OTTAWA — New mothers and fathers planning to begin their parental leave on or after Dec. 3 will be able to spread their federal
benefits over a longer period of time.
That's because early retirees, though their monthly benefits are less, are receiving those reduced
benefits over a longer period.
My view is that every analysis that tries to estimate costs and
benefits over a long period (say 30 years or more) is hopelessly too imprecise.
The amendments to the EIA include, among other things, allowing for parental
benefits over a longer period at a lower benefit rate, allowing employees to receive maternity benefits as early as the twelfth week before the expected week of birth, creating a benefit for employees to care for a critically ill adult family member and a benefit to care for a critically ill child.
In provinces where the statutory parental leave does not have to be shared, parents may be able to divide their employment insurance
benefits over a longer period, opening the door for more fathers to take paid leaves in these jurisdictions.
The goal of the IPO rider is to pay out the death
benefit over a longer period of time to protect the beneficiary from the typical lump sum, which essentially amounts to a «blank check».
The two resulting numbers will show you a general range for payouts where your family could draw from the payout
benefits over a long period of time as if you were still providing the income yourself.
Not exact matches
Or you might disclaim to
benefit another family member — say, if the asset would go to a younger family member in a lower tax bracket, or someone who would be able to stretch out distributions of an inherited IRA
over a
longer period.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that
longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated
benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products
over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience
periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty
periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
Not only will you be drawing from your nest egg
over a
longer retirement, you'll need to bridge the
period until you can collect full government
benefits.
Some other added
benefits from taking out a loan with OneMain are that you'll have the option of paying off your loan
over a
longer period of time, and that you might qualify participate in a rewards program and earn points to redeem for gift cards at national stores and restaurants.
However, if you chose to begin receiving
benefits before age 65, your
benefits were reduced to account for the
longer period over which you'll be paid.
Berkshire Hathaway has
benefited from intelligent underwriting and intelligent investment
over a
long period.
The fish: Halibut or Alaskan True Cod / The halibut is thick and should be cooked
over low — medium heat for a
longer period of time / The cod will cook quickly and will
benefit from high heat / Either way, salt and pepper uncooked fish / Drizzle 2 T olive oil and 1 T butter into a non-stick sauté pan / When oil is hot, add the fish / Sauté cod on medium high heat for 3 — 4 minutes per side, halibut at lower heat for 7 or 8 minutes per side / Add a piece or two of lemon to the pan, flesh side down, and let it cook along with the fish / When done the fish flakes apart easily and has lost its translucence.
This is a perfect example of the
benefits of collecting data in a standardized way
over a
long period of time.»
Much clinical research will be needed to determine whether those drugs are safe
over a
long period and have therapeutic
benefits for people with Down syndrome,» said Sullivan.
We have never been able to forecast
over a
longer period of time before, and are now looking at ways to expand this tool so that its accuracy and
benefits can be increased.»
«Speed reductions, which are known to reduce emissions, would need to be maintained
over a very
long - term
period in order to produce regional air quality
benefits,» said James Corbett, a professor of marine policy at the University of Delaware, who has studied the impact of the shipping industry on human health.
Cumulative effectiveness
over a
longer time
period, however, does show a small net
benefit as a small number of the «delayed» cases never end up happening due to chance.
What the researchers discovered is that while there is no
long - term
benefit of exercise on cigarette cravings and withdrawal symptoms, there is an acute
benefit which lessens
over a
period of a number of hours to a couple of days, which could be renewed with every session of exercise.
Instead of expecting fantastic results in no time and reaping only frustration, you'll
benefit more from being patient, realistic and focused
over a
longer period of time.
That begs the question: What if there was an efficient way to slow the absorption of whey just enough so that you can still reap all the anabolic
benefits of it, but still make full use of the serving
over a
longer period of time?
So overall it looks like you may be correct in identifying that honey has advantages
over sugar, but we will need a few more larger scale trials
over a
longer period to see if this can really have
long term health
benefits, rather than short term effects.
When you cycle upright on an exercise bike
over long periods of time, you will notice
benefits in your biceps, wrists as well as your grip.
By definition, tonics can be taken continuously
over a
long period of time, yielding cumulative,
long - term
benefits without any unwanted side effects.
