Sentences with phrase «biggest expense over»

The couple's biggest expense over the next few years — after their mortgage — is their daycare bill.
My biggest expense over the past 12 month was the $ 58,000 master bathroom expansion.
Diapers are going to be one of your biggest expenses over the next couple of years.
His biggest expenses over the last four weeks were $ 103,000 for ads (paid to his own production company, Ellicott Advertising, which he started to keep costs down), and $ 73,000 to his campaign manager, Michael Caputo.
Spend slowly, and schedule your big expenses over time.

Not exact matches

As a result of my forward thinking, I'm able to focus on the big picture ahead instead of freaking out over day - to - day expenses.
Amy Hubble, a certified financial planner, said HSAs can be a powerful retirement - savings vehicle for younger people and those without children, who typically don't have big medical expenses and are able to let their balances compound over long periods.
After the initial build process is over, the owner's biggest expenses are gas and maintenance.
Since labor is one of your biggest expenses, maintaining tight cost controls over your payroll will go a long way toward protecting your cash.
So «Apollo is preparing to meet with big debt investors including mutual fund managers in several cities over the next few months to ease concerns that the firm protects its investments in troubled companies at the expense of creditors.»
But the Tar Heel State is higher in our rankings thanks to a higher median household income, which means residents have a bigger percentage of their paychecks left over after expenses.
It should be noted that a big part of the increase in Synovus is due to its shrinking provision for loan losses (what it expects to lose on the loans it makes); however, the bank did see its expenses fall by $ 50 million over the first nine months of the year and, in 2012, it actually realized a benefit of $ 2 million from taxes versus an expense of $ 72 million in 2013.
A HELOC can help you get the cash you need — especially if they're medical expenses or repair expenses spread out over time — without racking up big interest bills.
Most parents especially those who are buying baby accessories and equipment the very first time would look for ones that are on sale or ones that can be very cheap to minimize their expenses, however most of the time choosing the cheap options over safety and quality turns out to be a big mistake.
Using cloth diapers during the daytime (or all the time) can be a big expense at first, but they will pay for themselves over time (provided you have a way to wash them).
Besides the fact that AV doesn't do much to stop this (in the safest seats, MPs tend to get big percentages of the vote anyway), it's another continuation of the idea that we can get reforms passed on the back of public anger towards MPs over the expenses scandal.
Over the past month, Sampson has raised just $ 4,500 and spent $ 111,904 (his biggest expense was $ 20,000 to Prestige Strategic Communication, which you can read more about here).
They spent 270 % more on product development and content (their biggest operating expense of over $ 6M), 400 % more on sales and marketing and 130 % more on general and administrative costs.
Scoring noticeably fewer films than before, he has concentrated on big - budget studio material at the expense of everything else, seeming to leave behind the smaller movies with which he attracted much of the praise afforded him over the years.
She said a big obstacle was that Sen. Mike Hall, R - Putnam and chairman of the Finance Committee, likely was concerned about the expense the Department of Education estimated for repealing and replacing the standards and other related costs — originally at $ 168 million, despite confusion on the part of department officials and others over exactly what standards the bill would require to be ditched.
This approach could be ideal for individuals who are able to start saving towards their goal early, and can save over a long period of time, for an expense like a car or a big trip abroad.
The obvious next step would be to cut cap ex, a far bigger expense than the dividend (the dividend is currently a bit under $ 11 billion annually vs. an average of $ 21.7 billion in cap ex annually over the last two years).
Based on their spending patterns, Simmons suggests Jason and Jessica divide their cash this way: $ 3,000 for fixed expenses («the things that come out of your account whether you like it or not,» like housing, insurance, phone, Netflix); $ 1,000 in short - term spending for big purchases (like travel, puppies, electronics); $ 1,200 in long - term saving («money to be socked away into the nest egg,» she says, for retirement and emergencies); and, good news for Jason and Jessica, $ 2,800 left over to spend on everything else — that's groceries, gas, haircuts, tasty takeout, doggy toys, and whatever else they damn well feel like.
Maybe it's the magazines that you buy each week or some other relatively small expense that adds up with all those other relatively small expenses to create a big deficit in your finances over the term of the year or so.
Establish a financial cushion for unexpected big expenses or times when you go over your spending limit.
In the same way your $ 1,000 starter emergency fund kept you from going into debt over emergency expenses, your fully funded emergency savings will protect you against life's bigger surprises.
This of course simplifies the added expense of taxes and insurance on a larger house, but the fact remains that your increasing equity allows you to get a bigger house for your monthly payment as you «upgrade» over time... as long as home prices don't go down...
