Sentences with phrase «benefits than term»

A hybrid policy will usually cost less than a permanent policy but also offer more benefits than a term policy.

They cost more than term insurance but they provide you more benefits than term insurance provides.

Like simplified issue life insurance, it's more expensive and has lower death benefits than term life insurance.

Since the insurance company must make a profit, and since they know they will always pay out on a whole life policy, whole life tends to be very expensive, and has lower «death» benefits than a term policy.

Guaranteed life insurance typically has a much smaller death benefit than term or permanent life insurance, but will be issued few - questions - asked so long as you can pay the premium.

In the end, a whole life policy that's been in effect for 25 years will provide a much larger benefit than a term policy.

Not exact matches

«Moreover, given the magnitude of the shock, we concluded that the benefits of acting now rather than waiting would outweigh the costs of any short - term market volatility that might arise.

More importantly it is more than just a term to describe the way we use technology, it is a concept with goals and real benefits.

While reports that apples are a better source of energy than caffeine may be overblown, the naturally occurring sugars in an apple can give you a much - needed boost and its antioxidants can have long - term benefits!

My PangeaBed pillow ($ 125)(infused with copper for better heat transfer, too) is noticeably cooler than most, and one of my all - time favorites thanks to its unparalleled bounce and antimicrobial benefits, but it doesn't come within a swinging distance of the Helix Cool Pillow in terms of temperature control.

Here's what's up: [Description of your product or service, ideally in terms of benefits to the client rather than features and functions.

However, the benefits of outsourcing are beginning to look like short - term fixes rather than long - term solutions, and the very same companies that touted this movement are now bringing many of their divisions back to the U.S.

A thorough selection process for picking your team members has greater long - term benefits, even if this means you spend more time recruiting than you'd like to.

-- Take a look at your employee handbook policies and benefits offerings and make sure they use gender - neutral language, rather than gender - specific terms.

Such policies also pay out a death benefit to your heirs when you die, but they are far more expensive than term life.

products to the top of their offerings, and adapt existing product descriptions to stress long - term value rather than short - term «feel good» benefits.

If you believe we are heading into the decade of gamification then listen up, because you'll need to be watchful of leveraging this tactic in a useful way rather than one that diminishes long - term benefits.

For example, the expected timing and likelihood of completion of the proposed merger, including the timing, receipt and terms and conditions of any required governmental and regulatory approvals of the proposed merger that could reduce anticipated benefits or cause the parties to abandon the transaction, the ability to successfully integrate the businesses, the occurrence of any event, change or other circumstances that could give rise to the termination of the merger agreement, the possibility that Kraft shareholders may not approve the merger agreement, the risk that the parties may not be able to satisfy the conditions to the proposed transaction in a timely manner or at all, risks related to disruption of management time from ongoing business operations due to the proposed transaction, the risk that any announcements relating to the proposed transaction could have adverse effects on the market price of Kraft's common stock, and the risk that the proposed transaction and its announcement could have an adverse effect on the ability of Kraft and Heinz to retain customers and retain and hire key personnel and maintain relationships with their suppliers and customers and on their operating results and businesses generally, problems may arise in successfully integrating the businesses of the companies, which may result in the combined company not operating as effectively and efficiently as expected, the combined company may be unable to achieve cost - cutting synergies or it may take longer than expected to achieve those synergies, and other factors.

The share of credit on interest - only terms has always been much higher for investors than owner - occupiers (consistent with the associated tax benefits for investors).

The benefits of the Standard Repayment Plan are that you end up paying less than other repayment plans because of the relatively short repayment term, and you relieve yourself of your student loans in just ten years.

(d) by causing Retrophin to pay cash to himself, Biestek, and Fernandez so that he would not have to invest $ 731,778 of his own funds in the February PIPE, and by using PIPE proceeds in contravention of the terms of the Securities Purchase Agreement to fund investments by Shkreli, Biestek and Fernandez, resulting in an additional benefit to Shkreli alone of $ 360,000 in cash and 180,000 Retrophin shares and warrants worth more than $ 5.3 million (at current market prices).

While this makes term life insurance significantly less expensive than permanent life insurance, it also means that you will not receive any benefit if you outlive the policy.

