Sentences with phrase «benefits under your insurance policy»

If you have been involved in a serious car accident, sustained major damages to your home or received a denial of covered benefits, you know how difficult it can be to obtain your rightful benefits under your insurance policy.

While First Party benefits will still be available to cover medical expenses, lost wages, and attendant care costs, motorists injured because of another driver's negligence regarding their cargo will have a harder time collecting benefits under their insurance policies.

There are also strict timelines in which an injured person must apply for accident benefits under an insurance policy.

Additionally, you may be entitled to benefits under your insurance policy regardless of who was at - fault for the car wreck (e.g. no fault medical benefits).

However, filing a false claim or concealing information to obtain a benefit under an insurance policy is considered fraud in many states and subject to criminal or civil penalties.

Any sum received other than as death benefit under an insurance policy which has been issued on or after April 1 2003 and if the premium payable in any of the years during the term of the policy does not exceed 20 % of the sum assured.

Riders like critical illness cover, accident death or disability cover, hospital cash etc. gives you additional benefits under insurance policy.

Following are the benefits under these insurance policies.

Not exact matches

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

Enacted in 2003 as part of legislation providing drug benefits under Medicare, the tax preference is only available if the individual purchases a high - deductible health insurance policy.

This insurance cover forms an extension to British Cycling's motor fleet policy and has been arranged for the benefit of organisers and key officials that are unable to find cover for their activities under their own personal motor vehicle insurance.

Under universal life insurance option B, the policy proceeds increase over time and are equal to the cash value plus the death benefit.

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An additional insured is a person that enjoys the benefits of being insured under an insurance policy, in addition to whoever originally purchased the insurance policy.

Although creditor protection is one of the benefits of a life insurance policy, it is only available under specific circumstances and there are many exceptions.

That's one of the benefits of having renters insurance in Montgomery County; The Maryland renters insurance company is required as part of the policy to defend you against claims and suits which could result in a claim under your liability coverage being paid.

The primary difference between life insurance and AD&D insurance is the set of circumstances under which a policy will pay a death benefit.

For example, if you bundle your various auto policies together under on insurance company, you can typically benefit by getting a discount rate.

Under IRC Section 2035, the death benefit of a life insurance policy can still be included in the owner's estate for three years if the policy is gifted to an Irrevocable Life Insurance Trusinsurance policy can still be included in the owner's estate for three years if the policy is gifted to an Irrevocable Life Insurance TrusInsurance Trust (ILIT).

If you are covered by a life insurance policy but your death falls under one of these exclusions, the insurance company may not have to pay out the benefit.

Child life insurance is typically sold as a whole life insurance policy with a death benefit under $ 100,000.

The right of a judgment debtor to accelerate payment of part or all of the death benefit or special surrender value under a life insurance policy, as authorized by paragraph one of subsection (a) of one thousand one hundred thirteen of the insurance law [* see below], or to enter into a viatical settlement pursuant to the provisions of article seventy - eight of the insurance law, is exempt from application to the satisfaction of a money judgment.

If a policy of insurance has been or shall be effected by any person on his own life or upon the life of another person, the policyowner shall be entitled to any accelerated payments of the death benefit or accelerated payment of a special surrender value permitted under such policy as against the creditors, personal representatives, trustees in bankruptcy and receivers in state and federal courts of the policyowner.

Benefit Period: The maximum length of time for which benefits will be paid under the terms of the insurance policy.

Claim: Notification to an insurance company that payment of the benefit is due under the terms of the policy.

Premium: The amount of money to be paid by the policy owner to the insurance company for the benefits provided under an insurance policy.

Universal life insurance structured under Option B is designed so that proceeds of the policy rise in value over time and equal the death benefit plus the cash value.

Because the insurance policy increases the estate's value, the benefits may fall under the estate tax if your estate is large enough.

With last - survivor or second - to - die life insurance, the death benefit is paid after the second person covered under the policy dies.

