Its why we named it one of
our best credit cards for business owners.
In order to walk away with
the best credit card for your business, it's necessary to comparison shop between different options.
We compared the Southwest Rapid Rewards ® Premier Business Credit Card to other leading business credit cards to help you figure out if this is really
the best credit card for your business.
When you are looking for
the best credit card for your business, you should make sure you are getting a sound financial opportunity.
Bottom Line: The United MileagePlus ® Explorer Business card is
a good credit card for any businesses that frequently travels with its co-branded airline, United.
Finding
the best credit cards for your business» needs is highly dependent on where most of your money goes.
The best credit card for your business will vary based on your specific needs and spending habits.
How to find
the best credit card for your business — Your own bank may offer some good business card options, but if you ask, you might be able to get one with a higher credit limit, lower fees and rates and a reward program... (See Best business card)
As part of our research, we went out of our way to find
the best credit cards for businesses.
The best credit card for your business will vary based on your specific needs and spending habits.
Once you decide that your small business needs its own credit card, it is time to choose
the best credit card for your business.
See related: How to find
the best credit card for your business, Mobile apps help track business credit card receipts, How wise is it to get a second small business credit card?
Not exact matches
Let's say after paying all its costs, advertising, payroll, taxes, and more taxes, a small
business has a margin at the end of the day of 10 % (that's pretty
good nowadays, especially
for a smaller
business); that means your 3 %
credit card fees are costing them 30 % of their profit!
Yes, there are
good reasons why some startups should put working day - to - day on growing their
business aside and spend the time instead looking
for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and
credit cards; and to quickly accelerate their growth in order to capture a massive market.
The stealing of financial information is nothing new, with stolen
credit or debit
card data on the black market a
well - established and lucrative
business for cyber criminals.
Entrepreneurs look to their
business credit cards for all sorts of
good reasons: to build up their
business credit, to have flexible access to capital
for a variety of purchases, and
for a cash cushion in case of emergency.
For starters, it's one of the
best digital wallets on the market that gives your
business the power to to move electronic cash to another
business in the U.S. Due also offers
credit card processing so that you can receive payments either online or offline in just a couple of days.
Among travel and vacation scams, the
Better Business Bureau highlighted con artists who post photos of properties that aren't
for rent or that don't exist in a bid to get your
credit card information.
Jack Dorsey's latest company Square, a
business best known
for mobile
credit -
card processing, today announced a program to help entrepreneurs get access to capital as soon as the very next day.
But if your small -
business credit card is guaranteed by your personal
credit — the case
for all sole proprietorships and some recently incorporated
businesses — the protections covered by the new legislation will apply to your
card as
well, so no need to switch.
If you or your employees do a lot of traveling
for your
business, you may be able to make
good use of the travel protections that frequently come on
business credit cards.
To save you time, we've put together a list of what we think are the
best business credit cards for bad
credit available to
business owners.
Secured
business credit cards or
business credit cards for bad
credit can be
good options
for business owners with poor or fair
credit who need a small amount of capital now.
(See also:
Best Credit Cards for Small
Businesses)
Business credit cards are
best for short - term expenses.
For business owners who travel a lot around the globe, Spark Miles Business Credit Card is the best option for th
For business owners who travel a lot around the globe, Spark Miles Business Credit Card is the best option f
business owners who travel a lot around the globe, Spark Miles
Business Credit Card is the best option f
Business Credit Card is the
best option
for th
for them.
Look
for ways to establish
business credit accounts: A
business credit card is a relatively easy - to - qualify -
for business credit account that may be a
good replacement
for using a personal
credit card for business use.
As a result, if you don't have a
good personal
credit history, qualifying
for a
business credit card could be more challenging.
Merchant cash advances are a
good option
for small
business owners that collect payments through cash, checks or
credit cards (as opposed to invoices), have a high volume of sales, need funding quickly or may not qualify
for a traditional bank loan.
Because approval is often largely based upon the
business owner's personal
credit history, a
business credit card may be a
good option
for startup and early - stage
businesses that haven't been in
business long enough to establish a strong
business credit profile, yet occasionally need
credit to pay
for business expenses.
If you are planning on using a
business credit card, it's important to know which ones are the
best for your
business.
If you find yourself using a personal
credit card to pay
for business expenses, it might be a signal that applying
for a
business credit card is a
good idea.
In addition to providing a great source
for emergency cash, the
best business credit cards offer a few additional perks.
If you have a
good to excellent
credit score, a small
business credit card is a fantastic option
for unsecured startup funds.
Having a
good credit score can help your company qualify
for a great
business credit card, loan, or term financing — all of which can help improve your cash flow and expedite growth.
A
good card for your
business while you're rebuilding your
credit but I will try
for a
card with
better cash back rate when my scores go up.
Business credit cards offer more protection than business debit cards, so it's in your best interest to use a business credit card over a debit card for business pu
Business credit cards offer more protection than
business debit cards, so it's in your best interest to use a business credit card over a debit card for business pu
business debit
cards, so it's in your
best interest to use a
business credit card over a debit card for business pu
business credit card over a debit
card for business pu
business purchases.
Below are some Frequently Asked Questions to help you select the Small
Business Credit Card or Charge Card that's best for your b
Business Credit Card or Charge
Card that's
best for your
businessbusiness:
If you are looking
for a small
business credit card, you'll probably focus on the benefits and rewards you can earn, as
well as the annual fee and interest rate you'll pay.
The
best business credit cards for freelancers are more useful than you might imagine.
The trick is finding the
best business credit card bonus
for your particular preferences, to access the most value possible
for your
business.
The PNC Travel Rewards Visa
Business credit card is your
best option if you desire complete flexibility in redeeming Miles
for travel.
This combination of high rewards rate and redemption flexibility makes the Starwood Preferred Guest ®
Business Credit Card from American Express
well suited
for most small
businesses that engage in travel.
While both
cards provide comparable rewards at gas stations, the Ink
Business Cash ℠
Credit Card is
better for restaurant spending, while the Ink Plus ®
Business Credit Card provides superior rewards when paying
for hotel accomodations.
Assuming it makes financial sense
for you to get the Ink Plus ®
Business Credit Card, it may also be a prudent move to apply
for the Ink
Business Cash ℠
Credit Card as
well.
Payline Data can be a
good credit card processor
for any retail
business.
The hardest question to answer is which of the two Chase
business credit cards is
best for you, given your company's specific budget.
Authorize.net may be a
better fit
for online
businesses that are worried about
credit card fraud.
The Ink Plus ®
Business Credit Card is one of our top picks for best business credit cards because it has a nice overall rewards rate (especially for office supplies and telecommunication services) and useful suite of services for business
Business Credit Card is one of our top picks for best business credit cards because it has a nice overall rewards rate (especially for office supplies and telecommunication services) and useful suite of services for business o
Credit Card is one of our top picks
for best business credit cards because it has a nice overall rewards rate (especially for office supplies and telecommunication services) and useful suite of services for business
business credit cards because it has a nice overall rewards rate (especially for office supplies and telecommunication services) and useful suite of services for business o
credit cards because it has a nice overall rewards rate (especially
for office supplies and telecommunication services) and useful suite of services
for businessbusiness owners.
The company's product portfolio consists of charge and
credit card products; expense management products and services; consumer and
business travel services; stored value products, including travelers checks and other prepaid products; network services; merchant acquisition and processing, and servicing and settlement, as
well as point - of - sale, marketing, and information products and services
for merchants; and fee services comprising market and trend analyses and related consulting services, fraud prevention services, and the design of customer loyalty and rewards programs.