Sentences with phrase «better than the average individual»

What we were really providing investors was a level of discipline that few individual investors can muster over time — by adopting a long term asset allocation strategy and using low cost investment vehicles, our long term performance was always going to be better than the average individual investor who tends to time markets and chase performance, with little understanding of the costs they are incurring.

Not exact matches

Rather than just examine how beautiful people's earnings compared to those of average - looking people, the researchers also factored in «grooming» — or how well put - together an individual appeared.
This just underlines the fact that the CPP provides better average returns at much lower costs than individuals can achieve by saving though RRSPs.
Among the many references to his friendship with the ill - reputed tax - gatherers there is one only which tells us something about the individual concerned — Zacchaeus, the wealthy inspector of taxes at Jericho, an enterprising little man who was perhaps no better and no worse than the average of his profession.
«The health of human and natural communities is more important to such well - being than the amount of average consumption of goods and services by individuals.
(12) This trend has been found among the elderly as well; (13) persons in lower - income households also watch considerably more television — an additional half - hour a day in the fall of 1976 — than the average for all individuals.
players like Ozil always present the fans with a bit of a conundrum, especially when times are tough... if you look around the sporting world every once in awhile there emerges a player with incredible skill, like Ozil, Matt Sundin or even Jay Cutler, who have a different way about themselves... their movement seemed almost too lackadaisical, so much so that it seemed to suggest indifference or even disinterest on the part of the player... their posture always appears somewhat mopey and they generally have an unflattering «sour puss» expression on their face... for some their above average skills are enough to keep them squarely in the mix, as their respective teams try desperately to find a way to get the best out of them visa vie player acquisitions or the reworking of tactics... when things go according to planned the fans usually find a way to accept their unique disposition, whereas when things go awry they become easy targets for fans and pundits alike... in the case of Ozil and Sundin, their successes on the international stage and / or with their former teams led many to conclude that if we surrounded such talented individuals with players that have those skills that would most likely bring the best of these players success would surely follow... unfortunately both the Maple Leafs and our club chose to adopt half - measures, as each were being run by corporations who valued profitability over providing the best possible product on the field... for them, they cared more about shirt sales and season tickets than doing whatever was necessary... this isn't, by any stretch, an attempt to absolve Ozil of any responsibility for his failures on the pitch... there is no doubt oftentimes his efforts were underwhelming, to say the least, but this club has been inept when it comes to providing this prolific passer with the kind of players necessary for him to flourish... with our poor man's version of Benzema up front, the headless chickens in Walcott, the younger Ox and Welbeck occupying wide positions far too often and the fact that Carzola, who provided Ozil with great service and more freedom to roam, was never truly replaced, the only real skilled outlet on the pitch was Sanchez... remember to be considered a world - class set - up man goals need to be scored and for much of his time here he has been surrounded by some incredibly inept finishers... in the end, I'm not sure how long he will be in North London, recent sentiments and his present contract situation seem to suggest that he will depart at season's end, but how tragic would it be if once again we didn't put our best foot forward and failed to make those moves that could have brought championship football back to our once beloved club... so when you think about this uniquely skilled player don't be so quick to shift all the blame on his shoulders because he will not be the first or the last highly skilled player to find disappointment at the Emirates if we don't rid the club of those individuals that are truly to blame for our current woes
Health - insurance rates for individuals in New York will increase next year on average by about 15 percent, as well as 9 percent for small group plans, which is lower than the 17 percent and 11.5 percent sought by the industry.
That is a comparatively good score: individual U.S. House races are generally quite difficult to poll, and the typical poll issued by companies other than SurveyUSA had missed the margin between the candidates by an average of 7.3 points.
His work shows that, on average, visually impaired people are better than sighted individuals at perceiving the sound quality of two sounds that are close together in time.
The surveys showed that, on average, married adults slept better than divorcés, and individuals who were in their 60s slept better than those in their 50s (perhaps because of a lifestyle shift once retirement sets in).
Attempts to assess more important differences (of any number of cognitive abilities, for example) between groups always come to the same very well - known conclusion — that the differences between individuals within one racial group are much larger than the differences between the average members of two such groups.
Well, then pete had the right answer, although I think the amplitude of the zig - zags of the hockey stick for the 100 added together (or let's say averaged at each time t) would be more than one - tenth of the individual PC1s.
In addition, most research is performed on healthy individuals, typically young college kids who respond well to many kinds of exercise stress and tend to recover faster than the average age group athlete.
Rating: 7/10 — better than average, and scoring points for the deftness of its characterisations, Cardboard Gangsters tells an overly familiar tale with verve and no small semblance of rugged style; some may find the Irish accents impenetrable at times, but the gist of the story (and individual scenes) shines through, making this easier to follow than expected, and shot through with moments of quiet power.
