Decreasing term life insurance policies typically see the death
benefit decrease at specific intervals during the course of the term.
Not exact matches
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and
decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the
benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or
at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
At Homeowners Choice, the increase in Irma suits corresponded with a
decrease in suits related to «Assignment of
Benefits,» an affidavit that gives contractors the power to invoice and sue insurers while standing in policyholders» shoes, Patel noted.
The
decrease in ad revenue
at ESPN was due to a difficult comparison with the Men's World Cup in Q3 last year, which more than offset the
benefit of an additional game of the NBA Finals in Q3 this year.
Bettors considering playing
at one of these sportsbooks need to be aware of this as it can be both a
benefit (if Bitcoin increases in value) and a disadvantage (if Bitcoin
decreases in value).
«Finding ways to
decrease the incidence and severity of sports - related injuries is critical to keeping kids playing sports long - term and reaping the
benefits that organized athletics provides,» said Dawn Comstock, PhD, a co-author of the study and assistant professor
at the Center for Injury Research and Policy
at The Research Institute
at Nationwide Children's Hospital.
These
benefits, however, come
at a cost of 1 gram of protein, a
decrease of 5 percentage points in the daily recommended intake of calcium, and an additional 1/2 gram of fat per average student's lunch.
The positive
benefits of oxytocin last long after the nursing relationship ends: both mother and child are
at a
decreased risk for heart disease, and oxytocin «reduces the severity of the child's lifelong reactions to stress.»
Benefits do
decrease after age 2 but are still HUGE
at age 3, 4 and even 5.
Cobedding of twins and other infants of multiple gestation is a frequent practice, both in the hospital setting and
at home.174 However, the
benefits of cobedding twins and higher - order multiples have not been established.175, — , 177 Twins and higher - order multiples are often born prematurely and with low birth weight, so they are
at increased risk of SIDS.101, 102 Furthermore, there is increased potential for overheating and rebreathing while cobedding, and size discordance might increase the risk of accidental suffocation.176 Most cobedded twins are placed on their sides rather than supine.174 Finally, cobedding of twins and higher - order multiples in the hospital setting might encourage parents to continue this practice
at home.176 Because the evidence for the
benefits of cobedding twins and higher - order multiples is not compelling and because of the increased risk of SIDS and suffocation, the AAP believes that it is prudent to provide separate sleep areas for these infants to
decrease the risk of SIDS and accidental suffocation.
While there is no doubt that India is paying a steep cost for its policy of retaining Jammu and Kashmir, it is not
at all obvious that changing policy will result in a future
decrease in those costs that would be commensurate with the
decrease in
benefits.
The report draws on government and trade statistics, academic evidence and economic theory to challenge arguments that the health and social
benefits of reducing alcohol consumption are likely to come
at a cost to the economy, finding: · Any reduction in employment and income resulting from lower spending on alcohol would be offset by spending on other goods · Econometric analysis of US states suggests that a 10 %
decrease in alcohol consumption is associated with a 0.4 % increase in per capita income growth · Lower alcohol consumption could also reduce the economic costs of impaired workplace productivity, alcohol - related sickness, unemployment and premature death, which are estimated to cost the UK # 8 - 11 billion a year The analysis comes
at a timely moment, with health groups urging the Chancellor to raise alcohol duty in next month's Budget.
But, he added, «when I looked
at it in terms of economic
benefits, what we saw in terms of
decreased grain moisture would cover the costs of the starter fertilizer we applied, and that was really about it.»
«Secondary
benefits of this trial include the significant improvement in clinical care for children with sickle cell disease
at each of the 29 sites because each location had a designated hematologist, neurologist, neuroradiologist and psychologist working as a team to identify and
decrease further injury to the brain in this vulnerable population.»
A new study shows that children with Attention Deficit and Hyperactivity Disorder follow fewer healthy lifestyle behaviors than non-ADHD youth, suggesting that they may
benefit from improving lifestyle choices such as increasing water consumption,
decreasing screen time and getting
at least one hour of physical activity per day.
One way of reducing the number of postdocs — and
decreasing the intense competition for jobs — would be to increase postdoc salaries from $ 39,264 to $ 42,000 and provide
benefits equal to those of employees
at their institutions, the report says.
