Sentences with phrase «big debt policies»

Not exact matches

If we came to learn that excessive household debt posed a bigger threat to economic growth than does a certain level of government debt, then policy makers would want to take that into account when setting interest rates.

As HNA and other conglomerates make ever bigger bets, Chinese policy makers, economists and investors are wondering if the debt is sustainable.

[16:00] Pain + reflection = progress [16:30] Creating a meritocracy to draw the best out of everybody [18:30] How to raise your probability of being right [18:50] Why we are conditioned to need to be right [19:30] The neuroscience factor [19:50] The habitual and environmental factor [20:20] How to get to the other side [21:20] Great collective decision - making [21:50] The 5 things you need to be successful [21:55] Create audacious goals [22:15] Why you need problems [22:25] Diagnose the problems to determine the root causes [22:50] Determine the design for what you will do about the root causes [23:00] Decide to work with people who are strong where you are weak [23:15] Push through to results [23:20] The loop of success [24:15] Ray's new instinctual approach to failure [24:40] Tony's ritual after every event [25:30] The review that changed Ray's outlook on leadership [27:30] Creating new policies based on fairness and truth [28:00] What people are missing about Ray's culture [29:30] Creating meaningful work and meaningful relationships [30:15] The importance of radical honesty [30:50] Thoughtful disagreement [32:10] Why it was the relationships that changed Ray's life [33:10] Ray's biggest weakness and how he overcame it [34:30] The jungle metaphor [36:00] The dot collector — deciding what to listen to [40:15] The wanting of meritocratic decision - making [41:40] How to see bubbles and busts [42:40] Productivity [43:00] Where we are in the cycle [43:40] What the Fed will do [44:05] We are late in the long - term debt cycle [44:30] Long - term debt is going to be squeezing us [45:00] We have 2 economies [45:30] This year is very similar to 1937 [46:10] The top tenth of the top 1 % of wealth = bottom 90 % combined [46:25] How this creates populism [47:00] The economy for the bottom 60 % isn't growing [48:20] If you look at averages, the country is in a bind [49:10] What are the overarching principles that bind us together?

And thirdly, of course, higher leverage means that monetary policy's impact via its effect on the behaviour of borrowers will be bigger than in the past — especially in a country like Australia where the majority of household debt is at floating rates.

If investors come to feel that the central bank is prepared to raise rates more aggressively than expected, then that could be a big headwind for equities, especially as all of Trump's policy proposals will add to US national debt.

But the biggest obstacle to rising bank stock valuations is the Federal Reserve System's policies of low rates and open market purchases of debt.

1) Abandon the Norquist Pledge 2) State a commitment to work towards bi-partisan debt reduction, which will include a mix of taxes and spending cuts 3) Realize the populace is evolving away from religion - based politics and that it is time to formulate policy under a much bigger tent

Of course, the big policy / political fight this week has been the budget / debt ceiling / government shutdown madness, including today's vote in the House to cut SNAP (food stamp) funding and Obamacare implementation.

He said the centre ground should be discussing issues such as the role of technology and big data in public services, the use of monetary policy such as quantitative easing and the future of student debt.

The debt the agency owes to the Big Burn is not lost on Forest Service officials, even as they struggle to fix the damage from the misguided «stamp it out» policy forged in the fire.

We decided to take a look at student debt among teachers specifically, because we see it as a crossroads of several big trends: chronic concerns over teacher pay amid calls to improve teacher quality; the rising cost of higher ed; the increasing reliance on loans to pay for it; and changing policies from the Trump administration.

I believe Romney's foreign policy is actually horrendous, however I believe our biggest threat is our debt and Romney is the perfect candidate.

As always, policy makers made a point of mentioning the troubles of growing household debt, citing it as the biggest domestic economic risk.

The serious part of this debt orgy is that most of it's been taken out when interest rates were at historic lows and the world's biggest economy had a zero - rate policy.

While the official policy of the Big Banks and CMHC is that borrowers should have mortgage debt service costs no greater than a third of their income, or restrict home loan borrowing to less than four times their annual take, comments like these make a lie of it.

They're big players in the world of debt - buying, where some very big credit reporting and scoring changes affecting millions of consumers are in the works.Encore Capital Group, the huge (more than $ 1 billion in revenue annually) debt - buyer known to millions of debtors by its subsidiaries — Midland Credit Management, Midland Funding, Asset Management and Atlantic Credit & Finance — announced in January 2017 it has imposed a new credit reporting policy that has already affected more than 1 million of their debt - holders:

I think a big part of the reason for the jump in seniors» credit card debt may be obvious: Federal Reserve interest rate policy.

However, a big side effect of this policy is that they are also incentivizing debt.

Good, but your prior policies fostered debt - based finance, because recessions were never allowed to get too deep, and businessmen rationally chose to finance with cheaper tax - deductible debt, rather than expensive equity, because they concluded that the Fed would not allow big crises to happen.

«Pay for delete» debt settlement comes out of the shadows — Big debt collection company makes a consumer - friendly credit reporting practice official policy... (See Pay for delete)

The proceeds from a life insurance policy can be used for a multitude of purposes — including paying off big debts, the payoff of an insured's funeral and other final expenses, and / or for the payment of loved ones» ongoing living expenses in the future.

There's one interesting possible exception: If you've graduated with big student loan debts that a parent cosigned, you or your parent may want to get a life insurance policy on you to cover the balance of the loans.

A life altering event, a mandatory request for coverage, or a big purchase using debt for leverage are all possible situations, and each is a good reason to begin looking at a life insurance policy.

One of the biggest reasons for this is because the proceeds that are received by life insurance policy beneficiaries can be used for any number of financial needs, such as the payoff of debt (including a home mortgage), as well as the payment of everyday living expenses.

A ladder strategy is a great way to layer multiple life insurance policies on top of each other to ensure high levels of coverage during your biggest periods of debt and avoid paying for coverage you don't need later in life (read: money - saving opportunity).

Parents in this position may have difficulty paying off the loans; students with student loans big enough to be a burden can consider a life insurance policy to protect loan co-signers from getting stuck with the debt.