Not exact matches
For those healthier people in a hurry, though, it might be a
good option to skip scheduling the
paramedical exam, which adds some time to the underwriting process.
Therefore, it is our goal to inform our clients of the various tips and insight we have gathered over the years on how to get the
best results on a life insurance
paramedical exam.
The
best part about a simplified issue plan is you do not have to take a
paramedical exam.
If you are in poor health, it may also be in your
best interest not to take a
paramedical exam life insurance policy.
But if you find it necessary to avoid the
paramedical exam it is your
best option.
For those healthier people in a hurry, though, it might be a
good option to skip scheduling the
paramedical exam, which adds some time to the underwriting process.
If you're in poor health, it could also be in your
best interest to skip the
paramedical exam.
But if taking a
paramedical exam is out of the question, it's
good to know there's an option that still offers you some level of protection.
You'll answer a few simple questions about your health when you apply, have a phone interview to discuss your health, and go through a
paramedical exam so the insurer can get a
better insight into your current health and potential future health issues.
Traditional life insurance requires a
paramedical exam; because the insurer has a
better idea of your health, they're able to provide a much more accurate quote for your premiums, and this often comes at a cheaper price than final expense insurance.
Overall, though, if you don't mind the
paramedical exam, a standard insurance plan is your
best bet.
The
best way to prepare for a
paramedical exam is to make sure you fast the night before and don't drink or eat anything until after the exam is complete.
During this exam, you will meet in person with a
paramedical professional who will usually ask you some additional medical questions, as
well as take from you a blood and a urine sample.
If you have a fear of needles and you do not wish to participate in the
paramedical exam that is required for most types of qualification, this would also be a
good plan.
If your health is
good and nothing major in your recent driving history there is no need for the pain and hassle of a
paramedical exam for term life insurance.
Clients who are looking for life insurance without going through the hassle of a
paramedical exam, are
best suited for this option.