Sentences with phrase «bigger loans because»

Approving a loan for such a low amount, however, may be difficult for a lender that's more interested in bigger loans because small loans don't cover the processing costs.

We're going to allow bigger loans because the political and economic reality is that home values are on the ropes and keeping up loan limits does less harm than knocking them down and reducing local home sales.

Not exact matches

The big question now is whether the borrowers turned away by traditional lenders because of the stricter rules will just abandon or delay their home - buying dreams, or seek out more expensive loans issued by the private lenders that are neither regulated nor required to carry mortgage insurance.

«Secondly, they're borrowing to finance cars and trucks because most Canadians just don't have the money to pay for a vehicle outright anymore, and finally, for student loans, which is another big - ticket item that if they haven't saved for a few years, they will have to get loans for.»

But another source said Goldman was the «lead» participant - meaning it provided the biggest chunk of financing - and that it wasn't able to distribute as much of the loan as it initially planned because Banco Espirito Santo's finances deteriorated so rapidly.

Largely because women outnumber men in college these days and are more likely to pursue a graduate degree, they are the ones who end up with the bigger loan balances.

A big reason is because non-SBA loans by big banks are on the rise.

FHA home loans can be a big chunk of first - time homebuyers» mortgages because the loans allow for lower down payments and relaxed credit qualifications.

Because this fee amount is a percentage based on the loan amount, often borrowers who are taking out bigger loans can negotiate a lower origination fee.

Although the loan guarantee program is only one of many things the SBA does to help small businesses, because they recognize that access to capital is a big challenge for many of the businesses they serve, they've made some recent changes that portend a positive impact for small businesses.

You take a big risk with variable interest rates, because if rates rise, your loan rate — and your payments and the total interest you pay — can increase substantially.

Small businesses located in bigger cities — such as New York, Los Angeles, Miami, and Boston — tend to have an easier time securing a small business loan because there are more local options.

Because mortgages are such big dollar amounts — the Mortgage Bankers Association reported the average loan request in March 2017 hit an all - time high at $ 313,300 — even a fraction of a percentage point can make a big difference in your monthly payment and how much you will spend on your home in the long run.

Conforming loan limits exist because issuing a loan beyond that price presents a bigger risk for lenders.

«It's imperative consumers and loan entities extinguish any thoughts of undercutting their standards because the value for customers lies in the long term and big picture.

And in terms of Jan transfer lets no kid ourselves the kind of players we want / need to boost the team we can not get in Jan because Jan is not the period for big moves... we may and that is a BIG may sign 1 player as reserve maybe on loan... but Wenger will see it as by Jan we will have 9 players back that is almost a full team and wont really see the point to adding tobig moves... we may and that is a BIG may sign 1 player as reserve maybe on loan... but Wenger will see it as by Jan we will have 9 players back that is almost a full team and wont really see the point to adding toBIG may sign 1 player as reserve maybe on loan... but Wenger will see it as by Jan we will have 9 players back that is almost a full team and wont really see the point to adding to it

OT: My wishes: — Wenger to stop playing Mert ahead of Gab... this is a must — Wenger being ruthless and stop being stubbornness «big wish» — Wenger to change his transfer policy «big wish as well» — Not count on very injury prone players (Wilshere, Walcott, Ox, Welbeck), take them only as a bounce because they would never stay fit... It is a dilemma because they are all quality home grown players, so I can not say «get rid of them all» — Give our smart attacking players (Sanchez, Cazorla, Ozil) what they need, a striker... that is a must — Strengthen the flank with another quality because all the sights now on Sanchez — Get rid of useless team players (Campbell, Flamini, yes they are useless) and replace them with better players (promote or buy good ones)-- Loan Chamber... 16M is too much to ruin

We have bigger needs in other positions to fill for one thing and Arsene Wenger has already let the Germany international Lukas Podolski and the France under 21 international Yaya Sanogo leave the club on loan deals because they were not getting into the team.

If he gets Khedira (big «if»), Wilshere option will be a loan because his playing time will be less than nothing.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Nice article... I used to be one of those staunch Wenger fans through the years... I used to believe he is superior than Sir Alex, because with almost nothing to spend and playing with kids, he managed to keep us up there every year... I was really caught up with that half season wonder we used to show... In the summer 2013, him or the board (I don't recall) came out and said we are much stable financially and now we can fight with the biggest bullies, I got my hopes high, I thought we are definitely signing a top striker and DM, that what we need... What happened, only hours before the window closed we managed to sign a top AMF (remember we have our best player for the season 2012 - 2013 was AMF, Cazorla if you remember), I was really depressed seen Giroud leading the line every match... then comes winter window, and we were right there top of the table... My friend send me a poster of an elephant on a tree, and on the bottom of it «no one knows how it got there but everybody knows how it will get down»... I told my friend that we are only one decent striker far from the gold... and what happened, we signed an old injured DM on loan... That for me was a completely arrogance and stubbornness cost us the league title... There I completely lost the plot with Wenger... I wish yesterday I was with those who raised that banner... I would write in my banner «Enough talks and philosophy, we need results»

So his value was that high because he'd produced on the biggest stage after a pretty successful loan spell.

