Sentences with phrase «benefits over the term»

The benefit over term is (for my policy, at least) after the 12th year, I am entitled to a portion of my premiums.

The insured receives periodic survival benefits over the term of the policy.

Not exact matches

In a business environment that no longer values brand loyalty, winning over long - term customers creates benefits that entrepreneurs should not undervalue.

Yet long - term plans like CPP calculate their benefits on the basis of earnings over the course of a worker's career, indexed for inflation, which may be quite a bit lower.

Corporate venture - capital firms that benefit from high cash flows might be willing to spread out their investments over a few similar companies and take a back seat in terms of driving their growth, while a venture - capital firm is typically motivated to take a more focused and hands - on approach for its portfolio companies.

And there is also no doubt that Apple's devices have benefited from group infatuation, a phenomenon that has often favored a product or a class of designs based on an allegiance that the devotees themselves have difficulty defining in coherent terms, as by people willing to pay high premiums for German engineering even after decades of Consumer Reports evaluations have failed to demonstrate any stunning superiority of German cars over Hondas and Toyotas.

Although the one - time costs of being connected are higher on an annual basis, benefits accumulate over time, as they tend to be made as long - term investments in productivity.

The conditions require that sediment entering the marine park be reduced by 150 percent over the long term — a «net benefit» to water quality — and that $ 81 million be contributed to reef conservation programmes and specific measures observed to protect marine flora and fauna.

Much of the potential benefit that social media can realistically give to brands comes from the long - term benefits of consistent and quality social media content that is promoted strategically over ti...

Backers are encouraged to invest in ventures that won't just turn quick profits but will benefit their communities over the long term by creating jobs, supporting other local businesses and the fostering local food chain.

One important quirk is our observed bias toward immediate gain over long - term benefits, known as «discounting.»

In 2014, over 97 % of the company's employees received long - term incentive benefits, which are awarded based on their performance.

Bankers with greater depth and longer - term relationships,» said Goldberg, who added that more robust senior talent and improved lending relationships with clients «really has come to benefit the firm over the last couple years, and it was quite evident in the first quarter.»

People who want to work have become dependent on government assistance — as evidenced by the huge battle over the decision to not extend benefits to the long - term unemployed.

One advantage C corporations have over unincorporated businesses and S corporations is that they may deduct fringe benefits (such as group term life insurance, health and disability insurance, death benefits payments to $ 5,000, and employee medical expenses not paid by insurance) from their taxes as a business expense.

Shoppers Drug Mart shareholders, who will own approximately 29 % of the combined company, stand to benefit from substantial upside over the long - term, driven by the combined company's strategic position and achievement of full run - rate synergies.

Your taxable income will not see the same short - term benefit as a traditional, but when you start pulling from your nest egg, there will be no paying the taxman on all of the millions in compound interest you have accumulated over your working career.

This would add to the company's cost burden in the short - term, but over the medium and long term, it could be a benefit — if tariffs go through.

Suppose that preferential capital gains tax treatment was only available to companies whose US payroll + benefits had increased over the term of the investment.

The interplay between these dynamics will play out over 2018, but as rates eventually rise, financial stocks could be poised to benefit given the long term relationship between interest rates and banks» net interest margins (NIMs).2

Some economists argue that even if there are short - term benefits to American producers and workers, over the longer - term trade intervention is harmful for U.S. productivity growth.

The young investors who are looking to enter the market would likely be cheered by investors, who have long argued that millennials should get over what some have described as an aversion to equities — a byproduct of their coming of age and starting their careers during the worst of the financial crisis — and take advantage of a long - term, buy - and - hold strategy that allows them to benefit from compound interest.

Over the last 60 years, Franklin Mutual Series» consistent, deep value approach has benefited shareholders with long - term investment horizons.

Whether you are requesting an additional equipment lease, working out payment terms, or are asking about the benefits of leasing over purchasing, we will provide the answers you seek.

Whether you are requesting an additional equipment lease, working out payment terms, or are asking about the benefits of leasing over purchasing, we will be able to answer any of your questions!

