Sentences with phrase «better interest rates because»

You forgot better interest rates because of the lower operating costs of not having to maintain brick and mortar banks.
It may help you secure a better interest rate because you look like a less - risky borrower versus someone who puts down a smaller amount of cash.
Adding a co-signer doesn't affect your credit report; it just helps you secure a loan at a better interest rate because the lender takes your co-signer's financial situation into account, too.

Not exact matches

Canadians were better savers in the 1980s in large part because it paid off: double - digit interest rates meant double - digit rates of return on GICs and savings accounts.
If the Fed is indeed putting off raising short - term interest rates — perhaps because of an economic slowdown overseas, economic turmoil in Russia, or because of lower oil prices — then that's potentially good news for the stock market.
That's because the next recession, which is likely only a couple years away, will come well before the economy is ready to handle interest rates of 3 % or more.
Alternatively, it's best to shorten the average term to maturity of your bond portfolio as interest rates enter into a rising cycle, because the shorter the term, the less their price will be affected.
Conventional wisdom would say that the dollar should rise in value if interest rates rise because higher rates suggest higher returns as well as reflect better prospects for the US economy.
Because they tend to have lower overhead costs, online banks are in a better position to offer more favorable interest rates on savings.
Cramer is specifically concerned about the banks, because they are supposed to do well when interest rates rise.
This is clearly not good, because the nominal interest rate can not be adjusted in response to any shocks that hit the economy over the next 70 years.
This is because most private student loan lenders offer extended repayment plans and variable interest rates that seem lower at the onset of a loan refinance, saving borrowers money on their monthly payment as well as on the total cost of borrowing over time.
That's because banks have historically tended to do well in rising rate environments, as they can benefit from making loans at higher interest rates.
However, because the lender is guaranteed to receive all of the interest on the loan, you can usually get a better interest rate on loans with yield maintenance.
Home equity loans typically have better interest rates than personal loans because your home is collateral.
For example, federal loans can often be a better option for borrowing — even if you could get a lower interest rate on a private student loan — because federal loans have advantages private loans don't have, such as the opportunity to choose income - driven repayment plans or qualify for the Public Service Loan Forgiveness Program.
The partners do assume risk because, as owners, they share in losses as well as profits — and this year has been a tough one for Goldman and the rest of Wall Street, as rising interest rates brought spectacular trading losses.
With all the small business loan options available to a business owner today, a term loan could be a good fit for borrowers who meet the banks» criteria because a term loan at the bank will often include the lowest interest rates.
: A classic point of contention for risk parity is that interest rates, in general, are too low, and that while the approach may have performed well in the past, it is only because of an historic bond rally, which is unlikely to happen again.
That is hard to achieve, because, well... bonds have interest rate risk!
Advice: Because bonds with longer maturity face greater risk of changing interest rates (and greater default risk, as well), they typically pay higher interest rates.
These savings accounts are also a much better alternative to traditional money market accounts because they pay a much higher interest rate.
Because your cosigner backs up the loan repayment on your behalf, you often receive easier loan approval and better interest rates compared to applying without a cosigner.
They learned their lessons in 2008 with regards to excessive leverage and by and large have very good balance sheets, and so I think yes, they're expensive because part of their sales has been driven by very low interest rates.
The early phase of an increasing environment for interest rates tends to bode well for the sector because it signals that the economy may be strong, unemployment may be down and consumers feel confident about spending money.
If you think you'll be in the home for decades, though, it can be better to lock in a low rate for the entire long life of the loan — especially because interest rates seem likely to rise.
I understand the potential headwinds that may arise with interest rate hikes as well as the tenant and questionable billing issues that HCP is currently facing, however I feel the long term prospects for these large REITs are much better simply because of demographics.
This turns out to be a good deal for borrowers because they get a better interest rate than they might through a traditional bank loan or credit card.
Certainly the Japanese, so its all being done so — with the — Donald Trump wanting to turn around the trade deficit, you can't help but say hey maybe they are actually onto something because they have an independent central bank well --(unintelligible) the independent central bank that goes upon its course based on what its seeing here you know based on domestic economic activity, while everybody else is setting it to international standards then tariffs become the — I guess the alternative especially when the feds is raising the interest rates and they're the only central bank really raising interest rates... I know... the bank of England went half a basis point, quarter basis point and they are project to go a quarter basis point tomorrow which we will see.
Try to look for the lowest interest rate possible, because you'll need to pay your monthly mortgage bill as well.
The good thing about home equity loans is that lenders offer attractive interest rates because your home serves as collateral and a guarantee of repayment.
Most homebuyers choose conventional mortgages because they offer the best interest rates and loan terms — usually resulting in a lower monthly payment.
And because credit unions are not - for - profit institutions, they also might offer better interest rates for members and be willing to lend money to those who don't have outstanding credit.
Mr Thompson said interest rates had dropped from 32 per cent to 23 per cent and that was good for the economy if sustained, because it would promote investment.
Also most people with mortgages are feeling a little better off at the moment because interest rates have come down.
It's like your credit card company's lowering the interest rate on your credit card because they view you as a better credit risk.»
The film rates this high for me not just because of its technical skill (the ensemble acting is terrific, with Kelly Macdonald in particular doing great work in just a few scenes, and Roger Deakins's cinematography is as good as anything he's done with the Coens, and that's saying a lot) but because of its ambiguity: because the questions it raises about narrative and about society are as interesting as those raised by any other film (but one) of 2007.
Because - and especially in their assessments - they tend to reflect familiar categories: The sharp and often distorting distinctions among and between «subjects»; age grading; the value placed on quick recall; the dumbing down of the quality and grace of expository prose to make it fit into some sort of rating scheme; the overload of material to be covered, usually the inevitable result of intracommittee ideological logrolling, which leads to a bit of this and a dollop of that; the almost absolute denial of a value placed on individual ingenuity, craggy but provocative thinking, sustained work, and desirable variety; the lack of interest, signaled by the assessment apparatus, of the virtues of fairness, good character, and imagination.
And with interest growing in creating more gap - closing schools and in replicating their best practices in mainline public schools, Hiawatha could easily tumble in the ratings next year because it gets company.
So while everyone is walking around with an achy breaky heart trying to figure out how to best mitigate disparate impact's effect on dealer reserve, I envision Federales running around their offices shouting «dy - no - mite» because they figured out dealers make a fair profit from more than interest rates.
Auto financing for bad - credit customers is available through a traditional car dealer, but because your low credit score already dictates that you will pay a higher interest rate than consumers with good credit ratings, obtaining bad credit car financing through the dealership will be even more costly than through your bank, credit union, or a sub-prime lender.
The G Fund makes it even better because it can never fall in price, yet it earns a rate of interest equal to:
This is because other lenders may offer more principal money, lower interest rates, fewer fees and / or better terms.
If you can't find a consolidation loan that has an interest rate of 10 % or less — don't consolidate because it's not worth it — there are better options available as we are about to explain.
That's because banks have historically tended to do well in rising rate environments, as they can benefit from making loans at higher interest rates.
This however can be slightly misleading because all consumers know there may be additional fees which can affect the balance as well as differences in the interest rate from month - to - month due to variable interest rates.
A lower interest rate is always a good thing because until your loan is paid back, you have to pay your lender interest on the loan balance you still have outstanding.
They are also good for anyone who does not know how, or have the time, to shop around for the best interest rate, because the mortgage broker will do that job for you.
For some homeowners, a 15 - year mortgage loan works well because of the low interest rate; but for others, getting locked into higher mortgage payments may be daunting.
Because a lower interest rate would have more benefit over time, the sooner you start the process, the better.
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