Sentences with phrase «benefits of additional insurance»

It is always a good idea to know what the benefits of additional insurance are.

Legal column discussing the benefits of additional insurance — injuries are compensated immediately by your extended insurance and again when your case settles in the future -LSB-...]

Not exact matches

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

There would also be an additional $ 1.5 billion from the contingency reserve; however, some of this could be used up by the impact of slower economic growth on revenues and employment insurance benefits.

As additional evidence that freelancers aren't living on the margins without extra resources or benefits, the researchers discovered that more than half of this group (54 %) set aside money for savings, and more than 60 % have life insurance.

In other words, a catholic who does not believe in using contraceptive has to pay additional insurance costs to cover the added benefit of providing contraceptives.

Take advantage of additional benefits that your travel rewards credit card may offer, such as travel insurance coverage, concierge services and airline perks.

If approved, the health taxes in the Deficit Reduction Plan and Executive Budget will drive up the cost of health insurance for all Business Council member employers that purchase health coverage — from sole proprietors and small businesses to the largest self - insured companies — yet will provide no additional covered benefits or have any effect on addressing the rising cost of health care.

If approved, the health taxes in the Executive Budget will further drive up the cost of health insurance for all Business Council member employers that purchase health coverage yet will provide no additional covered benefits or have any effect on addressing the rising cost of health care.

Our primary interest is in ensuring that you benefit from our range of vehicle insurance options, and that you are made aware of how we have developed these products to include certain Assist Services at no additional cost to you.

An additional benefit to purchasing nationwide renters insurance from Effective Coverage is that there's a coverage overlap period while you are in the process of moving your principal residence.

An additional insured is a person that enjoys the benefits of being insured under an insurance policy, in addition to whoever originally purchased the insurance policy.

Most of the Individual Long - Term Disability Insurance Plans come with features that enable the benefits to stay on par with the raise of rates and salary increments, like the cost of living adjustments which will add additional percentage to the benefits every year.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

The quick answer was that they didn't need to; many already had the benefits that come from distribution of insurance products, without the additional risk of underwriting, the additional hassle of state regulation, and the complexities of managing two disparate businesses.

«More people... will be getting additional help from the federal government as we add them to the list of areas where residents will have access to extended employment insurance benefits,» Trudeau announced Friday in Edmonton.

Loss of use coverage (sometimes called additional living expenses) is the least - known benefit of condo insurance, yet it could be extremely valuable to a policyholder.

Below is a list of additional insurance types that may benefit you:

Optional Riders: Additional benefits such as Children's Term Insurance, Grandchild Term Insurance, Accidental Death and Dismemberment, Waiver of Premium, and Accelerated Living Benefit may be added to some policies as riders.

Dividends can be used to purchase additional paid - up insurance, further increasing the death benefit and cash value growth of the policy.

In this article, we'll look specifically at the Amex travel insurance benefits included with several of their cards, including what's covered, what isn't covered, and when you should consider purchasing additional insurance.

For certain types of permanent life insurance policies, namely policies that pay dividends, the additional tax benefit of «tax free dividends» is available.

Return of premium life insurance gives you all the benefits of a traditional term life insurance policy, plus the additional benefit of having all of your cumulative premiums paid back to you at the end of the policy

The benefit is the non-participating policy offers the guarantees of a whole life policy, but without the additional benefit of a return of premium in the form of an annual whole life insurance dividend.

Living Benefit included - at no additional cost You will be eligible to receive a compassionate one - time cash advance of up to 50 % of your life insurance coverage if you are diagnosed as terminally ill with 12 months or less to live.3

Your auto insurance plan includes third - party liability coverage, but you can still sue an at - fault party for additional compensation in excess of the standard no - fault benefits if your damages warrant such action.

This is often accomplished by using the additional benefits with many of the final expense life insurance companies.

This gives you an additional benefit of return on investment with a term insurance plan in just one scheme.

Another education opportunity is to help tenants understand additional benefits of renters insurance other than liability and personal property coverage.

The benefits of renters insurance include being able to file a claim and knowing that someone will pay you the replacement cost of your lost personal property, as well as the additional living expenses that arise from a fire, without having to worry about how many other people are looking to the same source of money.

So, our evaluation of the best whole life insurance companies tends to FAVOR those companies that offer the most benefits for maximum cash value accumulation through additional riders, such as paid - up additions.

The Additional Life Insurance Rider (ALIR) allows the owner of the policy to make increased premium payments in order to purchase additional participating paid up life insurance, increasing the policy's death benefit and cash valAdditional Life Insurance Rider (ALIR) allows the owner of the policy to make increased premium payments in order to purchase additional participating paid up life insurance, increasing the policy's death benefit and cash valuInsurance Rider (ALIR) allows the owner of the policy to make increased premium payments in order to purchase additional participating paid up life insurance, increasing the policy's death benefit and cash valadditional participating paid up life insurance, increasing the policy's death benefit and cash valuinsurance, increasing the policy's death benefit and cash value growth.

Additional Purchase Benefit: purchase additional insurance at future dates without evidence of insAdditional Purchase Benefit: purchase additional insurance at future dates without evidence of insadditional insurance at future dates without evidence of insurability.

Term Insurance Rider: Provides additional death benefit protection at a fraction of the cost of whole life.

Plus, you and all card - carrying employees get the full menu of Visa Signature Benefits, including travel insurance, auto rental insurance (theft and collision), up to 120 days of purchase protection and extended warranty protection that includes an additional year on U.S. manufactured goods.

Life Insurance Riders can provide additional benefits and increase your peace of mind so if something goes wrong, there's a Plan B.

Accident Insurance Coverage — Accident insurance coverage can provide additional benefit payout to an insured and their survivors if the individual dies of an Insurance Coverage — Accident insurance coverage can provide additional benefit payout to an insured and their survivors if the individual dies of an insurance coverage can provide additional benefit payout to an insured and their survivors if the individual dies of an accident.

For mortgage protection insurance, these forms of additional coverage are added on to policies and are known as living benefit riders.

You can include a paid - up additions rider in your policy, which allows you to make purchases of paid - up additional insurance with no proof of insurability, increasing the cash value and death benefit proportionately.

For purposes of our SBA loan topic when considering permanent life insurance, it is most important to understand that (in addition to term life) the required death benefit to satisfy SBA can be purchased in a number of ways that offer additional lifetime and strategic benefits.

And one huge benefit of paid up additions is you can buy paid up additional insurance without having to go through medical underwriting.

Living Benefit included - at no additional cost You are eligible for a compassionate one - time cash advance of up to 50 % of your life insurance coverage (to a maximum of $ 50,000) if you are diagnosed as terminally ill with 12 months or less to live.

This policy also offers a wide variety of additional optional benefits that can greatly enhance the basic insurance coverage.

One of the most interest benefits of being a member of Foresters and getting life insurance is they include chronic, critical, and terminal illness benefits at no additional cost.

Allstate policyholders offer a number of the following additional benefits with their home insurance.

Good Life: Allstate also has a portion of the company website titled Good Life which lists additional benefits available to home insurance policyholders.

It's a great benefit because the charge for car rental insurance can be quite a significant additional cost on top of the daily car rental rate.

Renters insurance jewelry riders offer coverage for jewelry in excess of the limit written into the policy, but there are additional benefits as well.

By law, your auto insurance plan carries third - party liability coverage, but you can still sue an at - fault party for additional compensation in excess of the standard no - fault benefits should your damages warrant such action.