When earnings from 529 contributions accrue
over long time
periods as they do, for example, when parents establish and fund a 529 plan when their child is young and begin to draw it down when that child enters college, the financial
benefit of exemption from federal taxes can be substantial.
Those passing on their money get the satisfaction of seeing others
benefit and inheritance tax liabilities may be reduced if the transfer occurs
over a
longer and well - planned
period of time.
At many schools, preference is given to grants that
benefit the most students
over the
longest period of time and to projects that are sustainable without additional funding.
As such, although there is no necessary correlation or non-correlation between assets classes, managed futures as an asset class offer a potential diversification
benefit over long - term
periods, particularly during
periods of significant market turbulence.
The greatest
benefits of this type of debt consolidation are the ability to spread loan payments
over a
long period of time, and possibly to deduct the interest you pay from your taxes.
«In much the same way investment advisors and the investment industry preach dollar - cost - averaging and investing small increments of money
over a
long period of time, as opposed to one lump sum of money all at once, I think that just goes to justify the
benefit of taking the payments
over the
long run,» says Heath, «Especially if one didn't have a lot of financial aptitude.»
The big
benefit of a bank loan is that you are not obliged to pay the full amount back in one go thus you can spread the payments
over a
longer period.
Some other added
benefits from taking out a loan with OneMain are that you'll have the option of paying off your loan
over a
longer period of time, and that you might qualify participate in a rewards program and earn points to redeem for gift cards at national stores and restaurants.
A HELOC can also be a good option if you plan to borrow smaller amounts
over a
longer period of time, just remember to weigh the
benefits of borrowing money against the costs of closing a loan, which may include application, appraisal, and title fees.
Benefits are not available for short - term disabilities as the program is intended to provide support to those unable to work
over long periods.
Conversely, workers who retire early receive smaller monthly
benefits but collect them
over a
longer period.
These contracts also have the
benefit of letting you spread your capital gain
over an equally
long period of time, keeping more of your capital working for you for a
longer time than with an outright taxable sale.
Using one of the top index ETFs with an expense ratio as
long as 0.10 % yields enormous
benefits in terms of total return
over a prolonged
period of time.
Using money from outside the retirement account to pay tax on the conversion effectively increases the amount of money sheltered from tax, and
over a
long enough
period the
benefit of this added sheltering outweighs the detriment of paying conversion tax at a higher rate than the anticipated withdrawal rate.
Another update to the
benefit includes a payment in the amount of $ 83.33 per month made directly to the student loan provider up to the life of the loan, or a maximum of $ 10,000
over a 10 - year
period, as
long as the individual is still employed by Natixis.
So,
over a
long investment
period you can certainly
benefit from investing in Direct MF schemes.
The
benefit of borrowing money
over a
longer period of time is that you can reduce the value of your monthly repayments.
If I can realize the
benefits of compound interest
over a
long period of time through dividend reinvesting, I should have a sizeable nest egg by the time of retirement.
They're interested in letting the value of their positions appreciate
over longer periods of time and reaping the
benefits at a later date.
None of this data argues against the
benefits of international equity diversification
over longer holding
periods.
The key questions are — how
long do you plan to stay in the home, when do you want to pay off the mortgage or sell the property, what will your income look like in the next 3, 5 — 10 years — do you need better cash flow with lower payments or a workable repayment plan to pay off the mortgage sooner — knowing the borrower's short and
long term plans and financial goals is necessary to make the best options avilable — the numbers of actual cost and
benefits are the answer — show the total costs of principal and interest
over 5 year
periods and the total for keeping the loan for the full term, these are the real costs and savings for the borrower.
It will probably perform within a percentage point or so of the S&P 500
over longer periods of time, but the primary
benefit is that Southern investors get twice the dividend yield compared to what you would get investing in an S&P 500 Index Fund.
Berkshire Hathaway has
benefited from intelligent underwriting and intelligent investment
over a
long period.
It gives you the access to have ownership in several different industries, in several different companies, and
over long periods of time reap the
benefits of those companies creating value.
Most nutrients are absorbed
over long periods of time, so switching every month or couple of months may be the optimal strategy to
benefit from all the different nutrients contained within the individual recipes.