Another season on loan and if nothing comes of it he should b canned... But the bigger worry is that wenger actually believes he already has the attacking options to win EPL and challenge for cl simply by switching the whippet to centre forward... Need to get rid of Walcott podolski Ryo and Campbell bring forward two of the youngsters and buy a world class attacking option... We have progressed this season but partly because two of biggest rivals didn't... Next season more difficult and a serious manager would plan accordingly

Despite the distraction of big - name signings, with David Beckham now being linked with a loan move to Blackburn, we haven't taken our eyes off the ball, because we actually have some perspective.

The wording in the PSG announcement is key, they can't officially say that it's a loan which will become a permanent deal because if they did then the transfer fee would go on this year's accounts (and give them a big Financial Fair Play problem).

We decided to take a look at student debt among teachers specifically, because we see it as a crossroads of several big trends: chronic concerns over teacher pay amid calls to improve teacher quality; the rising cost of higher ed; the increasing reliance on loans to pay for it; and changing policies from the Trump administration.

They are in select, because loans are a big part of my revenue, or at least a significant part.

That's really the big question because loan forgiveness — whether it's through the federal public service program or another avenue — typically doesn't come without strings attached.

Because of it, you will have trouble getting credit cards, loans or making big purchases even though ironically, these may the very things that cause you to declare bankruptcy in the first place.

Fewer loans have gone bad and, because of a change in how the FHA cancels MIP, the agency has been collecting bigger mortgage insurance premiums from its homeowners, over a larger number of years.

HELOC also appeal to many people because it offers bigger loan amounts and lower interest rates than credit cards and other consumer loans, but before you can qualify for this type of loan, you need to have at least 20 % equity on your home.

Debt consolidation loans can be actually lifesavers for particular borrowers and debtors because they allow you to take all of your existing debts and bundle them together to form one big, massive debt.

We never want a customer to default on a loan because our biggest goal is to make the entire lending and borrowing process as painless as possible.

FHA home loans can be a big chunk of first - time homebuyers» mortgages because the loans allow for lower down payments and relaxed credit qualifications.

The reason for such help is not because some home buyers didn't lie on their loan applications, or because some lenders didn't look the other way when borrowers were patently unqualified for big loans, or that banks and brokers on Wall Street were not obligated to check the value of securities and properly report them, rather it was a matter of self - interest — fewer foreclosures mean less downward pressure on local home values, including the value of your home and mine.

The banks as an industry has figured out that this is a golden oportunity to put their biggest competition (Mortgage Brokers) out of business because they control the gates to all FHA loans.

One of the biggest reasons people look into loans against tax refunds is because they want or need cash fast — and that's why we're consistently working to make sure getting a loan through our website is faster and easier than anywhere else.

But often, the claims are exaggerated and mortgage loan applicants are turned down because they are seen as too big of a risk.

Unlike regular «forward mortgages,» a reverse mortgage is essentially a huge negatively - amortizing loan — the loan balance increases because borrowers are not making monthly payments — it follows that if the loan balance increases and the value of the property declines then the FHA can be stuck with big insurance claims.

While I'm a huge believer in comparing online lenders (because your mortgage will likely be the biggest payment in your life and a small change can make a huge difference), Quicken Loans provided excellent service with a good mortgage program.

We're big fans of Credible because they make it easy to shop for student loan refinancing by comparing multiple lenders in just minutes.

Because I recently got married, I knew that I didn't want to take out a big fat loan in order to get through college.

The government and IRS always are making changes and because the program is so new, this isn't a large problem, yet... Either way, just know that as it stands today it'll be a big problem for people with large loan balances that are forgiven.

Since your loan is protected by something very valuable, you can typically secure bigger loans with smaller interest rates because lenders can feel more certain that you will repay, as you have so much on the line.

And 13 % is actually a pretty big number because in Canada a student loan only automatically gets discharged or goes away in a bankruptcy or a consumer proposal if you've been out of school for more than seven years.

That's an annual interest rate of 546 %, and that's a big problem but it's not illegal, because although the Criminal Code prohibits loan interest of more than 60 %, there are exceptions for short term lenders, so they can charge huge interest rates.

«We believe banks should play a bigger role in the federal student loan program because of the benefits private lenders bring to the table,» said Richard Hunt, president of the Consumer Bankers Association.

On the other hand, because personal loans are unsecured, your credit score will play a big role in the interest rate you may obtain.

That's a big mistake, because the difference between subsidized and unsubsidized loans can cost you thousands of extra dollars in interest as you pay off your student loans.

Your credit health and history play a big role in improving your chances of getting approved for a loan; but did you know that one of the biggest reasons applicants get denied is because of incorrect or missing information on their applications?