It's the maximum amount your insurance company will pay for the combination of
bodily injury and property damage per incident.
Not exact matches
Many people choose to purchase coverage that exceeds the requirement of $ 20,000
bodily injury per person, $ 40,000
bodily injury per accident
and $ 10,000 in
property damage.
In most states, motorcyclists have at least $ 25,000 in
bodily injury protection
per person
and $ 50,000
per accident, as well as $ 10,000 in
property damage coverage.
We gathered quotes from three major carriers for a 45 - year - old rider
and a sample insurance policy that included
bodily injury protection of $ 100,000
per person / $ 300,000
per accident,
and $ 50,000 in
property damage coverage.
To see who in Wyoming had the best motorcycle insurance rates, we gathered quotes from five major insurance carriers for a sample policy (
bodily injury protection of $ 100,000
per person / $ 300,000
per accident
and $ 50,000 in
property damage coverage)
and rider.
Coverage was for a sample policy that had
bodily injury protection ($ 100,000
per person / $ 300,000
per accident)
and $ 50,000 in
property damage coverage.
Minnesota state requires minimum auto insurance liability of $ 30,000
per person for
bodily injury protection up to $ 60,000
per accident, $ 10,000 for
property damage per accident, $ 40,000
per person for personal
injury protection,
and $ 25,000
per person for uninsured
and underinsured motorists up to $ 50,000
per accident.
We gathered quotes for a 45 - year - old male rider in Ohio for a policy that included
bodily injury protection ($ 50,000
per person
and $ 100,000
per accident)
and personal
property damage coverage ($ 25,000), as well as $ 500 deductibles for collision
and comprehensive coverages.
Many choose to purchase coverage that exceeds the state requirement of $ 15,000
bodily injury per person, $ 30,000
bodily injury per accident
and $ 5,000
property damage — amounts that are low by the standards of most states.
GEICO offers standard
bodily injury and property damage liability coverage for as little as $ 99
per year.
Connecticut requires minimum auto insurance liability of $ 20,000
per person for
bodily injury protection
and up to $ 40,000
per accident,
and $ 10,000 for
property damage per accident.
That rider had a policy that included
bodily injury protection of $ 100,000
per person / $ 300,000
per accident
and $ 50,000 in
property damage coverage.
In order to drive a moped or a motorcycle in Wisconsin, you'll need to have at least $ 25,000 of
bodily injury coverage
per person, $ 50,000 of
bodily injury per accident
and $ 10,000 of
property damage coverage.
Connecticut requires that every driver carry minimum liability limits of $ 20,000
per person
and $ 40,000
per accident in
bodily injury coverage
and $ 10,000
property damage coverage.
A more realistic assessment might be $ 100,000
bodily injury per person, $ 300,000
bodily injury per accident,
and $ 50,000
property damage.
As a Southern California driver, your requisite insurance includes
bodily injury coverage to the tune of $ 15,000
per person
and $ 30,000
per accident as well as
property damage liability worth $ 5,000.
That's $ 20,000 for
bodily injury per individual, $ 40,000 total
bodily injury coverage,
and another $ 10,000 for
property damage.
At the least, you're required by law to buy a 20/40/10 policy: minimum
bodily injury liability limits of $ 20,000
per injured person, up to a total of $ 40,000
per accident,
and property damage liability coverage of $ 10,000.
North Dakota state law requires minimum auto insurance of $ 25,000
per person, $ 50,000
per accident for
bodily injury,
and $ 25,000
per accident for
property damage.
On the other hand, if you have an auto policy with
bodily injury liability of $ 100,000
per person, $ 300,000
per accident,
and $ 100,000 of
property damage along with full coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,000.
New Mexico requires minimum auto insurance liability of $ 25,000
per person for
bodily injury protection
and up to $ 50,000
per accident,
and $ 10,000 for
property damage per accident.
To see who in the state has the best rates, we gathered motorcycle insurance quotes from five major carriers for a 45 - year - old male rider (
bodily injury protection of $ 100,000
per person / $ 300,000
per accident
and $ 50,000 in
property damage coverage).
The policy itself included
bodily injury protection of $ 100,000
per person / $ 300,000
per accident
and $ 50,000 in
property damage coverage.
We gathered motorcycle insurance quotes from three major carriers in Rhode Island for a sample rider
and policy (
bodily injury protection of $ 100,000
per person / $ 300,000
per accident
and $ 50,000 in
property damage coverage).
To see who in New Hampshire had the best motorcycle insurance rates, we analyzed quotes for a 45 - year - old rider
and a policy that included
bodily injury protection of $ 100,000
per person / $ 300,000
per accident
and $ 50,000 in
property damage coverage.
A basic liability policy includes only the coverages required by state law: $ 15,000
per person / $ 30,000
per accident
bodily injury liability
and $ 5,000 in
property damage liability.
