Sentences with phrase «best financial plan for»

KEY ACHIEVEMENTS • Increased the bank's client base by a staggering 58 % percent through aggressive marketing plans • Received accolades for the maximum amount of satisfied clients under one relationship umbrella • Singlehandedly created and implemented a series of presentations to market the banks» services to potential clients • Implemented a particularly complex old age benefits plan for senior clients, now considered the bank's best financial plan for its clients

Here are some of the questions you can ask yourself to help you develop a better financial plan for your future, both near and long term:

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Such statements include, but are not limited to, statements about the continued demand for our product, the wind - down of ExpressJet's flying agreement with Delta, and the related removal from service and / or placement into service of certain aircraft, the scheduled aircraft deliveries for SkyWest Airlines for 2018, as well as SkyWest's future financial and operating results, plans, objectives, expectations, estimates, intentions and outlook, and other statements that are not historical facts.

«Sit down, run it out in a financial plan, and see which was is best for your family,» he advises.

Many financial planners are doing a poor job at, well, planning — both for the future of their own firms and in grooming the next generation of advisors.

A good way to find a CFP professional is at PlannerSearch.org, which is maintained by the Financial Planning Association, a national membership organization for CFP professionals.

For instance, if you're seeking help with a broad range of financial issues, ranging from how to invest or fine - tune your tax planning to choosing the right amount of life or disability insurance or ensuring that your estate plan matches your desires, I would say that your best bet is to find a certified financial planner.

The XY Planning Network would be a good place to look for a financial planner focused on people in this stage of life.

At bonus time, for instance, if his team had a plan that attached financial rewards to specific targets, he believed the general understanding was that «if you haven't made plan, well, duh, there's no bonus.

Paying off your mortgage may feel good, but that doesn't mean it's right for your financial plan.

For baby boomers and Generation X, who tend to be more nervous in fluctuating markets due to their closeness to retirement, it might be a good time to review your financial plan and make changes if necessary.

Since GM's driverless cars are years away from hitting the road as part of Lyft's service, the automaker plans to provide short - term car rentals (for a day, week or month) to Lyft drivers in the immediate future, as well as lease financing through its GM Financial arm, said Ammann.

Consequently, management uses these non-GAAP financial measures as indicators of the company's business performance, as well as for operational planning and decision making purposes.

There's a ton of other helpful resources as well, including guidelines for evaluating your potential sites, a list of key people to review your plan, and sample financial sheets.

His prior experience includes private equity funding of start - up telecommunications and Internet services companies, as well as strategic and financial planning, mergers and acquisitions, and managing finance and accounting activities for both domestic and international businesses in the telecommunications and Internet services sectors.

Beyond those basics, you'll get approved more readily and with better terms if you give the banks precisely what they need to make a decision: tax returns and audited (if possible) financial statements (P&L, balance sheets and cash flow) for the year to date and the previous three years; monthly statements for the previous 12 months; a business plan explaining what you do, how you do it and why your company would be a good risk; a detailed projection showing how you will generate the funds to pay down the line; and a backup plan (collateral) to repay the bank if the projections don't pan out.

«The first half of 2013 has been very good for pension plans,» says Manuel Monteiro, partner in Mercer's financial strategy group.

Matthew Murawski, a financial planner for Goodstein Wealth Management, says you can start your plan at any age, but the sooner the better.

Your financial situation, your goals, your plan are all uniquely yours, so it's imperative that you stick to your own strategy for achieving the best outcome for you.

Fredrick Petrie, author of «The End of Work: Financial Planning for People With Better Things To Do,» recommends «taxing» yourself in order to get more money out of your wallet and into the bank — this way you'll make savings a priority from the get - go, rather than budgeting everything else first and then seeing what is left over for savings.

Well, when some of your life goals include big dreams like buying a house, owning property, or preparing for a family, financial planning is key to making sure you're never stuck without a backup.

Financial Planning Handbook for Responsible Investors (available from Co-op America, 1612 K St. NW, Suite 600, Washington, DC 20006, $ 5) is a nice companion piece for would - be investors who want a social, as well as financialFinancial Planning Handbook for Responsible Investors (available from Co-op America, 1612 K St. NW, Suite 600, Washington, DC 20006, $ 5) is a nice companion piece for would - be investors who want a social, as well as financialfinancial, payoff.

«I very much doubt that that the outcome for anyone with a reasonably well - constructed portfolio will be determined by the next interest rate hike,» said David Mendels, director of planning at Creative Financial Concepts in New York.

