Sentences with phrase «better interest rates by»

Even if you're already using a VA loan to finance your home, you can take advantage of today's better interest rates by using the VA streamline refinance option, called the Interest Rate Reduction Refinance Loan (IRRRL).

Also, home loans are credit sensitive and thus, even if you already qualify for a loan, you could easily get better interest rates by improving your credit score a few points.

With any deposit account, it's important to find the best interest rates by comparing bank offers.

If you can get a better interest rate by refinancing, it will usually make sense to do it.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Low interest rates were necessary to juice the economy during the financial crisis, but they are now, by many measures, doing more harm than good.

«Some of that we can control by doing a good job and giving good value for money; part of it will be external factors like interest rates and population.»

But the economic outlook is clouded by rising trade tensions, as well as late - cycle increases in interest rates in the United States and the other major economies.

Your choices are going to vary, and you may find out that you already have a good interest rate, but talk to several loan officers at a number of banks to find out if you can save by finally making the big loan consolidation move.

Stocks fell across the board Wednesday as the year's final fiscal quarter opened to a market sell - off spurred by concerns over mounting global crises, including the first domestic case of Ebola, as well as the looming possibility of an interest rate hike.

Bets the European Central Bank might consider raising interest rates by the end of 2018 due to evidence of higher inflation and business activity in the euro have lifted the euro, which was poised for its best yearly performance versus the greenback in 14 years.

If you do that, you're in a position of power and can get banks to compete for your business by reducing application fees, draw fees and unused line fees, as well as the interest rate.

«These types of «good debt» give far lower interest rates for people with good credit than the typical margin rates offered by brokers,» she said.

«I very much doubt that that the outcome for anyone with a reasonably well - constructed portfolio will be determined by the next interest rate hike,» said David Mendels, director of planning at Creative Financial Concepts in New York.

By refinancing when you are earning a salary and have a better credit score, you might be able to lower your interest rates substantially, even as low as 3 percent.

The first is Brazil's B3, the successor to BM&F, which has a well - established suite of interest rate contracts led by the ID futures, which tracks a one - day interbank deposit rate.

Confronted with the choice of whether to «lean» or to «clean» — leaning against emerging financial imbalances by keeping interest rates higher than they otherwise would be or cleaning up in the event the risks they create are realized by providing stimulus — central bankers at that time generally agreed that cleaning would be best.

There are large, well - funded firms like SoFi who are lowering interest rates for college graduates that are underserved by big banks and the government.

One of the interesting features of this trend was the starring role played by the well - established benchmark interest rate contracts in Europe and North America.

The latest study by GoBankingRates brings readers the best interest rates across various products, such as savings accounts, checking accounts, money market accounts and certificate of deposit products.

This new loan comes with a new interest rate that is defined by an underwriting criteria that typically takes into account income as well as credit history.

On the contrary, a growing number of experts in the industry as well as academia have come to the conclusion that excessive speculation by traders and investors, aided by ultra-low interest rates and easy money, is severely distorting the market.

World growth will remain low on average but negative in the UK and Europe; price inflation will remain sufficiently subdued for a while longer so as to impose no constraint on monetary expansion; central banks will sustain a regime of negative real interest rates and rapid monetary expansion; the risk of a eurozone collapse is off the table for now; finally, stock markets should continue to perform better than expected, even though the four - year old cyclical bull market is long by historical standards.

With the stock market in a free - fall, fixed - income investors anxious about coming interest rate hikes by the Federal Reserve might feel a little better about boring bonds and their measly coupons.

While the returns of these bonds are affected by interest rates, they are also responsive to the overall economic cycle as well as the growth prospects of the issuing firm.

Each refinancing lender determines the rate they'll offer a borrower on a case - by - case basis, so if you want to take advantage of the lowest interest rate available, it's best to apply to many different lenders.