«The overall significance is that although we already know that reducing methane emissions can bring great societal
benefits via
decreased near - term warming and improved air quality, and that many of the sources can be controlled
at low or even negative cost, we still need better data on emissions from particular sources,» Duke University climate sciences professor Drew Shindell said.
Keasling, who holds joint appointments
at Berkeley Lab and UC Berkeley, pointed to potential
benefits of JBEI research that go beyond
decreasing the nation's dependence on fossil fuels and reducing its carbon footprint on the environment.
Besides the cardiovascular
benefits, the potassium found in bananas helps promote bone health by
decreasing the amount of calcium excreted through urine and preventing the bones from thinning out
at a fast rate.
From eliminating depression, increasing energy levels, restoring sexual desire, sharpening mental acuity, increasing bone density,
decreasing cholesterol levels, strengthening the immune system, sharpening eyesight, helping regain the ability to sleep peacefully and deeply
at night and strengthening skin elasticity for a more attractive looking appearance are many of the
benefits to read from testosterone injection medications — and there are still more!
In addition to
decreasing your risk of cancers, auto - immune disease, and heart disease, the vast majority of our detoxers report
at least a dozen noticeable, immediate health
benefits.
When looking
at progesterone therapy
benefits and side effects in males, other positive changes include reducing body odor and sweat and improving urine flow as prostate size
decreases.
Several compounds have also shown promising results
at decreasing fat storage and improving fat loss by
benefiting metabolic rate.
The metabolic
benefit of
decreasing the rate of glucose absorption was clearly shown by studying the effect of 50 g glucose in water consumed either over 5 — 10 min (bolus) or
at a constant rate over 3.5 h (sipping), as described by Jenkins et al (9).
However, kidney detoxification will
benefit more from a detox water diet, which will increase urination, help
decrease the risk of urinary tract infections and increase the speed
at which chemicals are excreted from the body.
For instance, Examine.com, and independent organization that examines the available research on nutritional supplements, looked
at more than 750 studies on fish oil and concluded there's significant research to back fish oil's
benefits for lowering triglyceride levels, modestly lowering blood pressure, increasing healthy HDL cholesterol, modestly reducing inflammation and possibly contributing to a
decrease in the negative LDL cholesterol.
She suggests looking
at gut health as a factor in mental health; she explores how psychological issues can be approached without the use of drugs; and she discusses the risks and
benefits of
decreasing medication.
For example, KBs were recently reported to act as neuroprotective agents by raising ATP levels and reducing the production of reactive oxygen species in neurological tissues, 80 together with increased mitochondrial biogenesis, which may help to enhance the regulation of synaptic function.80 Moreover, the increased synthesis of polyunsaturated fatty acids stimulated by a KD may have a role in the regulation of neuronal membrane excitability: it has been demonstrated, for example, that polyunsaturated fatty acids modulate the excitability of neurons by blocking voltage-gated sodium channels.81 Another possibility is that by reducing glucose metabolism, ketogenic diets may activate anticonvulsant mechanisms, as has been reported in a rat model.82 In addition, caloric restriction per se has been suggested to exert neuroprotective effects, including improved mitochondrial function,
decreased oxidative stress and apoptosis, and inhibition of proinflammatory mediators, such as the cytokines tumour necrosis factor - α and interleukins.83 Although promising data have been collected (see below),
at the present time the real clinical
benefits of ketogenic diets in most neurological diseases remain largely speculative and uncertain, with the significant exception of its use in the treatment of convulsion diseases.
And it's important to realize that a lot of these are a little bit different than what you'll get if you are to say like go to your local medical supply store and get the old band socks like a lot of the compression socks and especially the ones that have shown or hinted
at any
benefit in raising or in a lab were
at over 25 what's called millimetres or mmhg of pressure and in many cases were this graded compression socks, they get like tighter
at your ankle and then
decreases as they move toward your hip.
The stark contrast between those
at the very bottom and everybody else is important because decades of academic research have shown that children from low - income families who attend pre-K
benefit immensely, but those
benefits decrease as you move up the income ladder and may even disappear beyond the middle class.
Michael Goran, director of California - based private education consulting firm IvySelect, said he thought a
decreased emphasis on AP courses would
benefit students
at schools with more resources, as those schools would have more rigorous alternatives.
