You better purchase a separate policy for your parents.
Not exact matches
Since using a joint last - to - die life insurance
policy can accomplish all the estate planning goals listed above, it's safe to say that it is a
better option than
purchasing two
separate individual
policies, especially considering the difference in cost.
However, you may need to
purchase a
separate endorsement or
policy to cover certain disasters such as floods, earthquakes, and tornadoes, which can be a
good idea if you live in a high - risk area.
For
best coverage, you should
purchase a
separate flood insurance
policy if your home is in a flood zone.
As you probably know that the premium for a health insurance
policy to be issued to a person with a pre-existing disease is comparatively high, it's
better to
purchase a
separate health insurance
policy for such a person in your family.
It might be a
good idea to
purchase separate landlords insurance
policies, but you can work that out with your roommate.
Adding a teen driver to your car insurance
policy can potentially raise your rates significantly (anywhere from 20 % to 180 % depending on your state), but it is always
best to add your teen to your family
policy rather than
purchase a
separate policy.
If you find someone who you do not get along with very
well, you might want to
purchase separate renters insurance
policies to protect all of your things.
It may be in your
best interest to
purchase a
separate Napa renters insurance
policy because if something were to occur to the condominium or other such property that prevented you from being able to run your business, you could turn this into your California insurer and receive some compensation for the work that you have missed as a result.
It might be a
good idea to
purchase separate renters insurance
policies to help protect all of the things that you have in the off campus housing.
If you have a roommate while you are living in Rio off campus housing, it would be a
good idea for both of you to
purchase separate renters insurance
policies.
For Dr. Williams,
purchasing two
separate policies and layering coverage was the
best choice.
Once you understand your life insurance needs, you'll have to decide if it's
better to
purchase additional insurance through your employer's plan OR buy a
separate supplemental life insurance
policy.