Liability covers property damage,
bodily injury and specific amounts.
Not exact matches
Spinal cord
injuries can be very debilitating
and can lead to secondary medical problems including infection, muscle spasms, loss of
bodily functions,
and over-sensitivity to temperature or pain in
specific body parts.
Another IRC study, «Auto
Injuries: Claiming Behavior and Its Impact on Insurance Costs,» found that for specific bodily injuries, the average payout for car accident injuries were 3.5 times higher for claimants who hired a
Injuries: Claiming Behavior
and Its Impact on Insurance Costs,» found that for
specific bodily injuries, the average payout for car accident injuries were 3.5 times higher for claimants who hired a
injuries, the average payout for car accident
injuries were 3.5 times higher for claimants who hired a
injuries were 3.5 times higher for claimants who hired a lawyer.
There are
specific allocations for
bodily injury, where a driver might cause harm to someone,
and property damage, where that policy holder might hit another car or something stationary like a telephone pole.
Depending on the insurance company
and the
specific car insurance terms, the types
and amounts of
bodily injury liability coverages can vary.
Insurance companies require
specific levels of liability coverage on your auto
and home insurance policies before they will approve an umbrella policy — typically $ 300,000 per occurrence for personal liability,
bodily injury and property damage liability on your homeowners insurance policy; $ 250,000 per person for
bodily injury;
and $ 500,000 per accident on your car insurance policy.
Drivers in the state are required to carry liability insurance that provides
specific and separate protection for both
bodily injury and property damage losses.
While a basic coverage policy offers quite a lot of protection in terms of personal
injury and medical related expenses in their PIP
and bodily injury protection, it may be a good idea to adjust the limits to reflect your
specific needs.