Sentences with phrase «better interest rates if»

Lenders can offer better interest rates if the mortgage applicant has a high income or a better credit score, but these are not required to get approved for a mortgage.

You may be able to negotiate better interest rates if you have a high annual income.

qualifying on just 12 months or bank statements, but you get better interest rates if you can prove 24 - months of statements.

Private lenders can offer better interest rates if the borrower has higher annual incomes and better credit scores.

Some banks will give you better interest rates if you lock the money for a set amount of years.

20 % -25 % Down Conventional Personal Mortgage — This is similar to the above method, but you can often get a better interest rate if the property is your primary residence.

Typically, you will get one chance to switch to a better interest rate if the interest rates improve.

Bad credit mortgage lenders in Collingwood can offer good interest rates if an applicant has a better credit score and better income than other borrowers do.

Studies show that more people are approved for loans with a better interest rate if their credit score is 650 and above (but ideally, the higher the better).

And what I found to be true is this, that you can — and you can all test me on this — you will have a good credit score and qualify for good interest rates if you simply pay your bills and debts on time.

«Even if the borrower could qualify for the loan without a cosigner, adding a cosigner might enable the borrower to get a better interest rate if the cosigner has a higher credit score than the borrower,» says David Levy, author and editor of Edvisors Network, a news and information hub about planning and paying for college.

Therefore, you might be able to negotiate for a better interest rate if you opt for car refinancing.

However, you can find the right product at the best interest rate if you're willing to do your research.

20 % -25 % Down Conventional Personal Mortgage — This is similar to the above method, but you can often get a better interest rate if the property is your primary residence.

In the end, someone who wants to have a lot of liquid funds can get pretty good interest rates if they are willing to juggle many accounts and requirements.

Not exact matches

The ECB, however, said after its latest policy - making meeting Thursday that it still doesn't expect to raise its own interest rates until «well past» September next year — and even then, only if it is absolutely sure that inflation is back on track after a decade of undershooting.

We forget that if interest rates were more normal, banks would be doing better,» he said during an interview with CNBC on Tuesday from the Milken Institute's global conference.

We forget that if interest rates were more normal, banks would be doing better,» Calamos said.

If you can leave this decade with minimal debt, you're in good shape — focus on paying off your highest interest rate debt, and your credit card balances monthly.

If these business owners would have taken initiative much earlier, when the need wasn't as desperate, they may have had better loan options with lower interest - rates.

If the Fed is indeed putting off raising short - term interest rates — perhaps because of an economic slowdown overseas, economic turmoil in Russia, or because of lower oil prices — then that's potentially good news for the stock market.

We may not love the interest rates in this country, but if you are in Japan or you're in Europe, all of that actually looks really good.

If they can attract new mortgage customers with really low rates, odds are good they'll be able to keep those customers throughout the life of the mortgage, whatever happens to interest rates.»

«We think it would be very mild, and we think if you compare the States with other advanced economies around the world, we still think the States is going to be in quite a good position to take the appropriate monetary action and cut interest rates,» he added.

Your choices are going to vary, and you may find out that you already have a good interest rate, but talk to several loan officers at a number of banks to find out if you can save by finally making the big loan consolidation move.

Nevertheless, the BIS is now openly wondering if the U.K.'s failure to adjust interest rates upward from 0.5 % can be sustained without causing more harm than good.

If you do that, you're in a position of power and can get banks to compete for your business by reducing application fees, draw fees and unused line fees, as well as the interest rate.

Conventional wisdom would say that the dollar should rise in value if interest rates rise because higher rates suggest higher returns as well as reflect better prospects for the US economy.

«Things are working pretty well, and I would be worried that if I raised rates significantly with negative interest rates in Europe, I would be very worried about what that would do to the flow of funds.»

If your provider gives only an interest rate and doesn't accurately disclose other fees, you won't be able to calculate the APR and determine whether the loan is a good deal.

This is a good plan if interest rates are currently lower than the rate you have on your old mortgage.

Be honest here: if you're typically late on several payments each year, it's smart to shop around for low late fees as well as low interest rates.

Well, if we were gonna normalize interest rates, that relationship had to get restored to normal somewhere, at some point, when people were confident that we didn't need the very low interest rates and so forth.

Before deciding on an ARM, it's best to assess the potential maximum interest rate listed in the terms to see if it's something you would be comfortable paying.

You're more likely to qualify for a lower interest rate if you have a good credit score.

If you manage to get a business loan with an outstanding lien, chances are good that the lender will charge a high interest rate.

If you like the idea of banking with a not - for - profit credit union, Chicago - based Alliant offers exceptionally easy membership terms and a good interest rate.

If you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges yoIf you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges yoif you can find a fixed - rate offer with a lower interest rate than what your credit card charges you.

Well the first thing is if the United States raises interest rates that's going to push the dollar way up against the Euro, and most of all against third world and Asian countries.

If you are looking to just open a savings account, there are plenty of banks that can provide customers with better interest rates.

«If the rise in interest rates is moderate and comes as a result of improvement in the overall economy, that need not preclude stocks from performing well.»

Even if you have that much available to park in the bank, you'd find better interest rates with a savings account elsewhere.

If your score is between 670 and 739, you have good credit, so you can likely qualify for a home loan, but probably won't qualify for a mortgage with an excellent interest rate.

If you want to find a mortgage lender who will get you the best mortgage rates possible, be mindful of red flags that indicate the lender might not have your best interests in mind, such as not getting back to you in a timely manner.

High inflation usually goes with high nominal interest rates, so high inflation may well impose cash flow constraints on borrowing, even if the underlying project is viable.

For a personal line of credit, rates tend to be high, so you'll save if you shop around for the best interest rate.

This type of loan might make sense for you if you can get a better interest rate than that of your current mortgage, you plan to shorten the term of your loan instead of refinancing for 30 years, and you plan to keep your mortgage for at least several more years.

If high energy and resource prices cause inflation and rising interest rates, and cause a double dip recession (quite likely) it will create a good opportunity to buy energy and mining company (especially copper) stocks.

An unsecured loan can also be a good option if you get an interest rate that's much lower than the rate on your current card.

If your credit is good enough, consider consolidating your debt to lower your payments and / or interest rates.