Sentences with phrase «better than debt»

Beware of bankruptcy lawyers who tell you bankruptcy is better than debt consolidation.

In most cases, debt on an asset is better than debt on a liability.

It's better than bankruptcy, and much better than debt settlement in most cases.

PPF is a long term debt instrument while ELSS is long term equity instrument and since for longer term equities are better than debt investment, ELSS scores over PPF.

Not exact matches

U.S. government debt yields slipped after weak consumer spending data muted a better - than - expected initial first - quarter read on economic growth.

Education debt is supposed to help you get a job with a better salary than you would get with a high school diploma.

Student - loan debt is a ticking time bomb for our economy: It's higher than ever before, and it may be preventing some of the best and brightest young graduates from making their mark in the world of entrepreneurship.

The good news is that credit card debt is down from 2010, but evidence suggests that this is due to defaults rather than repayment.

If paying off credit card debt or other consumer debt is your biggest financial need, you're better off working with a qualified credit counselor than a financial planner.

Richard Cooper, for his part, insists Total Debt Freedom serves its clients better than his American competitors, even if his business model is virtually identical.

But those who deal in debt have their own lingo, their own humour — and Cooper understands that Benjamin Franklin quotation better than most.

U.S. government debt yields slipped Friday after weak consumer spending data muted a better - than - expected initial first - quarter read on economic growth.

They usually pay good dividends, usually trade for less than their cash or assets in the bank, and are fairly stable (it's very hard for a municipality to not pay back its debts for various reasons, some of them constitutional).

(See Making Student Debt Less Sticky) While the very uniqueness of each loan and each employee's situation makes it inefficient and uneconomical for any one business to take on the problem, in the aggregate this problem is a large source of growing concern for more than 40 million student and parent debtors (as well as their employers).

If the sum of the expected cash flow (on a discounted basis) you'd be giving up for an equity investment are greater than the costs of the debt, then you are better off getting debt.

The agency noted that the U.S. is in a better position today to to meet its obligations to investors than it was during the debt crisis of 2011 because the U.S. gap between revenues and outlays is considerably smaller.

«These types of «good debt» give far lower interest rates for people with good credit than the typical margin rates offered by brokers,» she said.

«Though saddled with more debt and costlier homes, young people tend to be wealthier, have a little more spending power and enjoy better job opportunities than three decades ago,» wrote Guatieri.

April 23 (Reuters)- Barrick Gold Corp reported a slightly better than expected increase in first - quarter adjusted profit on Monday and said it was done selling assets to cut debt and would instead use funds from any future sales to boost growth or pay dividends.

For Lauren Greutman, a former over-spender who dug herself out of more than $ 40,000 in credit card debt, that meant ditching the plastic for good.

Examples of such projects providing marginal benefits are: improving financial reporting systems through better information technology, minor tweaks to supply chain logistics, cutting back on marketing or increasing low - cost advertising (like social media), «rationalization» of head count, holding average wages as low as possible, squeezing suppliers a little bit, not repatriating earnings to stave off taxation, refinancing rather than retiring debts, and the share buyback that is insensitive to a company's current stock price.

Underemployment is of course better than unemployment, but many of the jobs new grads are taking don't pay well enough to make much of a dent in student loan debt.

At my current debt - to - income ratio I would never be approved for another mortgage at the moment, so I am not sure what I could do better with that 23k / yr than I already am.

They all have debt to equity ratios of less than 50 %, a good thing if a recession does occur.

Canada's most populous province also looks in considerably better shape than Quebec when one looks at debt - to - GDP ratios, a gauge of how sustainable the fiscal burden is.

An important issue shaping the future is how these cross-cutting themes are resolved: businesses feel better than they have for some time, but consumers feel weighed down by weak income growth and high debt levels.

It can fund a home renovation or even help consolidate credit card debt, as most personal loans offer better interest rates than credit cards.

Her new majority will provide an opportunity for her government pursue its fever dream of enormous liquid natural gas revenues that will miraculously banish all debt and deficit from the province, a dream that is more than likely to turn into a nightmare of environmental damage and business losses well before the longed for and probably illusory No More Debt Day arridebt and deficit from the province, a dream that is more than likely to turn into a nightmare of environmental damage and business losses well before the longed for and probably illusory No More Debt Day arriDebt Day arrives.

Instead, the government committed to reducing debt by $ 3 billion a year, primarily counting on better - than - expected fiscal results at year end to honour that commitment.

It will have an adverse impact on your credit utilization ratio right now, but that's ultimately better than ending up in even more debt.

Our neutral view is more representative of our tepid outlook on the Large Buyout strategy than it is reflective of limited opportunities in Private Capital — particularly opportunities within Private Debt as well as niche and specialty private - capital strategies.

Public debt charges, given the current lower outlook for interest rates, could come in lower than expected as well.

At present, more than one - third of the publicly held float in Treasury debt is financed at maturities of less than a year and at yields well below 1 %.

For borrowers who qualify for the lowest rates or who want to use a loan for reasons other than debt consolidation, Discover may be a better option than Payoff.

If you're bankruptcy - free, an on - time payer (or no more than 60 days late), with more than $ 5,000 in debt for at least three years, then you should be good.

Best for: people who can no longer make their minimum payments each month, or owe more in «bad» debt (e.g., credit cards, personal loans, etc.) than their annual income.

Thanks to lower interest rates and more repayment benefits than private loans, you can better manage your student loan debt going forward.

We upgraded our view on U.S. consumer discretionary stocks last fall and still believe that households are in a better position than they were just a few years ago: Consumer debt is down while household wealth is up, gasoline prices are much lower than a year ago and the U.S. is creating jobs at the fastest pace since the 1990s.

We are far better off than we were in 1995 when the federal government had a debt - to - GDP ratio of almost 70 per cent.

You can sometimes overcome a less than stellar credit score by having a low debt - to - income ratio, savings built up, several years of credit history and a good annual income.

Third and finally, the traditional story misses the real function of private banks, which is to solve an information problem in the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this post.

Better to reduce ~ 3.125 % debt than to save at a taxable ~ 1.1 %.

A company that has taken on lots of debt to fund expansion will likely have a better P / E ratio than its peers as the money it is borrowing doesn't reduce earnings.

Even better, debt consolidation loan interest rates tend to be lower than credit cards.

The answer is that Fed policy is the primary factor driving the returns of short - term bonds, meaning that they tend to hold up much better than long - term debt when the Fed is expected to keep rates low as was the case in 2013.

Since the recession's end, consumer installment loans have grown faster than real - estate secured debt and has been shown to be rising faster than household income as well.

They include good cash reserves, excellent credit, conservative use of debt, a career in a lucrative industry, and a new house payment that's no higher (or not much higher) than the previous housing expense.

However, I believe that companies are generally better off with convertible debt rather than an equity financing at a low valuation.

We, on the other hand, view it with hope: because more than anything, the events of the past few days show that the truth is getting out — the truth that capital markets simply can not exist under the authoritarian rule of central planners, the truth that the stock market is a casino in which the best one can hope for a quick flip, and finally the truth that our entire socio - economic regime, whose existence has been predicated by borrowing from the uncreated wealth of the future, and where accumulated debt could be wiped out at the flip of a switch if things go wrong in the process obliterating the welfare of billions (of less than 1 % ers), is one big lie.

MILAN, April 26 Fiat Chrysler Automobiles (FCA) reduced its debts by more than expected in the first quarter, putting the carmaker well on course to become cash positive later this year.