Sentences with phrase «benefits decrease on»

Decreasing term life insurance is a life insurance option where the death benefits decrease on either a monthly or annual basis over the life of the policy.

Decreasing term life insurance is a life insurance option where the death benefits decrease on either a monthly or annual basis over the life of the policy.

Decreasing term life insurance is a variety of term insurance in which the death benefit decreases on a scheduled basis.

Not exact matches

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Incentives for early and late retirement will be modified to decrease the attractiveness of early retirement and increase the attractiveness of late retirement; phased retirement will be facilitated by allowing people to collect benefits while contributing and earning new claims on CPP retirement benefits; and the number of years of low earnings that can be deducted from the calculation of a CPP retirement benefit will be increased.

Divesting DirecTV would eliminate the price decrease for millions of DirecTV consumers predicted by the government itself, and divesting Turner would eliminate the content innovations and the advertising benefits that put downward pressure on Turner prices,» AT&T said in a court filing.

As companies decrease retirement benefits and higher taxes loom, retirement expert offers tips on how to protect your savings.

For the higher - income $ 100,000 per year spenders who rely on portfolio withdrawals for a bigger portion of their retirement, these distributions would also decrease in nominal terms over these two decades, assuming Social Security benefits were $ 40,000 with 2 percent inflation.

Turmeric The powerhouse ingredient I've been utterly addicted to for as long as I can remember While once focused on anti-inflammatory benefits, decreased cancer risk, and support of...

The immune functions are made stronger, brain development is optimized, and decreased infections are noted on extended breastfeeding which showcases more benefits that can counteract the criticisms around it.

Cobedding of twins and other infants of multiple gestation is a frequent practice, both in the hospital setting and at home.174 However, the benefits of cobedding twins and higher - order multiples have not been established.175, — , 177 Twins and higher - order multiples are often born prematurely and with low birth weight, so they are at increased risk of SIDS.101, 102 Furthermore, there is increased potential for overheating and rebreathing while cobedding, and size discordance might increase the risk of accidental suffocation.176 Most cobedded twins are placed on their sides rather than supine.174 Finally, cobedding of twins and higher - order multiples in the hospital setting might encourage parents to continue this practice at home.176 Because the evidence for the benefits of cobedding twins and higher - order multiples is not compelling and because of the increased risk of SIDS and suffocation, the AAP believes that it is prudent to provide separate sleep areas for these infants to decrease the risk of SIDS and accidental suffocation.

Relatedly for mothers, breastfeeding can have positive health benefits, including anti-inflammatory effects, increased sleep, decreased stress and possibly better mood, thus potentially helping to support parent engagement and care.33 Second, it is also possible that the positive effects on child cognitive development may play a role.

On the eve of President Obama's budget presentation, a Western New York Republican joined the AARP in criticizing an expected decrease in the amount paid out in Social Security benefits by restructuring cost of living adjustments.

To a large extent, state fiscal policies have caused great pressure on property taxes in needy cities, counties and school districts, including decisions: to reduce revenue sharing; to decrease the share of local school budgets covered by state aid, to divide the non-federal share of Medicaid costs without considering ability to pay, and to allocate STAR benefits... (read more)

The report draws on government and trade statistics, academic evidence and economic theory to challenge arguments that the health and social benefits of reducing alcohol consumption are likely to come at a cost to the economy, finding: · Any reduction in employment and income resulting from lower spending on alcohol would be offset by spending on other goods · Econometric analysis of US states suggests that a 10 % decrease in alcohol consumption is associated with a 0.4 % increase in per capita income growth · Lower alcohol consumption could also reduce the economic costs of impaired workplace productivity, alcohol - related sickness, unemployment and premature death, which are estimated to cost the UK # 8 - 11 billion a year The analysis comes at a timely moment, with health groups urging the Chancellor to raise alcohol duty in next month's Budget.

But I have to disagree on one point: The case that equality does not just benefit the poor but decreases a whole host of social problems and is even of benefit to the wealthy has been comprehensively made by Richard Wilkinson and Kate Pickett in their book The Spirit Level.

The creation of AFDHAL cooking oil was based on five main concepts of oil production, namely Antioxidant (powerful) natural edible herbs extract, Free of trans - fats, synthetics or cholesterol, Decrease wastage, spoilage and allergy, Have health benefits, Anti - oil absorbed in food and Lengthen oil life and usage.

«The overall significance is that although we already know that reducing methane emissions can bring great societal benefits via decreased near - term warming and improved air quality, and that many of the sources can be controlled at low or even negative cost, we still need better data on emissions from particular sources,» Duke University climate sciences professor Drew Shindell said.

The protective effect of the cells on rheumatoid arthritis decreased over time, with no benefit seen 15 years after a woman last gave birth, according to a study in Arthritis & Rheumatism published online March 2010.

«As these results and others on the health impacts from hydraulic fracturing become mainstreamed into the consciousness of homeowners and home buyers, the local economic benefits could decrease.»

While some see the new energy boom as benefiting the local economy and decreasing U.S. reliance on foreign oil, others fear the potential health and environmental consequences that come along with fracking.

Even in the U.S. the impact of the financial downturn seems on course to outweigh any benefit of price decreases.

«Although the impact of long - term use of e-cigarettes on health is still unknown,» the study stated, «the available scientific evidence indicates that e-cigarettes are less harmful than combustible cigarettes, and that smokers switching to e-cigarettes could benefit from a decrease in health risks related to smoking combustible cigarettes.»

