Sentences with phrase «big impact on one's score»

A seriously delinquent account that is past due now can have a very big impact on your score.

The age or length of your credit history — which makes up 15 % of your credit score — doesn't have as big an impact on your score as your payment history and amounts owed.

Paying your bills on time and not over-using the credit you have have a much bigger impact on your score than age of accounts.

In that scenario, if your credit score is already low due to late payments, high debt - to - income ratio, and delinquent accounts, you could potentially improve your credit quicker by filing for bankruptcy as it would not have as big an impact on your score but would give you the fresh start needed to start rebuilding your credit.

The reality is, credit utilization can have a big impact on your score from month to month.

There are many financial products which influence the meaning of individuals» scores still money borrowing alternatives have the biggest impact on the scores.

Your track record for paying your bills on time and your debt to credit limit ratio have a big impact on your score.

Hard inquiries, on the other hand, can have a big impact on your score.

The factor that has the biggest impact on your score is your payment history.

Your ability to pay your bills on time and your debt to credit limit ratio have a big impact on your score.