There are objective reasons to be optimistic, including ongoing labor market improvements — underscored by falling unemployment and underemployment rates, as well as solid job growth — combined with the Federal Reserve's expectations that conditions will permit further interest rate hikes this year as it continues to move toward policy «normalization.»

Applying with a co-signer can help you increase your chance of qualifying for refinancing, and could also help you get a better interest rate than you would get if you applied by yourself.

Ron also looks at Markel, and why the double - edged sword of a rising interest rate environment will hold more good news for the company than bad, and he closes by telling investors why PotashCorp (NYSE: POT) and Titan International (NYSE: TWI) are two companies he has as interesting stocks on his radar today.

Stocks rose sharply in the United States and Europe on news the referendum plan had been scrapped, as well as a surprise move by the European Central Bank to cut interest rates.

By LEWIS JOHNSON — Co-Chief Investment Officer August 25, 2016 Regular readers of this publication are well aware of our contention that our over-indebted world is likely to experience disappointing real growth and its counterpart, low real interest rates, for a long time.

Market expectations point to a potential reduction in quantitative easing by the ECB sometime in 2018, as well as a possible increase in interest rates later in the year.

I've written a lot this year about the unwillingness of many on Bay Street to accept that Poloz isn't going to take them by the hand and walk them down a well - marked, interest - rate path.

Private student loan rates start at around 3.00 %, which means well - qualified parents might find a better deal with private student loans than the 7.00 % interest rate and 4.276 % loan fee offered by Parent PLUS Loans.

They learned their lessons in 2008 with regards to excessive leverage and by and large have very good balance sheets, and so I think yes, they're expensive because part of their sales has been driven by very low interest rates.

The aggressive reduction in interest rates needed to be complemented by timely movement in the other direction, once the emergency had passed, to establish a general level of interest rates more in keeping with the better economic outlook.

Some type of lesser measure by the Fed, such as lengthening the duration of its balance sheet holdings to drive down long - term interest rates, seems to have better odds of being implemented.

Real interest rates implied by the yields on indexed bonds, as well as the real lending rates derived using various measures of inflation expectations, are also slightly below their long - term averages.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

Strong profitability, low interest rates and a debt burden well below historical peaks have all tended to hold down the interest burden of the corporate sector: as a share of gross operating surplus, net interest paid by the corporate sector remains well below historical averages.

Many of these factors were outside of central banks» control until the introduction of quantitative easing, which allowed central banks to better influence long - term interest rates by buying bonds on the secondary market to push down long - term rates and to create new bank reserves.

Find YOUR best rate by seeing through hidden fees, saving on interest payments, boosting your savings, or getting the most rewards.

If interest rates rise between the time a bond is originally purchased by the fund and the time that same bond is sold, this will create a capital loss for the fund and potentially its investors as well.

On the high end, any score of 740 or higher will allow you to not only qualify for a mortgage but also the best interest rates offered by lenders.

This insurance fee is paid by the broker and will likely lower your interest rate, but it is much better to get insured and earn smaller interest rate, than go for bigger interest rated bonds at your own risk.

Here's a good example of an interesting chart about mortgage rates by race.

But overall financial conditions are arguably a good deal more restrictive than suggested by policy rates, especially in the United States, where the interest rates paid by many borrowers have not declined much, if at all, and lenders have toughened their standards considerably.

Interest rates may well have risen by then too.

The current valuation of the S&P 500 is lofty by almost any measure, both for the aggregate market as well as the median stock: (1) The P / E ratio; (2) the current P / E expansion cycle; (3) EV / Sales; (4) EV / EBITDA; (5) Free Cash Flow yield; (6) Price / Book as well as the ROE and P / B relationship; and compared with the levels of (6) inflation; (7) nominal 10 - year Treasury yields; and (8) real interest rates.

You can compare loans by obtaining a Loan Estimate from each lender, which will include locked in rates for both the interest rate and the APR as well as an estimate of any fees the lender will charge.