Car insurance liability requirements vary by state, and include a minimum amount for
bodily injury costs per person and per accident as well as a minimum for property damage liability.
Car insurance liability requirements vary by state, and include a minimum amount for
bodily injury costs per person and per accident as well as a minimum for property damage liability.
Not exact matches
The average
cost per bodily injury claim grew 32 percent to $ 15,506, and the average
cost per claim for personal
injury protection grew 38 percent to $ 8,017 over the same period.
Bodily injury liability and property damage protection are both required ($ 25,000
per person up to $ 50,000
per accident and $ 15,000
per accident respectively) to pay for the
costs to the other driver.
The insurance industry and consumer groups generally recommend a minimum of $ 100,000 of
bodily injury protection
per person and $ 300,000
per accident, since accidents may
cost far more than the minimum limits mandated by most states.
Bodily injury liability will cover medical
costs and loss of wages
costs for up to $ 20,000
per person and up to $ 40,000
per accident [3].
Usually, this kind of insurance
costs about $ 300 - $ 500
per year, depending on the person applying for it and his driving record and will cover
bodily injuries, medical bills and under - insured or uninsured motorists.
Bodily injury covers medical
costs and loss of wages and is usually set at a minimum of $ 20,000
per person and up to $ 50,000
per accident.
Bodily injury liability covers the
costs of medical care and loss of wages for up to $ 25,000
per person and $ 50,000
per accident.
According to insurance laws in New Mexico, drivers must purchase car insurance coverage for the amounts of at least $ 25,000 for
bodily injury to others, $ 50,000 in
per - accident coverage, and $ 10,000 to cover the
cost of property damage.
Car insurance laws in the state of Rhode Island require that each vehicle registered in the state must have minimum coverage amounts of $ 25,000 for
bodily injury to others, $ 50,000 in
per - accident coverage, and $ 25,000 to cover the
cost of property damage.
Nevada state law only requires drivers to purchase minimum liability coverage limits of $ 15,000 against
bodily injury to others, $ 30,000 in
per - accident coverage, and $ 10,000 to cover the
cost of property damage.
Colorado state law requires at least $ 25,000 in
bodily injury liability for each person injured, $ 50,000 in
per accident coverage, and $ 15,000 in coverage against the
cost of property damage.
According to Louisiana state law, the minimum liability requirements for car insurance policies are $ 15,000 in
bodily injury protection for each person injured, $ 30,000 in
per accident insurance, and $ 25,000 insurance to cover the
cost of property damage.
According to auto insurance laws in the state of Hawaii, all registered drivers must buy minimum coverage amounts of $ 20,000 for
bodily injury to others, $ 40,000 in
per - accident coverage, and $ 10,000 to cover the
cost of property damage, for each vehicle owned.
According to state laws in Maine, all drivers who register vehicles in Maine are required to buy minimum coverage amounts of $ 50,000 for
bodily injury to others, $ 100,000 in
per - accident coverage, and $ 25,000 to cover the
cost of property damage.
By state law, Minnesota drivers need at least $ 30,000 in
bodily injury protection for each person injured, $ 60,000 in
per accident coverage, and $ 10,000 insurance to cover the
cost of property damage.
For car insurance policies, Kentucky state law requires minimum liability limits of $ 25,000 in
bodily injury protection for each person injured, $ 50,000 coverage in
per accident protection, and $ 10,000 insurance to cover the
cost of property damage.
In Virginia, an FR - 44 carries
bodily injury liability limits of $ 50,000
per person and $ 100,000
per accident, plus $ 40,000 to cover the
cost of property damage.
Under Iowa state law, drivers must buy car insurance policies with minimum liability limits of $ 20,000 in
bodily injury protection
per person, $ 40,000 in coverage
per accident, and $ 15,000 insurance to cover the
cost of property damage.
Utah state law requires all drivers to purchase car insurance policies with minimum liability coverage limits of $ 25,000 against
bodily injury to others, $ 65,000 in
per - accident coverage, and $ 15,000 coverage against the
cost of property damage.
Idaho state law requires all registered drivers to purchase coverage amounts of at least $ 25,000 for
bodily injury to others, $ 50,000 in
per - accident coverage, and $ 15,000 to cover the
cost of property damage, for each vehicle owned.
Nebraska car insurance laws mandate that all vehicles registered in the state of Nebraska must have coverage amounts of at least $ 25,000 for
bodily injury to others, $ 50,000 in
per - accident coverage, and $ 25,000 to cover the
cost of property damage.
West Virginia state law requires that all drivers with vehicles registered in the state must obtain coverage amounts of at least $ 25,000 for
bodily injury to others, $ 50,000 in
per - accident coverage, and $ 25,000 to cover the
cost of property damage.
New Hampshire car insurance laws require that each registered vehicle in the state must have minimum coverage amounts of $ 25,000 for
bodily injury to others, $ 50,000 in
per - accident coverage, and $ 25,000 to cover the
cost of property damage.
Kansas state law requires that all drivers in the state purchase minimum liability coverage limits of $ 25,000 against
bodily injury to others, $ 50,000 in
per - accident coverage, and $ 25,000 to cover the
cost of property damage.
In Florida, an FR - 44 carries
bodily injury liability limits of $ 100,000
per person and $ 300,000
per accident, as well as $ 50,000 to cover the
cost of property damage.
The state laws for minimum liability limits on South Carolina car insurance policies require at least $ 25,000 in
bodily injury protection for each person injured, at least $ 50,000 in coverage
per accident, and at least $ 25,000 insurance against the
cost of property damage.
Our study showed the most expensive place for the sample policy with $ 300,000 of
bodily injury protection
per accident was 18.2 % higher than the
cost of the cheapest in Maine.
Most states require at least $ 20,000
per person and up to $ 50,000
per accident under
bodily injury liability, which will help cover medical
costs and loss of wages expenses.
If Person 1's medical bills total $ 40,000, Person 2's
cost $ 30,000 and Person 3's
cost $ 25,000, you're likely covered, as each person's bills were under $ 50,000 (your
bodily injury limit
per person), and the total
cost of
injuries is $ 95,000, which is lower than your $ 100,000
bodily injury limit for a single accident.
Bodily injury per accident liability insurance protects the covered policy holder from
costs that result from multiple
injuries in these at fault accident scenarios.
Alabama
bodily injury liability should cover $ 20,000
per person and up to $ 40,000
per accident to help with medical
costs and loss of wages [2].
Bodily injury liability that covers $ 20,000
per person and up to $ 40,000
per accident for medical
costs and loss of wages is required [3].
Drivers must carry up to $ 25,000
per person and up to $ 50,000
per accident in
bodily injury liability, which covers medical
costs and loss of wages for occupants in the vehicles other than the insured.