If you do any sort of traveling on the 91, the 5, the 57, the Orange Freeway, or even just area surface streets, chances are you need coverage to the tune of $ 100,000
bodily injury (
per person), $ 300,000
bodily injury (
per accident),
and $ 50,000
property damage.
In Florida, as of early 2010, you needed to carry
bodily injury liability ($ 10,000
per person, $ 20,000
per accident), $ 10,000 worth of
property damage liability,
and personal
injury protection (PIP).
As of February 2010, in Illinois, you needed
bodily injury coverage to the tune of $ 40,000
per accident
and $ 20,000
per person; $ 15,000 worth of
property damage coverage;
and uninsured motorist coverage.
You'll need a North Carolina car insurance policy providing at least
bodily injury liability $ 30,000
per injured person
and $ 60,000
per accident;
property damage liability of $ 25,000;
and uninsured driver coverage of $ 30,000
per person
and $ 60,000
per accident.
For instance, if you went with the minimum liability requirements for Tennessee drivers — which, as of 2010, were $ 25,000
bodily injury per person, $ 50,000
bodily injury per accident,
and $ 15,000
property damage — you would probably be underinsured, according to most experts.
To meet Michigan's minimum motorcycle insurance requirements, you'll need at least $ 20,000 of coverage for
bodily injuries per person, $ 40,000 of coverage for
bodily injuries per accident
and $ 10,000 of coverage for
property damage per accident.
The sample motorcycle insurance policy covered included
bodily injury protection ($ 100,000
per person / $ 300,000
per accident)
and $ 50,000 in
property damage.
If the ATV is to be operated on a public road then it must be licensed
and also meet the state's minimum financial responsibility requirements which are $ 15,000
per person
and $ 30,000
per accident
bodily injury liability
and $ 10,000
property damage liability.
To see who in Montana had the best motorcycle insurance rates, we gathered quotes for a 45 - year - old male rider
and a sample policy (
bodily injury protection of $ 100,000
per person / $ 300,000
per accident
and $ 50,000 in
property damage coverage).
Most people carry insurance that includes the state's required
bodily injury liability of $ 15,000
per person / $ 30,000
per accident
and property damage liability of $ 5,000.
What this means is that state law requires your insurance policy provides you with $ 20,000 worth of coverage for
bodily injury or death that you cause to other individuals, $ 40,000 worth of coverage for
bodily injury or death caused
per accident if multiple people are involved,
and $ 10,000 worth of coverage for
property damage caused in other states.
Pursuant to Texas law as of early 2010, drivers needed insurance to the tune of $ 25,000
bodily injury per person, $ 50,000
bodily injury per accident,
and $ 25,000
property damage.
After collecting data from four major insurance carriers for a sample 45 - year - old rider
and policy (
bodily injury protection of $ 100,000
per person / $ 300,000
per accident
and $ 50,000 in
property damage coverage), we found that quotes for the most expensive place were 34.7 % higher than the cheapest.
Rhode Island requires minimum coverage of $ 25,000
per person for
bodily injury protection
and up to $ 50,000
per accident,
and $ 25,000 for
property damage per accident.
The Mississippi Insurance Department requires minimum auto insurance liability of $ 25,000
per person, $ 50,000
per accident for
bodily injury and $ 25,000 for
property damage per accident.
The policy for was for a sample 45 - year - old rider
and a policy with
bodily injury protection of $ 100,000
per person / $ 300,000
per accident
and $ 50,000 in
property damage coverage.
The consequences of going without include suspended registration, fines,
and possible car impoundment, so you should probably buy a policy for at least the minimum in coverage:
bodily injury liability of $ 15,000
per person
and $ 30,000
per accident,
and property damage liability of $ 5,000.
Minimum liability coverage includes $ 40,000 for
bodily injury (
per accident)
and $ 20,000
bodily injury (
per person) as well as $ 15,000
property damage.
$ 300,000
per occurrence for personal liability,
bodily injury and property damage liability on your homeowners insurance policy
Nevada requires that all drivers maintain liability limits of at least $ 15,000
per person, $ 30,000
per accident for
bodily injury and $ 10,000
property damage.
Wyoming's automobile financial responsibility law requires minimum liability limits of $ 25,000
per person, $ 50,000
per accident
bodily injury and $ 20,000
property damage.
You need
bodily injury (BI) protection of $ 30,000 minimum
per accident
and $ 15,000 minimum
per person as well as
property damage (PD) coverage of just $ 5,000.
According to early 2010 laws, Floridian drivers needed very basic coverage —
bodily injury protection of $ 10,000
per person
and $ 20,000
per accident
and property damage of $ 10,000.
Most agents (in their right mind) would argue that the minimums are way too low,
and that you should get protection more along the lines of $ 100,000
bodily injury per person, $ 300,000
bodily injury per accident,
and $ 50,000 (or more) for
property damage liability.