Financial stability starts with
better financial habits like sticking to a budget.
Not exact matches
But it also looked at who's putting that knowledge into action, factoring in the percentage of state residents who held to
good financial habits (
like building an emergency fund), as
well as bad ones (spending more than they earn or using payday loans).
Rather than treating a budget
like a diet — something restrictive you follow for a set period of time — Klontz and other
financial advisors recommend looking at how to integrate
good habits into your lifestyle.
Just
like losing weight and keeping it off over time requires that you develop a few new skills and a lifestyle of healthy eating, improving your credit score requires that you develop and maintain a few
good financial habits.
Once your hectic
financial situation has settled down — and if the crisis was more a rare event than a
habit when it comes to your credit history — then it's a
good time to sit down with a credit expert
like the professionals at GoCleanCredit.
Do you want to achieve
financial goals
like maintaining
better spending
habits, saving more, and tracking your expenses?
Good credit
habits like always paying bills on time, keeping balances low, and only opening new credit cards when you need them can all have a positive effect on your
financial health.
There's no time
like the present to start adopting
better financial habits and save money.