Maryland laws require every driver to have; twenty five thousand dollars worth of
bodily injury liability coverage per on person, fifty thousand dollars worth of bodily injury liability coverage for all persons in a car accident, and ten thousand dollars worth of property damage liability coverage.
Bodily injury liability coverage per person: $ 20,000
Bodily injury liability coverage per accident: $ 40,000 Property damage liability coverage: $ 10,000 Personal injury protection: Amount varies depending on health insurance (see notes) Uninsured / underinsured motorist coverage: Optional
Bodily injury liability coverage per person: $ 25,000
Bodily injury liability coverage per accident: $ 50,000 Property damage liability coverage: $ 10,000 Personal injury protection: Optional Uninsured / underinsured motorist coverage: $ 25,000 per person; $ 50,000 per incident
Bodily injury liability coverage per person: $ 25,000
Bodily injury liability coverage per accident: $ 50,000 Property damage liability coverage: $ 25,000 Personal injury protection: $ 10,000 per accident Uninsured / underinsured motorist coverage: Optional, but Kentucky specifies the insurer include UM / UMI at $ 25,000 per person and $ 50,000 per accident unless you expressly reject it in writing.
Bodily injury liability coverage per person: $ 25,000
Bodily injury liability coverage per accident: $ 50,000 Property damage liability coverage: $ 25,000 Personal injury protection: Optional Uninsured / underinsured motorist coverage: Optional, but Indiana specifies the insurer include UM / UMI at $ 25,000 per person and $ 50,000 per accident unless you expressly reject it in writing.
Bodily injury liability coverage per person: $ 25,000
Bodily injury liability coverage per accident: $ 50,000 Property damage liability coverage: $ 25,000 Personal injury protection: Optional Uninsured / underinsured motorist coverage: Optional
Bodily injury liability coverage per person: $ 20,000
Bodily injury liability coverage per accident: $ 50,000 Property damage liability coverage: $ 25,000 Personal injury protection: Optional Uninsured / underinsured motorist coverage: $ 20,000 per person; $ 40,000 per accident
Bodily injury liability coverage per person: $ 25,000
Bodily injury liability coverage per accident: $ 40,000 Property damage liability coverage: $ 10,000 Personal injury protection: Optional Uninsured / underinsured motorist coverage: Coverage must equal liability coverage, so the minimum is $ 25,000 per person and $ 40,000 per accident.
Bodily injury liability coverage per person: Legally optional, but, if purchased, $ 25,000
Bodily injury liability coverage per accident: Legally optional, but, if purchased, $ 50,000 Property damage liability coverage: Legally optional, but, if purchased, $ 25,000 Personal injury protection: Legally optional, but, if purchased, $ 1,000 per accident for medical expenses solely.
Bodily injury liability coverage per person: $ 25,000
Bodily injury liability coverage per accident: $ 50,000 Property damage liability coverage: $ 10,000 Personal injury protection: Optional Uninsured / underinsured motorist coverage: $ 50,000 per person; $ 100,000 per accident; and $ 10,000 PD
Bodily injury liability coverage per person: $ 20,000
Bodily injury liability coverage per accident: $ 50,000 Property damage liability coverage: $ 10,000 Personal injury protection: $ 50,000 per person Uninsured / underinsured motorist coverage: $ 25,000 per person; $ 50,000 per accident
Bodily injury liability coverage per person: $ 25,000
Bodily injury liability coverage per accident: $ 50,000 Property damage liability coverage: $ 25,000 Personal injury protection: Optional Uninsured / underinsured motorist coverage: Coverage must equal liability limits, so $ 25,000 per person and $ 50,000 per accident
Bodily injury liability coverage per person: $ 20,000
Bodily injury liability coverage per accident: $ 40,000 Property damage liability coverage: $ 10,000 Personal injury protection: $ 10,000 Uninsured / underinsured motorist coverage: Optional
Bodily injury liability coverage per person: $ 30,000
Bodily injury liability coverage per accident: $ 60,000 Property damage liability coverage: $ 15,000 Personal injury protection: $ 2,500 per incident Uninsured / underinsured motorist coverage: $ 30,000 per person; $ 60,000 per incident; and $ 15,000 in PD coverage
Bodily injury liability coverage per person: $ 25,000
Bodily injury liability coverage per accident: $ 50,000 Property damage liability coverage: $ 10,000 Personal injury protection: Optional Uninsured / underinsured motorist coverage: $ 25,000 BI per person; $ 50,000 BI per accident and $ 5,000 PD per accident
Bodily injury liability coverage per person: $ 25,000
Bodily injury liability coverage per accident: $ 50,000 Property damage liability coverage: $ 20,000 Personal injury protection: $ 15,000 per person Uninsured / underinsured motorist coverage: Equal to the state's liability minimums, so $ 25,000 per person and $ 50,000 per accident
Bodily injury liability coverage per person: $ 15,000 for a standard policy (see notes)
Bodily injury liability coverage per accident: $ 30,000 for a standard policy Property damage liability coverage: $ 5,000 for a standard policy Personal injury protection: $ 15,000 per accident, plus up to $ 250,000 for severe injuries for a standard policy Uninsured / underinsured motorist coverage: Must match liability limits if purchasing a standard policy
Typically, leasing companies require $ 100,000 of
bodily injury liability coverage per person and $ 300,000 per accident, as well as $ 50,000 in property damage liability insurance.
