Sentences with phrase «better health classes»

That's because insurance companies charge lower premiums for their better health classes.

At this time, there are no companies offering preferred or better health classes.

With these relationships, we can obtain better health classes which in return gives you better rates.

If you're in good health and don't have any medical issues, even State Farm life insurance's best health class doesn't compare to what you can obtain on the open market.

You are eligible for the best health class rating with Transamerica.

This will give you the best health class so you can enjoy paying the lowest premium possible.

You can get their best health class if you quit smoking 3 years ago (most of the industry makes you wait 5 years); high blood pressure and cholesterol treated with medications can qualify for the best health classifications; if you're over 50 years old and are diabetic, you can qualify for «Standard» rates; family history of cancer doesn't exclude you from the preferred plus rating either (most companies it does).

So if you get a quote for a 44 year old healthy male, for 10 year term life insurance, and find that Ohio National shows up as having the lowest quote, assuming you can qualify for their best health class, just be careful to check with an agent to make sure you can actually qualify for that rate.

Your agents job is to place you with the best company that will be able to offer you the lowest rates and best health class you can qualify for.

* Quotes above are for a male, non-smoker who qualifies for the best health class and are monthly rates.

$ 250,000 $ 500,000 $ 1,000,000 10 year term $ 16 $ 28 $ 49 15 year term $ 20 $ 35 $ 62 20 year term $ 25 $ 45 $ 82 30 year term $ 41 $ 77 $ 147 55 Year Old male, non-tobacco in the best health class (monthly rates):

For traditional life insurance, the best health classes are reserved for clients without any significant heart condition.

For example, certain skin cancers are nonthreatening and allow for the best health class while other more serious cancers such as pancreatic cancer can be automatic declines.

She approved Terry at the best health class (preferred plus) and the result was a savings of $ 24,000 over the 20 year level term period.

Here's an example of how it can work: Male, Age 40, best health class — $ 250,000 for 30 years is: $ 68 / mo.

The best health class ratings available are Select Preferred and Preferred.

Upon initial review of his medical history he was very healthy with no significant medical problems and it appeared that he may qualify for the preferred plus (best health class) underwriting category.

Each class is 25 % more expensive (more or less) than the health class before it, so it pays to work with an expert to get the best health class you possibly can.

In this instance, we can underwrite her case at a better health class with a much lower monthly payment for her life insurance!

Therefore, it is important to work with a professional agent who understands the underwriting «logistics» and can identify the company that will provide you with the best health class given your specific circumstances.

Other sites take your basic information and show you the best health class and price.

If you have Addison's disease, the best health class you can get is Standard / Regular.

The sample rates above were quoted at the absolute best health class rating: «Preferred Best».

Preferred Plus (or Preferred Best) is the best health class available from every life insurance company.

Preferred: This is the best health class possible for homemakers or those who don't work.

Confirmed on 11/24/2009 based on female age 35, no tobacco usage, no health issues, preferred best health class, 10 year term, $ 500,000 in coverage issued by Genworth Financial.

It's the company who will approve you at the best health class rating.

The agents job is to place you with the most applicable company that will offer you the lowest rates and best health class that you can qualify for.

Some of the most important ways is by using the correct company and getting you into the best health class possible.

Our goal is to get you approved for the best health class which means you pay the lowest premium for your coverage.

Let's take a look at the best companies and rates for a 40 year old woman seeking a $ 500,000 term life policy on a 20 year term at the best health class.

Let's take a look at the sample rates for a 45 year old male, non-smoker, best health class, $ 5,000,000 policy for a permanent life insurance policy - no lapse guarantee universal life insurance.

This will enable you to receive the lowest rates and best health class you can qualify for.

If you do and you are controlling your acid reflux well, you can still qualify for a preferred best health class.

These companies view the risk of insuring a diabetic more favorably than the other life insurance companies in way of offering a better health class and in turn a lower rate.

Elective surgeries, like the one on former president George W. Bush, will have a better health class and lower life insurance rates.

Also, the best health class will help you receive the lowest rates.

While the best health class Foresters offers for their No Exam policy is Standard and Tobacco, their rates (how much you pay) are still highly competitive.

Sample rates for a $ 250,000 policy on a 20 - year term at each company's best health class, female, non-smoker compared to NEA Level Premium Term Life Plan

Here are a few sample prices for a 50 year female for $ 500,000, 20 year level term at the best health class in New York.

AIG has great underwriting for; healthy people, those with sleep apnea are still eligible for the best health class as well as people taking a depression or anxiety medication can still qualify for the best rate class.

Also they allow medical marijuana usage to be eligible for the best health class, non-tobacco.

Sample rates for a $ 250,000 policy on a 20 - year term at each company's best health class, for a 40 - year old male, non-smoker.

Sample rates for a $ 250,000 policy on a 10 - year term at each company's best health class, female, non-smoker compared to NEA Group Term Insurance Plan

In fact, many companies will not offer the best health class if you are taking a blood pressure medication while there are many top companies that will.

Below are the sample monthly rates a male in each company's best health class for $ 250,000 - 20 year term life insurance policy for a 40 year old male.

Below are the monthly sample prices for a $ 200k 20 year term life insurance policy for a 40 year old man at the best health class:

Sample rates for a $ 250,000 policy on a 10 - year term at each company's best health class, female, non-smoker compared to a Group Term Insurance Plan.

Sample rates for a $ 250,000 policy on a 20 - year term at each company's best health class, female, non-smoker compared to NEA Level Premium T

Here are a few sample prices for a 40 year male for $ 200,000, 20 year level term at the best health class in New York.