Sentences with phrase «better than their credit scores»

Our hypothesis was and is that many borrowers are better than their credit scores indicate, simply because their scores don't factor in their previous borrowing successes.

Not exact matches

The results: 58 percent of online daters say a good credit score in a potential partner is more attractive than driving a nice car.

The findings show that 58 percent of online daters say a good credit score in a potential partner is more attractive than driving a nice car, 50 percent say good credit is more important than an impressive job title and 40 percent said they favor good credit over physical fitness.

Credit score: If your business» credit score is less than good, you might not be able to access long - term commercial real estate finaCredit score: If your business» credit score is less than good, you might not be able to access long - term commercial real estate finacredit score is less than good, you might not be able to access long - term commercial real estate financing.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

«If you have a good credit score, private mortgage insurance is going to likely be your best option if you're putting down less than 20 percent,» said Joe Parsons, branch manager for Caliber Home Loans in Dublin, California.

There will probably be a fee involved, but that's better than damaging credit scores.

Like borrowers with exceptional credit, however, you'll need to have more than a very good credit score to get the best deal on your interest rate, mortgage fees and other considerations.

While APRs start higher than at other lenders, Kabbage has no minimum credit score requirements to apply, so it can be a good source of funding for small business owners with poor to fair credit.

You will need to have a good to excellent credit score in order to get this card (generally, nothing lower than a FICO of 700).

While some are unequivocally better than others, the best option for you depends on your budget concerns, your credit score and what access you have to other forms of credit.

However, FHA loans are also a good option if your credit score is above 580 but you want to make a smaller down payment than allowed by a conventional lender.

Ultimately, you'll score better if you have more than one type of credit.

You can sometimes overcome a less than stellar credit score by having a low debt - to - income ratio, savings built up, several years of credit history and a good annual income.

You can rest assured that you probably won't find a better cash back option for those with an average credit scores than the Capital One ® QuicksilverOne ® Cash Rewards Creditcredit scores than the Capital One ® QuicksilverOne ® Cash Rewards CreditCredit Card.

If you have less than perfect credit, then using a credit card is one of the best ways to build your credit score back up.

People with good credit scores are more likely to repay their obligations than those with bad ones.

Borrowers with fair to average credit — which means they have credit scores between 630 and 680 — will face more difficulty in getting personal loans than borrowers with good credit.

Consumers with good credit scores use no more than 30 percent of their available credit.

This would actually do more harm than good to the credit score.

If you have a credit score between 600 and 630, Peerform may be a better option than LendingPoint.

With a good credit score, you can qualify for more house and a bigger payment than you probably think.

Opening a credit card in your name, charging no more than 30 percent of the limit, and paying it off in full and on time each month is the best way to earn a high credit score — which is the key to qualifying for low interest rates on a car loan, mortgage, or personal loan.

You need a good credit score or you may not get a lower rate than what you're already currently paying on your credit cards

To that end, if you've got enough income to make more than the minimum payment, not only can you pay your debt off much more quickly, but your credit score will benefit greatly, as well.

While each loan program may have its own minimum credit score requirement, it's always better to be safe than sorry.

News of the National Stores» breach comes less than a year after credit scoring company Equifax announced a cybersecurity incident that may have impacted approximately 143 million consumers in the U.S., as well as the credit card numbers of approximately 209,000 people.

On form as a right winger, I think Walcott offers more goals and more assists than welbeck and the ox, not to mention that left backs are just pinned in when he plays as people are scared to death about his pace, he's the one player we have that is constantly playing on the shoulder of defenders, give him games and he will score goals, he's a better finisher than he gets credit for!

He still appears to lack the «I'm better than you and I can prove it» attitude that a player like Nani had (long before it was true, too) but Walcott performed admirably when available this season, scoring far more regularly than he has been given credit for.

For example, 58 percent of online daters say having a good credit score is more attractive than driving a nice car.

BUSINESS INSIDER - Feb 13 - The majority of online daters would prefer a partner with a good credit score than a nice car.

CNBC - Aug 29 - According to joint research by Discover and Match Group, 58 % of online daters say good credit score in a potential partner is more attractive than driving a nice car.

Research has even pointed out that having a good credit score is far more important in a relationship than showing off with expensive gifts or a hot car.

The idea that a credit score could be used for more than just determining qualification for a loan A good credit score can mean the difference between your loan being approved or denied.

The site features the standard promotional bumf, but does a good job of showing off the film's lavish technical credits, particularly Consolata Boyle's costumes and Alexandre Desplat's lovely score, which is actually more delicate than the selected excerpt here suggests.

Due to the manner of the process and the scoring of the portfolios, I think the national certification process demonstrates a person's ability to teach much better than do nine graduate level credits.

In an article for Education Next, Pieter De Vlieger, Brian A. Jacob, and Kevin Stange of the University of Michigan report that students taught by skilled postsecondary instructors receive higher grades and test scores, are more likely to succeed in subsequent courses, earn more credits, and are better positioned to complete a college degree, with larger effects for in - person than online classes.

The report shows that students in linked learning programs do as well, if not better, on test scores and complete more credits than similarly - situated students in traditional high schools.

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Auto financing for bad - credit customers is available through a traditional car dealer, but because your low credit score already dictates that you will pay a higher interest rate than consumers with good credit ratings, obtaining bad credit car financing through the dealership will be even more costly than through your bank, credit union, or a sub-prime lender.

They are more forgiving with your credit score than major lending companies who require a good credit standing.

Lenders who approve loans for people who have low credit scores and can not demonstrate that they have a stable income are taking a larger risk than when they lend to people with better credit histories.

An unsecured credit card is weighted better in the credit scoring formula than a secured credit card.

Over the life of the loan, you would be paying $ 66,343 more than if you had the best credit score.

Better to pay the ticket than risk your credit score taking a hit.

LightStream is a good choice for a personal loan if you have a good to excellent credit score and / or you need to borrow more than the standard $ 35,000 to $ 40,000.

However, if a traditional bank or other lending alternative is willing to loan you money on better terms than the P2P lending company (or the P2P lending company is unwilling to lend you money perhaps due to a poor credit score), then it probably makes sense to look elsewhere for a loan.

This would actually do more harm than good to the credit score.

Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned credit lines to credit used ratio mentioned credit used ratio mentioned above.

If you pay it off on time each month, you should have a good enough credit score to apply for an unsecured credit card in less than a year.