The available empirical evidence on these private school choice programs makes it clear they positively affect the academic performance of participating students, while doing so
at a lower cost than public schools and
benefitting public school students,
decreasing segregation, and improving civic values and practices.
The district staff will explain to the school board their plans to
decrease the deficit drivers
at future meetings when they explore special education, pension costs and retired
benefit costs.
The multiplier will
decrease to 1.75 percent, teachers with 30 years of service may retire
at age 60 without a reduction in
benefits and those with less than 30 years of service may retire
at age 65.
This also
benefits the four - cylinder turbo engine (2.0 T), despite a
decrease from 274 hp to 245 hp (with 3 percent less torque,
at 260 lb - ft).
My Full Retirement Age (FRA) is 66 and if I elected to take a
benefit at age 62 I would receive 25 % less than what I would have received if I waited until full retirement age; a significant
decrease.
At age 66, the death benefit decreases by 10 % every year until coverage is terminated at age 7
At age 66, the death
benefit decreases by 10 % every year until coverage is terminated
at age 7
at age 75.
b) Your coverage
decreases at the same rate you pay off the principal of your mortgage, so you are receiving a lower
benefit for the same amount of premium.
That is
at least part of the reason for the 16 % (men) and 18 % (women)
decrease in
benefits from Oct. 2000 to 2010.
Paying back these loans is optional; however, any portion of the loan that is not repaid
at the time of the insured's death will
decrease the amount of death
benefit proceeds that are paid out to the beneficiary.
«
At the end of the day, employers typically have a budget that they work within,» added UBA partner Andrea Kinkade, president of Kaminsky & Associates Inc. «Either employee payroll deductions (premiums) increase or employer HSA contributions
decrease to keep
benefit costs within the budget,» she noted.
Those «tweaks» are
benefit decreases by another name, and if you listen to the loony left on the topic, they howl
at every one — raising ages, means - testing, limiting
benefits, etc..
The death
benefit can be increased or
decreased at any time and you can choose two different death
benefit options:
As a result of the program's progressive efforts, many Wyoming communities have
benefited greatly from
decreased intake
at their local shelters.
There are no major medical
benefits to spaying
at this age except a small
decrease in the risk of uterine infection and the alleviation of the false pregnancy problems.
The argument for doing this now instead of later (or even not
at all) is that it can have specific health
benefits, including a
decrease in the incidence of certain types of diseases and improved mental health.
The therapeutic dotential of dietary precursor modulation by a fish - oil - supplemented diet (n - 3 fatty acids), such as eicosapentaenoic acid (C20: 5,n - 3) and docosahexaenoic acid (C22: 6,n - 3) in the therapy of ulcerative colitis has been shown to result in a 35 % to 50 %
decrease in neutrophil production of LTB4.28 Significant improvement in symptoms and histologic appearance of the rectal mucosa has been observed in several small series of patients with Crohn's disease and ulcerative colitis given fish oil
at 3 to 4 g daily for 2 to 6 months in uncontrolled studies.29 However, a larger, randomized, double - blind trial comprising 96 patients with ulcerative colitis failed to reveal any
benefit in remission maintenance or treatment of relapse on 4.5 g of eicosapentaenoic acid daily, despite a significant reduction in LTB4 synthesis by blood peripheral polymorphonuclear cells.30 It should be emphasized, however, that the anti-inflammatory actions of the fish oils, in addition to inhibition of LTB4, include suppression of IL - 1 and platelet activating factor synthesis and scavenging of free oxygen radicals.30 The impact of increased lipid peroxidation after fish oil supplementation should be considered when altering the n - 6: n - 3 fatty acid ratio.31 Antioxidant supplementation may be able to counteract the potentially adverse effects of n - 3 fatty acids.
This is basically what Allie was saying and I did not articulate well
at all, that there are both
benefits and risks associated with spay / neuter and while the S / N may increase the incidence of some cancers / conditions, it basically balances with the
decrease of others, some of them more deadly such as mammary tumors.
Home care can be difficult but will greatly
benefit your cat's health and
decrease the frequency
at which cleanings must be performed.
TNR provides
benefits at three levels: the feral cats» lives are better, the neighbors» are calmer, and the size of the colonies
decreases over time.