If you're in the process of buying a boat, you may want to consider a newer vessel, as older boats often come with
higher boat insurance rates.
A Trusted Choice member agent in your area can help you
evaluate boat insurance rates and options so you can enjoy the water and have peace of mind.
Most boat insurance rates include liability coverage, which means the policy will protect you if you are responsible for a boat accident that caused property damage or physical injury to another person.
And boaters who stay on inland waters may experience
lower boat insurance rates that those who venture out on the Gulf of Mexico or other coastal waterways.
Actual cash value boat insurance policies offer some of the
best boat insurance rates, but you'll receive a smaller payout in the event of a claim because there's a deduction for depreciation.
If you don't intend to use your boat for several months of the year, letting your insurer know may mean
cheaper boat insurance rates, as stored boats are often considered lower risk.
If you're the only person who's ever owned your boat, we'll lower
your boat insurance rate.
If you have no accidents or violations on your record for the last three years, you can significantly lower
your boat insurance rate.
See all the discounts we offer to help you lower
your boat insurance rate.
If you're the only person who's ever owned your boat, we'll lower
your boat insurance rate.
If you have no accidents or violations on your record for the last three years, you can significantly lower
your boat insurance rate.
See all the discounts we offer to help you lower
your boat insurance rate.
A number of factors, some in your control and some not, can have an impact on
your boat insurance rates.
The type of boat, its length, and the expected use of the boat will largely dictate
your boat insurance rates.
Keep reading to learn what affects
your boat insurance rates, what your boat insurance covers and how to save money on your overall premiums.
It's easy enough to find used boats for sale, but when it comes to determining the cost of
your boat insurance rates it can be a little more difficult of an endeavor.
Call us anytime at 1-888-746-1221 to shop
your boat insurance rates or fax us your watercraft declarations page which shows your coverages to 1-937-743-0080.
If you stay close to home,
your boat insurance rates may be lower.
Venturing out into coastal waters with your boat will increase
your boat insurance rates.
If you stay close to home on inland bodies of water,
your boat insurance rates may be lower.