Sentences with phrase «better loan risk»

Companies with healthier finances and carefully thought - out expansion plans have convinced Providence, R.I. - based Citizens Bank that they are good loan risks, says Quincy Miller, head of business banking.

Not exact matches

Quite apart from the argument over OSFI - style oversight, the former federal official and others stress this segment of the market at least requires more transparency and clearer data so regulators and the Bank of Canada can better understand the credit landscape and the extent of high - risk loans issued by private lenders.

Lenders may accept an unusual level of risk because of the social good resulting from the use of the loan.

These types of loans also carry other risks, such as demand provisions under which a bank can arbitrarily demand repayment, as well as high default rates, putting borrowers in a difficult spot.

The spread of automatic loan decisions is bad news if, like Sorensen, you feel you are a better risk than you look to be on paper.

«Veterans are a very safe bet and a good risk for loans and financing of all types.

One option would be to apply for a microloan, a small business loan ranging from $ 500 to $ 35,000 (and sometimes more) that is well - suited for small businesses or startups that maybe don't have a credit history, can't secure the funds through a bank loan, don't have collateral, or have other risk factors.

Paying down your loan allows you to save that amount in foregone interest, which is much better than what you'd earn today on any low - risk investment like a GIC.

Based on BlackRock's long - term assumptions, some of the better return - to - risk ratios are in high yield bonds, EM dollar - denominated debt and bank loans.

Ultimately, if you're struggling with your current payments or are at risk of defaulting and still have several years left on your loans, debt consolidation might be a good idea.

Its Wholesale Banking segment offers commercial loans and lines of credit, letters of credit, asset - based lending, equipment leasing, international trade facilities, trade financing, collection, foreign exchange, treasury management, merchant payment processing, institutional fixed - income sales, commodity and equity risk management, corporate trust fiduciary and agency, and investment banking services, as well as online / electronic products.

Having more than one person guarantee the loan reduces the risk that a single person will have to fulfill the entire guarantee, which is good for both the lender and the borrowers.

Each of these factors will demonstrate to the lender that you are a good risk for a new, refinanced loan.

Private student loan lenders make refinancing available to well - qualified borrowers, which means there is a review of income, credit history and score, and other factors that show the borrower is a low risk to the lender.

The situation will undoubtedly also have been supported by the ruling in December from the CBRC, which discourages banks from referring their clients to invest in such products, as well as the regulator's recent mandate that firms tighten their risk management and disclosure around entrusted loans.

However, for consumers who can afford to take risk, or who plan to pay their loan off quickly, variable rate loans are a good option.

The best way to go about it is to place funds into a few lower risk and a few higher risk borrowers to get a diversified peer - to - peer loan portfolio with strong average annual returns.

For borrowers unsure of their future finances, interest - only loans are not a good choice, as the benefit of low initial payments is likely not worth the risk of defaulting on the loan.

Due to the size of the loan, as well as the lack of government insurance, lenders assume greater risk with these mortgages.

Therefore, when investing in peer - to - peer loans, it is always best to diversify by investing in several different loans to reduce single party risk.

If you have student loans in repayment, understanding the risks for default and your repayment options is important to keep your loans in good standing.

Cosigners - This can be difficult, given that you must have access to a parent, family member, or friend who has good credit and trusts you enough to take on the risk of the loan with you.

It's also normal for these lenders to provide risk - based loans, meaning a better credit score will get lower rates.

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A loan grade of A1, for example, has the lowest risks and the best interest rates, whereas a G5 loan means you have a lower credit score and bring more risk to the table.

If regulations are revised to better align the risk with the required capital, or repealed altogether, then it should increase the loan activity and benefit borrowers and lenders in the securities finance industry,» he explains.

If we risked allowing Carl Jenkinson to go on loan to West Ham, despite our thin defensive cover, letting a player in the middle of the park to leave should not be fearful, especially if it will do the player some good and the team some good too.

For a 24 year old, a very good and versatile 24 year old, sell him if you don't like him, don't risk destroying his value and career by making him a yourney man who goes from team to team out on loan.

And the only way to get a player better without risking our own defence is to loan him out.

ricardo pereira one year loan move is good because he is now not a popular star, so it may be a risk for tottenham.

Since there is no clear answer to whether continue to loan or not is economically better, countries tend to not risk a crash and continue to loan.

Having a good credit history makes it possible for service providers to gauge how much of a risk you are, a good rating means more financial options and opportunities — this makes it possible to apply for a bigger bond with home loan providers at low interest rates, plus you can also get various other loans from other institutions at affordable rates.

Hire the best editor and cover designer you can afford, but don't take out a loan or risk your savings to publish your book if you haven't tested the market or gotten feedback from real readers in your genre yet.

Lenders who approve loans for people who have low credit scores and can not demonstrate that they have a stable income are taking a larger risk than when they lend to people with better credit histories.

Because private student loans are not guaranteed by the government, private loan lenders take on more risk, so they typically look for candidates with good credit.

The longer we wait to restructure debt, to swap debt for equity, and to expect those who made the loans bear the losses as well, the more we risk allowing this downturn to become uncontrollable and unfathomably costly to the public.

Your home will not be at risk as long as you continue to pay the taxes and insurance on the home, keep it in good condition, and comply with the other loan terms.

Government workers with good risk scores find unsecured personal loans easy to obtain.

This is mainly for lenders to see the risk involved with giving you a loan, checking how well you have paid your bills in the past.

However, for consumers who can afford to take risk, or who plan to pay their loan off quickly, variable rate loans are a good option.

This loan is best for homeowners that are willing to trade some risk of future interest rate increases for a lower start rate.

This can result in someone with «good credit» being turned down for a loan because this additional score tells a potential lender that you are a high bankruptcy risk even though you have a high credit score.

PMI rates are based on the loan - to - value ratio as well as the creditworthiness of the borrowers, but even if you have good credit and have paid all your mortgage payments on time, low equity is still considered an increased risk on the loan.

For borrowers unsure of their future finances, interest - only loans are not a good choice, as the benefit of low initial payments is likely not worth the risk of defaulting on the loan.

FICO helps banks, credit card issuers, auto loan companies and other lenders decide if you're a good credit risk.

Bottom line: Not only are you risking your car if you take out a title loan, but you won't get a good deal on an interest rate (average APRs are around 200 % to 300 %!).

It is open to homeowners who have already defaulted on their mortgage loans, as well as those who are at risk of defaulting in the near future.

If you have any other documentation or evidence as to why you'd be a good risk for the lender to take on, such as many years of service at a stable job, prepare the paperwork relevant before you apply for a loan.

A high CCR means the borrower has a better chance of getting the loan and that the collateral will pay off the loan in the case of default without putting other assets at risk.

When you decide to apply for a new private student loan, or refinance your existing federal and private student loans, you can expect to have your credit history and credit score checked by the lender to ensure you are a good credit risk...