Keasling, who holds joint appointments at Berkeley Lab and UC Berkeley, pointed to potential benefits of JBEI research that go beyond decreasing the nation's dependence on fossil fuels and reducing its carbon footprint on the environment.

JBEI research has the potential benefits that go beyond decreasing the nation's dependence on fossil fuels and reducing its carbon footprint on the environment.

Teach your child simple practices of meditation and mindfulness: You in no way have to be a meditation expert in order to teach your child to simply breathe and focus on his / her breath for five minutes a day — just that alone will have great benefits on decreasing stress and anxiety levels and help your child learn a sense of self - control and self - regulation, all important factors for increasing optimism!

«Some of the benefits of coffee seem to be linked to the caffeine content, like the positive effects on cognitive function and the decreased risk for neurodegenerative diseases like Parkinson's,» he says.

The benefits of fasting and calorie restriction also has some nice little research such as: — increased longevity — reducing oxidative stress — reducing inflammation — reduce risk of heart disease — improving neuroendocrine responses — increasing GH secretion — protective effects on heart, lung, brain — decrease in insulin resistance and other overall disease prevention and life extension factors....

Ok, that would be a stretch, but what is not a stretch is the immense and measurable benefits chocolate consumption can have on your body; promoting muscle growth and decreasing body fat.

A highly effective, shorter duration training session has the added benefit of decreasing impact on our joints while still delivering massive results.

This style of short - duration exercise has the added benefit of decreasing impact on our joints while still delivering massive results.

I was curious what your thoughts are on crynotherapy and the benefits a lot of people seem to swear by including muscle recovery and decreased inflammation?

-LSB-...] Benefits of self - myofascial release (often known as foam rolling): Correct muscle imbalances, improve your joint range of motion, reduce soreness and improve tissue recovery, decrease the overall effects of stress on the HMS and a whole lot more.

This obviously benefits in a decrease caloric intake on a day - to - day foundation, and that means excess weight decline!

Although some research links higher intakes of vitamin E with decreased incidence of breast cancer, an examination of the impact of dietary factors, including vitamin E, on the incidence of postmenopausal breast cancer in > 18,000 women found no benefit from the vitamin [35].

Naturally, opponents of vitamin A supplementation like Dr. Cannell have seized on the fact that high vitamin D status was not associated with the benefit of a decreased risk of colorectal cancer in those consuming the RDA for vitamin A.

Gelatin works on calming the inflammation from an interal level to show the benefits through the skin, which in turn can help reduce redness, decrease breakouts, and strengthen and tone the skin thanks to the large amount of collagen it contains.

Of course, the benefits will be different depending on the athlete but in general, athletes usually experience one or more of the following when they become metabolically efficient: 1) decreased body weight, 2) decreased body fat, 3) improved and sustained energy levels and mental alertness throughout the day, 4) improved recovery, 5) improved cognitive function, 6) improved power to weight ratio, 7) improved running velocity, and 8) better sleep.

Taking serovital definitely has benefited me in body composition like fat verses muscle mass, decrease abdominal fatty tissue, better sleep pattern, higher energy level, better muscle control voluntary and involuntarily and it does reverse a few normal aging signs on skin, nails and hair.

For instance, Examine.com, and independent organization that examines the available research on nutritional supplements, looked at more than 750 studies on fish oil and concluded there's significant research to back fish oil's benefits for lowering triglyceride levels, modestly lowering blood pressure, increasing healthy HDL cholesterol, modestly reducing inflammation and possibly contributing to a decrease in the negative LDL cholesterol.

For someone on the high school track team it's probably a significant benefit, although the sugar might slightly decrease performance.

While once focused on anti-inflammatory benefits, decreased cancer risk, and support of detoxification, studies on turmeric intake now include its potential for improving cognitive function, blood sugar balance, and kidney function, as well as lessening the degree of severity associated with certain forms of arthritis and certain digestive disorders.

In fact meditation is scientifically proven to result in an abundance of important mental and physical health benefits such as increased grey matter concentration levels in the brain, decision making capabilities, the ability to work under extreme stress and pressure, decreased dependency on physical stimulants such as drugs or alcohol and many, many more.

«Our partners will benefit from decreased chargebacks due to fraud, and their users will have an even better experience on our platform.»

But it also decreases the value of the benefits received by risk - averse employees, which needs to be taken into account when evaluating the effect of the policy change on benefits.

Michael Goran, director of California - based private education consulting firm IvySelect, said he thought a decreased emphasis on AP courses would benefit students at schools with more resources, as those schools would have more rigorous alternatives.

The available empirical evidence on these private school choice programs makes it clear they positively affect the academic performance of participating students, while doing so at a lower cost than public schools and benefitting public school students, decreasing segregation, and improving civic values and practices.

For parents, being placed on a waiting list means their children will not get the benefit of a quality education which decreases their opportunities for success.

Department for Work and Pensions early estimate data shows there were 2.475 million people on employment support allowance or incapacity benefit as of April this year, a decrease of 24,000 since November 2015.

According to data analyzed by Ann Mantil, Anne Perkins, and Stephanie Aberger, the benefits from redistribution within and across multiple neighboring districts, even if implemented nationwide on a large scale, would vary widely, and efforts would decrease the percentage of high - poverty schools in some states by no more than about 10 % to 15 %.