His biggest expense is his cell phone bill — almost every month he goes over his data limit.
Going over your past expenses is actually recommend in several personal finance websites to take a look at the big chunks of money that go into some categories.
Over a long enough time horizon, seemingly small differences in expense fees can add up and make a big difference in your portfolio.
This is one of life's biggest expenses, and it's a purchase where you have total control over how much you spend.
«For a lot of people the biggest part of their net worth might be their home equity and for a lot of people the biggest expense they expect to have over their lives is housing,» Lewis says.
Over the lifespan of a healthy, happy dog, the biggest expense will be keeping the dog in kibble.
For the 2016 tax season, Big Dawgs Rescue spent over $ 68,000 on veterinary expenses and $ 7398 on needed supplies (such as vaccinations and dewormer).
With over 3,200 animals coming through AARCS» programs each year and veterinary expenses being our biggest expense we knew our current model wasn't sustainable.
Whether your dog came from the pound or the best breeder in the country, it is the day - to - day expenses that cost the big bucks over time — not the purchase of the dog.
They are only sold in blind packs, so a fan like myself who only paid $ 40 for New Leaf but played over 1000 hours might have to spend $ 500 or more to experience all the content in HHD - a game that is arguably worth $ 30 + 300 NFC cards that are worth about $ 60 (if they were to sell three complete decks of 100 cards for $ 20 each, which would still provide a big profit since cards are cheap to produce and NFC adds very little to the expense.)
It seems that the culture behind Nintendo products is almost as strong as anime culture, star wars culture, all these big name syndicates that kids will blow their load over at their parents» expense.
One of the biggest needs for life insurance when you're over the age of 50 is to ensure that your loved ones will have a way of paying for funeral costs and other related final expenses.
That may seem like a major limitation, but to make up for it, Coverdell ESAs have two big advantages over 529 saving plans: a) you can self - direct the investments in a Coverdell ESA and b) you can withdraw money tax - free to pay for K through 12 expenses as well as college expenses.
The elderly over the age of 90 might not have any more dependents and the living expense should not be a big concern.
A big benefit for those over the age of 80 when it comes to final expense coverage is that while you will need to select a lower face amount than the kind of coverage offered through whole life, term life, and universal life, you won't be paying the high premiums associated with that coverage, either.
If you're worried about having enough coverage over the years but are also afraid of overpaying, you can use the ladder strategy, where your coverage (and cost) steps down over time as your expenses do, to save big while making sure your family is still protected.
With a whole life policy, you can borrow against its cash value, which you've built up over time, to pay for big ticket expenses such as a wedding, college education, home purchase, or retirement.
For anyone else, though, I'd recommend forking over more cash for a faster ultra-portable (an expense that may pay off later in longevity), or settling for a bigger laptop without such steep speed compromises (like the $ 350 Acer Aspire E 15).
Professional Experience United Media — a division of E.W. Scripps (New York, NY) 1988 — 2011 SVP / General Manager — Syndication & Web (2002 — Present) • Outline financial and strategic direction of business operations, directing all aspects of syndication division including sales, editorial, web, customer service, administration and production • Identify, develop and launch unique, valuable IP created by artists, writers and producers, including Dilbert and Big Nate • Negotiate client, talent, licensing and vendor agreements, working closely with in - house and external legal teams • Develop pricing strategies, competitor and market analysis, marketing and business plans for over 200 properties • Manage key talent relationships with IP including Charles Schulz / Peanuts, Scott Adams / Dilbert and Gemstar • Oversee and direct content for first and largest consumer - facing website in industry, comics.com, developing subscription and ad - based models and creating new features including e-commerce, widgets, RSS feeds and animations • Increase revenues, manage expenses, streamline workflows and create team environment to increase productivity, consistently exceeding profitability goals within a declining market segment
Doing a prenup forces you to talk about big issues, like money management styles and how you'll share expenses (you'd be surprised, but many couples gloss over money differences as they plan for the Big Dabig issues, like money management styles and how you'll share expenses (you'd be surprised, but many couples gloss over money differences as they plan for the Big DaBig Day!)
So, over the next year my biggest issue will be - Locating an investor friendly brokerage to place my license - Working for a broker where I can start out with minimum marketing expense before obtaining results
If you are not pulling a big chunk to pay principal - only, then any cash left over from your monthly income after paying your monthly expenses will go towards reducing the debt on your credit line.
As we can see this conservative list of only two 10 % improvements, coupled with business tax deductions for interest expenses when financing adds up to some big differences in income for Samantha when we look at her investments over a 5 - year period.
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