Chris -(I agree; great
blog) I had the same question - So taking it a little further — if he was given automatic group insurance when eligible, leaves work
down the
road due to illness - work signs off on the conversion form that he is eligible, then the insurer says he is eligible & no physical is necessary under conversion and they issue his policy; he pays his premium then he dies within the 2
year period of natural causes, how & what can they contest?