With regard to the challenge of improving Canada's long - term productivity growth, the government's response was to reduce the tax benefit of the Scientific Research and Experimental Tax credit and to reallocate the savings of only about $ 1 billion over five years to a number of small government programs, for which no details were provided.

Committed to investing over the long term — at least 10 years — because it may take that long or more for the tax - deferred benefits to offset the associated costs.

Over the long run, considering the long - term growth of the U.S. economy, it would be wise to expect interest rates to normalize at higher levels than they are now, which benefits B of A.

Tours of duty are one way to harness entrepreneurial energy to the benefit of both employers and employees over the long term.

With no clear return benefit over time, the key aim for many long - term investors is to reduce volatility.

The benefits of smart growth policies, which are long - term economic development plans, should be prioritized over short - term stimulative policies.

In terms of maternity and paternal benefits, parents will be able to choose between standard parental benefits (taken over 12 months) or extended parental benefits (taken over 18 months).

Finance Minister Jim Flaherty is describing an expanded Canada Pension Plan as a «payroll tax,» but says he can see how such a move would benefit Canadians over the long term.

At present, investors have no reasonable incentive at all to «lock in» the prospective returns implied by current prices of stocks or long - term bonds (though we suspect that 10 - year Treasuries may benefit over a short horizon due to continued economic risks and still - unresolved debt concerns in Europe, which has already entered an economic downturn).

Conversely, Google parent Alphabet (GOOG) shed some value on the worries over the long - term benefits of its aggressive capital expenditure commitments.

They also have a difficult time recognizing the long - term benefits of a more risky investment over the immediate, but short gratification of a safer choice.

While those have hurt its numbers in the short term, their strategy is to gain market share and benefit over the long term.

The Saskatchewan Party had that problem until Brad Wall threw the extremists under the bus!!!! He has governed two terms by focusing on conservative libertarian ideas such as regulation and taxes (although he has benefited from an economy that the NDP left that was doing pretty well when he took over, but the Sask Party won't admit to that).

Finally, although volatility may increase over the short term, as we look ahead we believe investors with a long - term horizon may ultimately benefit from the new challenges facing high - yield investors.

Despite some near - term challenges, we continue to believe that over time shareholders will benefit from CEO Thiam's initiatives to correct some legacy missteps, grow the business and reduce costs.

In addition to the short - term profit growth from tax reform, SNA stands to benefit over the long - term from growth in the automotive industry.

From GE between 2005 and 2007 to Glencore in 2014 and American Airlines since its 2011 bankruptcy, corporate C - suites have time and again prioritized the short - term benefits of buybacks over medium - to long - term debt - management.

As the names imply, decreasing term policies pay a lower death benefit over time, while level term policies maintain the same death benefit for the term of the coverage.

Private student loans make up a small percentage of the total student loan market, but many more borrowers have moved toward private lenders to help fund their education in the past several years.Private student loans offer some benefits over federal student loans, including the potential for a lower interest rate and extended repayment terms.

Our conclusion is that value works over the long term, but you have to be there to benefit.

Freeing Main Street community banks from regulations designed for larger and riskier Wall Street financial firms will produce a positive economic impact while preserving the widespread benefits of local banking over the long - term.

Much of the debate over the past years about the benefits and the costs global specialization, primarily the rapid advance of China as a major manufacturing center has been less about the financial costs — the $ 12 trillion dollars of additional liquidity that the US consumers offered to the world (the cumulative US trade deficit from 1990 through 2015 compared to the over $ 3 trillion dollars in trade surplus run - up by China over this same period — and more in terms of the jobs lost and the impact of foreign products on American wages in manufacturing.

For the higher - income $ 100,000 per year spenders who rely on portfolio withdrawals for a bigger portion of their retirement, these distributions would also decrease in nominal terms over these two decades, assuming Social Security benefits were $ 40,000 with 2 percent inflation.

68 But clearly his inability or refusal to decouple divine power from all vestiges of its inherited meaning as power - over crippled the long - term benefit

Chemically intensive farming methods can produce short - term benefits for farmers, but they result in the degradation of soil over time, increasing the susceptibility of plants to pests and diseases and requiring ever greater applications of fertilizer in the long - run.