Sentences with phrase «benefits than the form»

If ebooks are but one conversion step away from websites, and the form of the website offers more benefits than the form of the book, why should anyone still publish such books?

Not exact matches

Due to the actions of the Bank of Canada, the benefit comes in the form of higher wages rather than lower prices.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

If fewer than 100 people are covered by a pension plan, benefits plan (including medical, dental, life - insurance, scholarship, and disability), or fringe benefit, file Form 5500 C / R annually, listing details on membership, assets, and so on.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

According to Sofi, «Alumni earn a compelling double bottom line return, students receive a lower loan rate than their private or federal options, and both sides benefit from the connections formed.»

[02:10] Optimizing every opportunity and asset [4:50] Forming the optimal success strategy [7:05] Your identity in the marketplace [8:10] Building more pillars and creating more value [11:05] The definition of innovative marketing [12:15] How individuals can create value themselves [16:50] Increasing efficiency in your processes [21:50] Lessons Jay learned from past work experiences [27:20] Lead generation [29:20] Asking yourself the right questions [32:10] Who stands to benefit more than you from your success [35:50] The benefit of offering risk - free transactions [42:10] Incorporating risk - reversal into your selling proposal [45:30] Creating a unique identity in the marketplace [48:00] Effective ways of finding sales strategies [50:50] Finding the business you should be in [58:30] The reward of owning your own business

More than that, you can create an additional ongoing revenue stream that requires a little effort each month at your end but can provide a significant benefit to your client in the form of increased sales or sales leads for their business.

They know that a system of paying for transactions, advice in the form of product recommendations, obscure disclosure of costs, and weak reporting benefit the investment industry more than investors.

The benefits of coconut sugar are making it a hot commodity in the health food world — this form of sugar does offer some trace nutrients and may have less of a dramatic impact on your blood sugar than other types of sweeteners.

These last two forms have only recently been discovered in pumpkin seeds, and their health benefits — including antioxidant benefits — are a topic of current interest in vitamin E research, since their bioavailability might be greater than some of the other vitamin E forms.

The former Arsenal and England number one David Seaman is clearly one of the AKBs rather than one of the WOBs and he does have the benefit of actually working with Arsene Wenger to help him form an opinion.

Back during Adoption School, when being a mom was just a theoretical concept (by the way, our agency was nothing like what's been described in this thread — it told us the benefits of open adoption to the child and said we would eventually form our own relationships with first parents, which it then left us to do), I did not embrace OA because the highly - paid social workers said it was proving to be better for the child than shame and secrecy.

Also note that some forms of offline political communications also benefit from similar kinds of targeting, since the explosion of cable channels naturally encourages targeting by interest — «cable» channels delivered by actual cable rather than by satellite are also often geotargetable by zip code or neighborhood.

Prosecutors argued that Percoco received payments of more than $ 300,000 in various forms in return for taking state action benefiting real estate and energy companies.

Even though it is a part - time job, legislators qualify for pension benefits equal to full - time jobs because they file a form with the state comptroller's office each year that declares that they do in fact work more than 30 hours a week.

But Gov. Andrew Cuomo said that any future deal leading to a permanent renewal of the abatement must include some form of prevailing wage requirement for construction workers on projects benefitting from 421a — namely buildings with more than 15 units.

This kind of prosocial behavior, a form of altruism that seeks to benefit others and promote cooperation, has now been found in chimps, the species that Darwin did more than any other human to connect us with.

So going organic might be more a personal choice about supporting that form of farming than about specific health benefits.

Today nearly 50 million people in the U.S. are alive because of various forms of artificial organ therapy, and one in every five people older than 65 in developed nations is very likely to benefit from organ replacement technology during the remainder of their lives.

Even advanced runners can benefit immensely from a slight tweak in form, and a professional athlete who's run more than 60 ironman races in her lifetime knows a thing or two about form and longevity.

Of course, people have been fermenting vegetables for ages, but the powdered form provides a unique benefit of being shelf stable, easy to travel with, and more nutrient dense than traditional greens.

Amazingly, I notice the benefits of transdermal magnesium (baths or magnesium oil) much more quickly than when I take internal forms of magnesium.

Red wine appears to offer more benefit than other forms of alcohol due to its high concentration of flavonoids and resveratrol, which may play an active role in limiting the start and progression of atherosclerosis.