Corporate income tax revenues were higher than expectedin 2012 - 13 and are expected to continue to be higher than originally projected in their April 2013 Economic and Fiscal Outlook The lower EI benefits «are driven by a lower expected number of regular beneficiaries to unemployed persons», or in layman's terms, fewer people are claiming benefits than those claiming to be unemployed.

Over the long run, considering the long - term growth of the U.S. economy, it would be wise to expect interest rates to normalize at higher levels than they are now, which benefits B of A.

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

Yes indeed, Rogers is leading in 4K and Canada will likely benefit for it in terms of adoption of the technology, with competitors sure to match its offerings sooner rather than later.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

Likewise, unless there is a clear benefit in some terms other than pure business (like marketing or potential tax breaks), no board of directors will risk shareholder wrath on new tech either.

On the other hand, if you have severe enough health problems to not qualify for term life insurance, mortgage life insurance will offer larger death benefits than many alternatives.

Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it's important to evaluate your family's needs before deciding to purchase.

One of the key differences to understand is that while you can purchase much more term life insurance than permanent insurance for your money, if you don't die during the term, your favorite charity won't receive any death benefit.

New technologies have benefitted consumers more than businesses in terms of developing new models to make businesses work better.

In both examples, term life insurance would provide an ample death benefit to the beneficiaries at a much lower cost than permanent life insurance, which may not be within the financial reach of these buyers.

These would be characterized as «concessions» by Canada (Mexico already has a copyright term longer than the US) but would be easy changes to make given the benefits they would bring to Canadian copyright industries and rights - holders.

It is a philanthropic institution with a long - term goal of engaging many separate donors to carry out charitable interests for the benefit of residents of a defined geographic area, typically no larger than a state.

Yes, but you neglect to consider that the money you save by opting to go with term insurance can be invested, and you'll probably be out way ahead with that money for your beneficiaries and heirs rather than if they wait for you to die and collect their benefits through a whole life policy.

Existing stockholders thus will benefit more than the government — which is why bank stocks soared on news of the bailout's terms.

Initially, the bank's program for alleviating global poverty was dominated by a strategy of economic growth, measured primarily in terms of GDP and channeled largely through big projects aimed at infrastructure development that benefited the rich more than the poor.

Social welfare policies which encourage marriage and family cohesion such as increasing the «marriageability» of men, through wage supports and the EITC, will be of more long term benefit than creating new programs and new services.

I suspect they have administrators with the brains to make tradeoffs based less on funding an election campaign than on what would benefit the people of their country in the long term.

They are very similar in terms of molecules but theobromine is ten times less stimulating than caffeine and has tremendous health benefits.

The tea and coffee marketplace continues to evolve rapidly as curious consumers crave new, exciting indulgent choices that also meet their demands in terms of cost, sustainability and personalisation - more than half of consumers would like to try a coffee product that offers additional benefits such as fibre, protein or natural energy.

The issues paper notes that the Ministry's preliminary view is that the operation of s 36 has «not been satisfactory» because it appears «to be failing to maximise the long - term benefit of consumers», it is «too complex to allow for cost - effective and timely application» and is «misaligned with other prohibitions» in the Act by relying on a purpose test rather than an «effects» test.

Then it's Senator Xenophon's turn to go on the attack (clearly feeling particularly aggressive toward Treasury), telling Treasury it is their role to «advise the government on competition issues» (at E8] and asking whether they give any thought to long term effects of conduct rather than short term benefits (he also seems to think the Treasury and ACCC are comprised of morons).

If it takes us a little longer than expected then I'm sure it will be to the long - term benefit of this football club.»

While physical activity in youth should be promoted because of its desirable benefits in terms of health and body composition, the emphasis should be on moderation and the focus should be on skill development, fitness, and general health, rather than development of a muscular appearance.

I wonder, too, what the long term benefits are for children whose mothers did make that sacrifice (when able) and how it impacts society on a much grander scale than cost of formula vs. cost of breastfeeding.

This mirrors the shift in language in breastfeeding first popularized by Diane Wiessinger, suggesting that rather than referring to the benefits of breastfeeding, we should speak in terms of the risks of not breastfeeding.

So far, the evidence has shown that premature babies benefited from the enhanced formula more than full - term babies.