**** Service Guarantee benefits for State of Washington members are provided under a Master Insurance Policy issued by United Specialty Insurance Company.

Learn more about how life insurance benefits are paid out to beneficiaries and under what circumstances you may have to pay taxes on a policy's proceeds.

Benefits received for loss of income under a no - fault car insurance policy are not taxable.

«Given the benefits that a renters insurance policy provides, at a relatively low price point of under $ 20 per month, you should consider it must - have coverage,» said Jennifer Fitzgerald, CEO and co-founder of insurance comparison site Policygenius.

These investment options are intended to be sold to certain asset allocation portfolios and to separate accounts of Transamerica Life Insurance Company or Transamerica Financial Life Insurance Company to fund the benefits under certain individual flexible premium variable insurance Insurance Company or Transamerica Financial Life Insurance Company to fund the benefits under certain individual flexible premium variable insurance Insurance Company to fund the benefits under certain individual flexible premium variable insurance insurance policies.

A policy rider is an additional benefit under an existing insurance policy that provides additional coverage to an insurance policy.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

All the benefits that are provided under the insurance policy are organized and handled by Allianz Global Assistance on a 24 hour per day basis, 365 days per year, with the condition that:

That permits the avoidance of double recovery through the deduction of state benefits, such as under the Social Security Recovery of Benefits Act 1997 and it also takesinto account any interim payments made under a victims comprehensive policy of inbenefits, such as under the Social Security Recovery of Benefits Act 1997 and it also takesinto account any interim payments made under a victims comprehensive policy of inBenefits Act 1997 and it also takesinto account any interim payments made under a victims comprehensive policy of insurance.

When the grieving family submitted its claim for death benefits under the kidnap and ransom insurance policy the businessman had purchased and paid premiums on for many years, the large, international insurance company denied the claim without so much as an investigation.

Under an automobile insurance policy in Ontario, people involved in car, motorcycle, ATV or snowmobile accidents are entitled to certain benefits under their own policy regardless of fUnder an automobile insurance policy in Ontario, people involved in car, motorcycle, ATV or snowmobile accidents are entitled to certain benefits under their own policy regardless of funder their own policy regardless of fault.

Buscemi Hallett LLP has extensive experience evaluating these claims, documenting the benefits owed under insurance policies and aggressively pursuing the maximum amount recoverable.

Understand that your claims are not just against the other party but also may include benefits and insurance under your own policy or that you may have through work or your spouse's work.

The applicant suffered significant injuries and applied for accident benefits, under his father's insurance policy with Aviva Canada Inc. under the Statutory Accident Benefit Schedule — Effective September 1, 2010 (the «Schedule»).

Regulations under Ontario's Insurance Act define which impairments are «catastrophic» for the purpose of qualifying for more Accident Benefits under the Ontario Automobile Insurance Policy.

The answer may be one of two things: 1) Your employer may not be aware of the difference between the two types of benefits OR 2) Your employer could be trying to pull the wool over your eyes — by having you make a claim under your personal STD policy (remember YOU pay for this and it is usually much less money and no medical benefits), instead of filing a claim for workers» compensation benefits against the company's insurance policy (the policy the employer pays for) it saves the company money (filing a claim will increase their premiums).

Obviously, there was a significant financial benefit to RSA if the application was determined and the intentional act exclusion was found to apply under the two additional insurance policies.

The court upheld the trial judge's allocation — even though it was done as a lump sum under multiple benefit categories — because she adhered to the policy objective set out in the Insurance Act of avoiding double recovery.

Accordingly, when snowmobiles are operated on property not occupied by the owner at the time of an accident, they are considered «automobiles» for which insurance coverage resulting from an accident may be available under the individual's own automobile insurance policy, including statutory accident benefits, third - party liability and underinsured coverage.

Consider this scenario: An employee is covered for long - term disability (LTD) benefits under his employer's group policy of insurance.

Beyond the Part 7 benefits available to you under your standard insurance policy, you may also hold a negligent third party driver (or manufacturer) legally responsible for your accident.