A good financial plan prepares for the worst, while you work toward financial goals.

21:09 — Andy explains how Wealthfront uses data from various sources, including connected accounts, to determine the best plan for each user and to provide better financial outcomes than a traditional planner could conceive.

A well - defined investing plan tailored to your goals and financial situation can help you be ready for the normal ups and downs of the market, and to take advantage of opportunities as they arise.

Europe needs a stronger banking union, including a cross-Continental guarantor of deposits; structural reforms to improve growth prospects; more monetary easing; and better plans for budget - cutting in the countries struggling to convince global investors of their financial stability, the fund said.

The best plan for you is going to depend on your personal financial situation.

Financial planning software, or even simple Excel spreadsheets, can be used to determine if the client has enough money saved for retirement, or if the client has enough life insurance coverage, if the client's portfolio is well diversified and appropriately allocated given their risk tolerance and timeline to retirement.

As the lender, you'll review the business plan and financial projections of the new owner as well as be able to ask him or her detailed questions about their plans for new operations.

Once you're done inputting your planned saving and timeline, Personal Capital with run thousands of algorithms to suggest what's the best financial path for you.

Follow Beth on LinkedIn for insights on financial wellness and well - being, benefits program case studies and best practices in retirement plan design.

The application may require a detailed business plan and financial statements, as well as a description of what the loan will be used for, making it a lengthy process.

Follow Kevin for insights on workplace trends, client case studies, best practice retirement plan design and financial wellness.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

I've always wondered what a free financial consultation was like and it's good to see they are pretty thorough with understanding one's financial situation and coming up with a customized plan instead of just trying to aggressively pitch for business.

The Financial Planning Association (FPA), a professional membership organization for the financial planning community, is a good place to find a CERTIFIED FINANCIAL PLANNER ™ (CFP ®) profFinancial Planning Association (FPA), a professional membership organization for the financial planning community, is a good place to find a CERTIFIED FINANCIAL PLANNER ™ (CFP ®) profePlanning Association (FPA), a professional membership organization for the financial planning community, is a good place to find a CERTIFIED FINANCIAL PLANNER ™ (CFP ®) proffinancial planning community, is a good place to find a CERTIFIED FINANCIAL PLANNER ™ (CFP ®) profeplanning community, is a good place to find a CERTIFIED FINANCIAL PLANNER ™ (CFP ®) profFINANCIAL PLANNER ™ (CFP ®) professional.

«I saved money I wasn't planning to use when I should have invested it for better returns,» says Jason Vitug, CEO of Phroogal, crowdfunding expert and mastermind behind The Road to Financial Wellness.

A good resource for finding a CFP ® professional is the Financial Planning Association's website, PlannerSearch.org.

Recent awards bestowed on Don include the 2011 BBB International Torch Award for Consumer Leadership from the Council of Better Business Bureaus and the 2010 Heart of Financial Planning Award from the Financial Planning Association.

The good thing is you have a time frame to plan for your financial well being.

Follow Kevin on LinkedIn for insights on workplace trends, client case studies, best practice retirement plan design, and financial wellness.

Written by NCEO founder Corey Rosen, this issue brief discusses as of mid-2016 the extent and growth of employee ownership; survey data on ESOPs and corporate governance as well as ESOPs and executive compensation; research on the effect of ESOPs on corporate performance; the 2012 shared capitalism study of Great Place to Work applicants; data on employee ownership and employee financial well - being; the NCEO's analysis of data on ESOPs and default rates; trends in broad - based equity compensation plans; equity compensation and corporate performance; the impact of ESOPs and other broad - based plans on unemployment; legislative and regulatory issues for employee ownership; and international developments in broad - based plans.

The complementary financial planning session should give you a good feel for the wealth management service.

Borrowers apply for federal student loan consolidation, where they are able to select the federal loans they wish to consolidate, the servicer of the new loan, and the repayment plan that best fits their financial needs.

And so for them, you're doing something like the good ol' financial planning, plus investment management, because the advisors are CFPs but you're also managing money?

I wish that there were better ways for young people to get personalized investment and financial planning advice.

Bernstein puts sophisticated planning tools and expert advice to work for individuals, families and smaller institutions, in order to help them make well - informed financial decisions and achieve their goals, despite the uncertainties of the market.

In the meantime, make sure you have a clear vision for your goals so you'll be better prepared to plan your financial future.