And those individuals will, on average, be better parents than if they had children as teenagers or early 20 - somethings, with few skills under their belts or job prospects on their horizons.
Moreover, the average estimate was better than all (or nearly all — it's impossible to tell from the original article) of the individual estimates.
The impact of even a slightly better - than - average quality teacher — one whose effectiveness ranks at the 60th percentile, for example — still has significant economic results, raising an individual student's lifetime earnings by $ 5,300, or a class of 20 students» aggregate lifetime earnings by a total of $ 106,000.
On average, union teachers may enjoy better salaries and benefits than nonunion teachers, but many individuals make tangible sacrifices under union contracts.
Even a modestly better than average teacher (60th percentile) raises individual earnings by $ 5,300, compared to what would otherwise be expected.
Rather than listing the individual records of every player, which can be found elsewhere, the Sourcebook offers batting and pitching averages listed by decade, age, and time - span (as in best five - year stretch, seven - year, etc.), just to mention a few of the many sections.
Some individuals did better than this average and some did much worse.
Even without the extra frills, TradeKing is more than suitable for the average individual investor, and is the better choice for people who want to keep costs as low as possible.
The two figures are only the indices and strong individual mutual funds or stocks would have performed better than this market average.
b) In Quantitative Value we tested longer term averages for the selection of individual stocks and found that they worked no better than the single year multiple.
While an individual in the HENRY segment may not have amassed the wealth to purchase an expensive new home with cash, such high - income individuals do usually have better credit scores and more extensively established credit histories than the average home buyer seeking a conventional mortgage loan for a lower amount.
Whether the market return is positive or negative, there will be individual stocks that do better than the average return.
It is well documented that an individual cat may need up to 50 percent more or less than what is considered average.
The Best Rate Guarantee policy always looks on the nightly rate and not on the total amount for the entire stay, so if your comparison website doesn't detail the individual nightly rates, than the average rate is considered.
Despite my personal bad experiences, Marriott has some of the most stringent policies of all brands in place to get poor management at individual hotels in line, so you should do better on average than I did with your stays at Marriott hotels especially as an elite Marriott Rewards member.
But it is also true that transforming the latitude data of the individual radiosondes so that they are organised into surface - equivalent data groups is simple enough to be done with a simple excel sheet in less than 5 minutes, and once you have them correctly grouped and averaged, a linear plot will do the desired job perfectly well.
In other types of Passivhaus buildings, even individual buildings perform as well as, or better, than predicted without averaging across multiple buildings.
As you can see, we can't trust any individual data point to better than + / - 5 degs yet by taking the average of 100 data points the error drops by an order of magnitude to (The error falls as the square root of the number of data points) to give an accuracy of a fraction of a degree.
Now, the average does better than any of the individual runs... but what does that mean?
For example, according the HHS 2011 Poverty Guidelines, for a single adult with no spouse or children, he or she would have needed to average less than $ 10,890 in income to be eligible, as well as meeting the other requirements, such as a lack of recent health insurance, and other requirements by the individual state.
If the underwriter estimates that the life expectancy of the individual is shorter than average, and that the client's premiums will not accumulate enough to pay off the death benefit as well as the excess profits for the insurance company, then the prospect will be denied coverage.
Online learning allows individuals to study at their own pace, equating to better comprehension and recall than the traditional «group average» pace of the classroom.
If you're in average to good health and can qualify for Standard, Standard Plus, Preferred or Preferred Plus health classifications, an individual term life insurance policy will be less expensive than what the AICP offers.
These averages say very little about individual policies, but they do illustrate one important piece of information very well: Hawaiians don't pay much more or much less for common insurance policies than mainland Americans.
This is good news for the Aloha State at large, but because individual policies can be much higher or lower than the statewide average, this figure is merely a starting point when examining local policies.
Its Partners are also doing well, Twitch said, noting that more than double the amount of money was paid to individual Partners in 2017, with 71 percent more money generated on average.
On days of greater stress (i.e., days when stress was more than average for that individual), spouses reported feeling more depleted, and these feelings of depletion were found to account for decreases in relationship satisfaction and increases in argumentative behaviors on these high stress days.5 In other words, coping with daily life stressors can place a strain on relationships by draining spouses of the energy and resources needed to behave well, resulting in poor relationship outcomes.
In California, the suicide rate has been consistently lower than the national average; however, at 10.9 per 100,000 individuals, 4 the data points to a critical need for families and communities to better recognize psychological distress and to seek mental health care treatment when loved ones need help.
If you will be kind enough to edit your use of the word Average when identifying an Individual Realtor who acts independently, opposed to a part of a group, it will likely be appreciated by many Individual Realtors who are building way better than average businesses without Average when identifying an Individual Realtor who acts independently, opposed to a part of a group, it will likely be appreciated by many Individual Realtors who are building way better than average businesses without average businesses without a team.
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