If the other boater was at fault, but did not have boat insurance, or did not have enough to cover your expenses, uninsured / underinsured
boaters coverage could cover the damages (if you have that coverage in place).
Uninsured / underinsured
boaters coverage if you have an accident with another boater whose insurance is not sufficient to cover damages
Boat insurance offers
boaters coverage from some of the most common risks and incidents that take place.
Some standard boat insurance policies may contain a limited amount of uninsured
boater coverage.
Uninsured
boater coverage gives you the protection of bodily injury coverage if you are involved in an accident with a boater who is at - fault but carries no insurance coverage.
The typical minimum coverage amount for uninsured / underinsured
boater coverage is $ 10,000.
Not exact matches
Boat insurance policies aren't uniform, and
boaters shopping for a policy need to check the type of
coverage and conditions the policy sets for
coverage.
Boat insurance
coverage options include liability, collision, comprehensive, uninsured
boater and more.
Boaters Insurance: Getting out an enjoying the water is excellent, but having the right insurance
coverage makes the trip.
Available options may cover theft, vandalism, fire and flood, personal property
coverage for your fishing gear, uninsured
boater insurance and even roadside assistance if you need a tow.
For mobile — modular home insurance, specialty home insurance, family
boaters insurance, and motorcycle insurance, customers can call (800) 903-8114, from Monday through Fridays, 8:30 AM to 8 PM EST to get
coverage for their mobile or modular home, dwellings that are hard to insure, boats, and bikes.
You may also want to ask about
coverage for underinsured
boaters and accessories to your PWC.
For damages to another
boater's boat or to other property such as a dock, you'll also need property damage
coverage.
Uninsured / underinsured watercraft
coverage in case you are struck by a
boater with no insurance or with inadequate limits
Liability
Coverage - This
coverage will assist you in the event of a collision with another boat, dock or other
boaters.
Uninsured watercraft
coverage What would happen if an uninsured
boater collides with your watercraft and you or one of your passengers are injured?
Property damage liability is a very important type of
coverage, especially for new
boaters.
Uninsured
Boater - You can purchase uninsured / underinsured
coverage and rest assured that even if someone bumps into you and can't pay for the damages, you still won't suffer for it.
Most
boaters should keep comprehensive
coverage on their boat year - round to ensure they have protection from theft.
This means there are a lot of
boaters out there who will not have sufficient
coverage in place to pay for your injuries or damages if they are at fault for an accident.
Not all insurance companies provide uninsured watercraft insurance, leaving
boaters without compensation after accident caused by another
boater who is uninsured, or only has minimum
coverage.