Sentences with phrase «best balance transfer cards»

Guest post: Angie Picardo is a staff writer for NerdWallet, a website dedicated to helping consumers alleviate debt with the best balance transfer cards.

We've thoroughly detailed the five best balance transfer cards of this year in this write - up.

If you're primarily looking for a card to use for a balance transfer, take a look at our «Best Balance Transfer Cards» for some options that might be a better fit.

Here are two of the best balance transfer cards for holiday shopping: Discover it ® 18 Month Balance Transfer Offer The Discover it ® 18 Month Balance Transfer Offer card has a generous 18 - month intro 0 % APR period for balance transfers (then ongoing 13.49 % — 24.49 % APR) and no annual fee.

While the Chase Slate ® offers a shorter 0 % APR Period than the US Bank Visa Platinum card, it is still one of the best balance transfer cards available.

One of the features worth discussing about U.S. Bank's Visa Platinum is its longer - than - average period for introductory APRs, which places the card in the company of some of the best balance transfer cards.

The Chase Slate ® card is at the top of almost any list of best balance transfer cards because it doesn't charge a fee for balance transfers during the first 60 days of account opening.

BEST CARD PICKS: Top 10 Best Credit Card Deals Best Air Miles Credit Cards Best Balance Transfer Cards Best Rewards Credit Cards Best Travel Credit Cards Best Cash Back Cards

The best balance transfer cards will help you simplify your finances, save money, and get out of credit card debt.

Let us assume that you have found a one of the best balance transfer cards from this article.

Of the two dozens credit card options Chase offers, all but one of them feature some type of purchase rewards (and the one that doesn't, the Chase Slate ®, is one of the best balance transfer cards on the market).

As valuable as introductory balance transfer offers can be, the best balance transfer cards typically require you to have good to excellent credit to qualify for approval.

The best balance transfer cards have intro APR offers that provide a 0 % interest rate on balance transfers for 12 months or more, with some introductory periods extending for up to 21 months.

Essentially, 0 % APR credit card offers provide an introductory rate on your transferred balance for a set period of time, with the best balance transfer cards providing intro APR offers with introductory periods of 12 months or longer.

Some of the best balance transfer cards will even offer rewards on new purchases, plus extra benefits, like free FICO score tracking.

* One of the best balance transfer cards around, the Citi Diamond Preferred card features the lengthiest 0 % intro APR period on balance transfers of the credit cards above — 21 months — as well as a $ 0 annual fee and premium benefits.

Chase Slate is one of the best balance transfer cards on the market.

The best balance transfer cards have a long 0 % APR period, no transfer fee, and low regular interest.

See related: Best balance transfer cards, Balance transfer credit card reviews, Balance transfer calculator, 9 things to know about balance transfers, How to avoid 5 traps of balance transfer cards

In our opinion, this is one of the best balance transfer cards on the market.

So with all that in mind, what follows are a list of some of the best balance transfer cards available.

However, if none of the products seem to fit your needs as well as you'd like, you can find the best balance transfer cards, low - interest cards, travel rewards, or cash back rewards credit cards on our lists below.

When it comes to the best balance transfer cards, you will need to have a good to excellent credit score.

The best balance transfer cards do have fees.

The reason you get the lower interest rate with the best balance transfer cards is that the new bank wants your business.

The best balance transfer cards can help you pay off debt faster, which makes them a good idea for balance transfers.

Even the best balance transfer cards charge a fee for balance transfers, which is typically 3 percent of your credit card debt balance.

Fourth, some of the best balance transfer cards may include 0 percent APR for the first 6 - 15 months, and potentially longer.

The good news is that some of the best balance transfer cards have zero percent fees for a certain period of time so that you can get organized.

Make the balance transfer with your balance transfer credit cards as soon as possible Once you are approved for the best balance transfer cards, make sure to make your balance transfer as soon as possible.

The best balance transfer cards also have several issues for consideration.

Always make the minimum payment with the best balance transfer cards Balance transfer credit cards want to help you repay credit card debt promptly.

So use the best balance transfer cards to your advantage, but also develop an action plan for debt repayment.

Once you are approved for the best balance transfer cards, call customer service of the balance transfer credit cards.Customer service will help you with the process, which involves paying off your existing credit card debt with your new balance transfer credit card.

Use balance transfer credit cards to repay debt Another goal of the best balance transfer cards is debt repayment.

The goal of the best balance transfer cards is to help you save money on interest payments, particularly for high interest credit card debt.

These are some of the best balance transfer cards to save you interest costs and help you repay credit card debt faster.

Here is what to look for to make the best balance transfer cards work for you:

Citibank offers great travel bonus cards, cash back cards, and one of the best balance transfer cards in the industry.

The best balance transfer cards have a long 0 % APR period, no transfer fee, and low regular interest.

First off, many of the best balance transfer cards lack a set of rewarding benefits.

The best balance transfer cards offer intro - APR deals that can reduce or even eliminate your balance transfer interest rate for 12 months or more.

One of our top picks for best balance transfer cards is the Citi Simplicity.

«The Citi Simplicity is one of the best balance transfer cards around.

Check out the best balance transfer cards here.

See the Best Balance Transfer Cards It's been almost four years since I paid off my last credit card debt bill.

The Visa Platinum Card from U.S. Bank offers users a longer than average introductory APR period, and is competitive with the best balance transfer cards.

While the Chase Slate ® offers a shorter 0 % APR Period than the US Bank Visa Platinum card, it is still one of the best balance transfer cards available.

The Chase Slate ® is one of the best balance transfer cards currently available.

«The Citi Simplicity is one of the best balance transfer cards around.