming benefits.

As a widow, you essentially «step into the shoes» of your deceased spouse and begin collecting his benefit in place of any benefit you got while your husband was alive.

This system applies to people who claim benefits as a former spouse, too.

isn't it true, though, that when you collect on a spouse's benefit before your own Full Retirement Age you condemn yourself to collecting less when it's time to collect on your own benefit as well?

The program was and still is designed to serve as a financial safety net for retirees and those receiving benefits as a surviving spouse, surviving dependent child or as a person who is permanently and totally disabled.

They may receive this benefit as early as age 62 as well, whether or not the primary working spouse has attained age 62 or is receiving benefits.

I'm also considering getting spousal benefits instead, since I found out that my husband, who is 67, can apply for SS, I can collect as a spouse, and then he can immediately suspend his benefits since he wants to let them simmer and grow until he's 70.

If we draw Social Security benefits at FRA on the former spouse's earnings and postpone taking Social Security benefits based on our earnings history, we can take advantage of that 8 % per year benefit payout increase effectively increasing our lifetime payout by as much as $ 100,000 to $ 200,000!

As a surviving spouse, you can take ownership of the annuity, including any riders and death benefits within 1 year of your spouse's death.

Think about it this way: Using the average individual benefit of $ 1,341 per month in 2016, finding a similar investment paying the same amount for as long as you live, with inflation adjustments and survivor benefits for your spouse, would cost nearly $ 450,000.

The simplest explanation of this rule is this: the biggest Social Security check in the family is a 100 % «joint - and - survivor» benefit, meaning that large check keeps paying as long as either spouse is living.

--- Receiving veterans» and military benefits for spouses, such as those for education, medical care, or special loans.

In the church context, our kids need to know that we, as pastors and pastors» spouses, are not relying on them to help maintain or benefit our reputation with congregants.