Sentences with phrase «better than any loan»

Needless to say, grants and fellowships are better than loans if you can find them.

On top of that, you only get charged interest on the money you use and in some cases, a line of credit can be better than a loan!

A grant or scholarship is better than a loan, since they generally don't need to be repaid.

Don't fool yourself; the bank isn't going to treat you any better than the loan shark.

According to the report, Fannie's more recent mortgages (those from 2009 and 2010) are performing better than loans from previous years.

Not exact matches

Student - loan debt is a ticking time bomb for our economy: It's higher than ever before, and it may be preventing some of the best and brightest young graduates from making their mark in the world of entrepreneurship.

But it also looked at who's putting that knowledge into action, factoring in the percentage of state residents who held to good financial habits (like building an emergency fund), as well as bad ones (spending more than they earn or using payday loans).

Repak: While borrowing from friends or family is better than borrowing from a bank and especially those high - interest payday loans, only lend money if you're fine with never getting it back.

I knew the basics — federal loans are usually a cheaper and safer option than private ones since they tend to have lower interest rates and better borrower protections.

(See Making Student Debt Less Sticky) While the very uniqueness of each loan and each employee's situation makes it inefficient and uneconomical for any one business to take on the problem, in the aggregate this problem is a large source of growing concern for more than 40 million student and parent debtors (as well as their employers).

Bank of America reported better - than - expected adjusted fourth quarter earnings Wednesday after a jump in loan growth offset a drop in fixed - income trading.

Bank of America reports better - than - expected results, driven by strong loan growth and lower taxes.

Online alternative lending companies are also well - represented this year, from personal loans for people with less than perfect credit, as served by Avant, to small business loans from Kabbage and Prosper.

The spread of automatic loan decisions is bad news if, like Sorensen, you feel you are a better risk than you look to be on paper.

At LendUp, Eaddy has similarly put together a social impact team, which analyzes how well the company is serving its poorest clients, including how much it's able to save them by underwriting loans at cheaper - than - usual rates.

At the seed level, you are better off taking a loan than asking for an investment.

And through the end of the quarter, the fund has already collected over $ 225 million from interest, principal and asset resolutions at levels significantly higher and sooner than originally anticipated, as well as from a groundbreaking nonperforming loan securitization, which has received a great deal of industry attention.

Paying down your loan allows you to save that amount in foregone interest, which is much better than what you'd earn today on any low - risk investment like a GIC.

Underemployment is of course better than unemployment, but many of the jobs new grads are taking don't pay well enough to make much of a dent in student loan debt.

If you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges you.

Or if you're looking for a mortgage, one credit bureau might rely on a different FICO algorithm that gives them a more accurate picture of whether you're a better mortgage borrower than, say, a car loan borrower.

Britain's FTSE 100 index is seen opening up 20 points on Wednesday, according to financial bookmakers * STANDARD CHARTERED: Standard Chartered Plc posted a better - than - expected 20 percent rise in pretax profit for the first three months of the year, helped by a surge in loan demand and improvement in asset quality.

May 2 Britain's FTSE 100 index is seen opening up 20 points on Wednesday, according to financial bookmakers * STANDARD CHARTERED: Standard Chartered Plc posted a better - than - expected 20 percent rise in pretax profit for the first three months of the year, helped by a surge in loan demand and improvement in asset quality.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

«If you have a good credit score, private mortgage insurance is going to likely be your best option if you're putting down less than 20 percent,» said Joe Parsons, branch manager for Caliber Home Loans in Dublin, California.

(Reuters)-- Shares of OnDeck Capital Inc (ONDK.N) soared on Tuesday after the online lender reported better - than - expected quarterly profit as it set aside less money for bad loans, and managed to keep costs lower.

Another good option is a personal loan, which may have rates significantly lower than most credit cards.

It offers significantly better rates and terms than any payday or no credit check lender — loans from these lenders can carry APRs in excess of 200 %.

For those with well established business credit profiles, your payment may be higher than you could secure through a traditional installment loan.

If you're taking out a condo loan with less than 20 % down, you'll have to factor in the cost of mortgage insurance premiums as well.

It can fund a home renovation or even help consolidate credit card debt, as most personal loans offer better interest rates than credit cards.

This type of loan might make sense for you if you can get a better interest rate than that of your current mortgage, you plan to shorten the term of your loan instead of refinancing for 30 years, and you plan to keep your mortgage for at least several more years.

If you are fortunate enough to amass even more than the 20 % required for the best rates, the extra money can go toward decorating and fixing up your new place or to lowering your loan amount and the resulting monthly payments.

Since its January 2016 launch, Better Mortgage has funded more than $ 500 million in home loans and expects to fund as much as $ 1.5 billion this year.

You're likely to get a much better deal refinancing a student loan with a new student loan, than trying to replace it with a personal loan.

An unsecured loan can also be a good option if you get an interest rate that's much lower than the rate on your current card.

The «search for yield», i.e. for better return on financial investments than the declining interest rate, thus led to the series of bubbles & bursts: deregulated savings & loans (immediately), high - tech stocks (late 90's), mortgage derivatives — > house prices (2000's).

If you've been in business for at least a year, have a healthy business with annual revenues of at least $ 100,000, and a good personal and business credit profile (even it it's less than perfect), an OnDeck loan could make sense.

Home equity loans typically have better interest rates than personal loans because your home is collateral.

The important thing to remember is, all other things being equal, a lower student loan interest rate is better than a higher one — but you need to consider all of the terms of the loan including whether the rate is fixed or variable and what your loan repayment options are to ensure you get the best overall deal.

On the flip side, Howard says there is one scenario where you should never loan to family or friends — and that's to score a better investment return than what your savings account currently offers.

Loan products better suited for many shorter - term small business financing needs than those offered at the bank

While it's possible to get low rates with a private lender — perhaps better rates than what you would get with federal loans — it's important to realize that the low advertised rate isn't guaranteed.

For borrowers who qualify for the lowest rates or who want to use a loan for reasons other than debt consolidation, Discover may be a better option than Payoff.

In general, these Income - Driven Repayment plans are best for borrowers whose monthly payment on their federal loans is more than or a sizable portion of their discretionary income.

Alternative lenders are also a better choice if you need a smaller loan amount (i.e., $ 50,000 to $ 200,000), but need more than a microloan.

Best for: people who can no longer make their minimum payments each month, or owe more in «bad» debt (e.g., credit cards, personal loans, etc.) than their annual income.

Although, in rare cases private student loans can offer a better interest rate than those available through the federal government, in most cases the interest rates and loan repayment terms available through federal loans are better for borrowers.

However, personal loans offer much better interest rates than a credit card.

Van Loan and Flaherty didn't mention the employment rate, which many economists believe is a better indicator of the health of the labour market than simply the number of jobs created.