Many studies have shown that eating whole cranberries rather than liquid or supplement forms offer significantly higher antioxidant and anti-inflammatory benefits.

True fermented dairy can be easier to digest than other forms of dairy products, however, even with the fermented benefits many of us are still intolerant.

These last two forms have only recently been discovered in pumpkin seeds, and their health benefits — including antioxidant benefits — are a topic of current interest in vitamin E research, since their bioavailability might be greater than some of the other vitamin E forms.

Camel milk has been deemed to hold superfood benefits, and research has shown that this milk contains more nutritional value than other forms of milk On top of the many surprising health benefits, camel milk is also rich in unsaturated fatty acids, and is high in vitamins and minerals.

There's still no clear evidence that red wine is better than other forms of alcohol when it comes to possible heart - healthy benefits.

Beyond also benefits from looking more like Star Trek as it uses more galactic species and creatures in various animal, alien, and human forms than the other two films.

Researchers looking at data from the study, which is now more than 20 years old, say that for every dollar spent on children who attended the Chicago Child Parent Centers, almost $ 10 is returned by age 25 in either benefits to society — such as savings on remediation in school and on the criminal - justice system — or to the participant, in the form of higher earnings.

We are underinvesting in teacher quality in the sense that a dollar increase in teachers» pay would yield more than a dollar of benefit to society in the form of student achievement gains.

In an article titled «All Around the Block: The Benefits and Challenges of a Non-Traditional School Schedule,» Michael D. Rettig and Robert Lynn Canady estimate that «more than 50 percent of high schools in the United States are either using or considering a form of block scheduling.»

Now, more than ever, it is essential that schools form relationships with community members, groups, and agencies for the mutual benefit of the students and schools.

Although the jury is still out on whether flipped classrooms are more effective than other forms of teaching, intuitively, it would seem that those students who are most likely to fall behind or who need the most time on a topic would benefit from having more time with the teacher.

Interior and tech > The first Aston Martin to fully benefit from the recently formed technical partnership with Mercedes - Benz, in - car tech is vastly better than in previous cars.

One of the benefits to these short form ebooks is the need to balance content with paid advertising space is eliminated, allowing the readers to enjoy more in - depth information and offering the author the opportunity to explore his topic more fully than with the current standard for periodicals.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

If you go for online unsecured personal loans, you may achieve more benefits and advantages than other forms of application.

Credit balance insurance costs more than regular forms of disability or life insurance for what you get in benefits.

Alumni earn a compelling double bottom line return, students receive a lower loan rate than their private or federal options, and both sides benefit from the connections formed.»

In general, you will find that Visa Infinite cards offer more and better benefits than Visa Signature cards, but that they will also come with a larger pricetag in the form of a higher annual fee.

The benefits of a cash - out refinance, under the right circumstances, may be that the cost of credit could be less than other forms of credit on the market, like credit cards or other types of loans.

You may not even notice that you're receiving a tax benefit because it has little effect on the amount of tax you owe at the end of the year (or the size of your refund), but it's there in the form of a net paycheck that's about $ 125 per month bigger than it would be without the tax savings.

They know that a system of paying for transactions, advice in the form of product recommendations, obscure disclosure of costs, and weak reporting benefit the investment industry more than investors.

All of the problems of our world are there, usually in a form that is less severe than we experience because of the benefit of liquid secondary markets and vehicles for diversification.

Despite typically offering lower coupon rates than other forms of taxable bonds, for many investors the tax benefits alone make municipal bonds an attractive prospect.

Benefits that can be reduced under a critical status plan include certain post-retirement death benefits, subsidies that are payable in optional forms of benefit, early retirement subsidies, and benefit increases that were put into place less than 60 months before the plan first entered criticalBenefits that can be reduced under a critical status plan include certain post-retirement death benefits, subsidies that are payable in optional forms of benefit, early retirement subsidies, and benefit increases that were put into place less than 60 months before the plan first entered criticalbenefits, subsidies that are payable in optional forms of benefit, early retirement subsidies, and benefit increases that were put into place less than 60 months before the plan first entered critical status.

Also there's currently more than $ 58 billion in unclaimed money floating around in the form of abandoned bank accounts, stock holdings, insurance payouts and pension benefits.