Not exact matches
GEICO offers standard
bodily injury and property damage
liability coverage for as little as $ 99
per year.
Connecticut requires that every driver carry minimum
liability limits of $ 20,000
per person and $ 40,000
per accident in
bodily injury coverage and $ 10,000 property damage
coverage.
As a Southern California driver, your requisite insurance includes
bodily injury coverage to the tune of $ 15,000
per person and $ 30,000
per accident as well as property damage
liability worth $ 5,000.
At the least, you're required by law to buy a 20/40/10 policy: minimum
bodily injury liability limits of $ 20,000
per injured person, up to a total of $ 40,000
per accident, and property damage
liability coverage of $ 10,000.
On the other hand, if you have an auto policy with
bodily injury liability of $ 100,000
per person, $ 300,000
per accident, and $ 100,000 of property damage along with full
coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,000.
A basic
liability policy includes only the
coverages required by state law: $ 15,000
per person / $ 30,000
per accident
bodily injury liability and $ 5,000 in property damage
liability.
You'll need a North Carolina car insurance policy providing at least
bodily injury liability $ 30,000
per injured person and $ 60,000
per accident; property damage
liability of $ 25,000; and uninsured driver
coverage of $ 30,000
per person and $ 60,000
per accident.
The consequences of going without include suspended registration, fines, and possible car impoundment, so you should probably buy a policy for at least the minimum in
coverage:
bodily injury liability of $ 15,000
per person and $ 30,000
per accident, and property damage
liability of $ 5,000.
Minimum
liability coverage includes $ 40,000 for
bodily injury (
per accident) and $ 20,000
bodily injury (
per person) as well as $ 15,000 property damage.
Thousands more are injured in accidents involving drivers who carry only the minimum amount of
liability coverage for
bodily injury, which in Missouri and Kansas, is $ 25,000
per person and $ 50,000
per accident.
While the minimum amounts of
coverage for a non-rideshare driver are $ 15,000 / $ 30,000 in
bodily injury liability per person /
per accident, and $ 5,000 for property damage, the insurance requirements for rideshare companies are:
Basic
coverage consists of $ 30,000
per person up to $ 60,000
per accident of
bodily injury liability and uninsured motorist
liability as well as $ 15,000 of property damage protection and uninsured motorist property damage.
Liability for
Bodily Injury — The minimum coverage for bodily injury varies by state and may be as low as $ 10,000 per person or $ 20,000 per acc
Bodily Injury — The minimum
coverage for
bodily injury varies by state and may be as low as $ 10,000 per person or $ 20,000 per acc
bodily injury varies by state and may be as low as $ 10,000
per person or $ 20,000
per accident.
The Insurance Information Institute (III) and other insurance industry experts recommend
bodily injury liability coverage of $ 100,000
per person and $ 300,000
per accident (referred to as 100/300
coverage).
For example, if you bought a policy with $ 50,000
per person
bodily injury liability coverage, up to $ 100,000
per accident, then you would buy UM
coverage in the same amounts.
All drivers will need to purchase basic
coverage to pay for the other driver's losses which includes
bodily injury liability limits of $ 25,000
per person up to $ 50,000
per accident as well as property damage
liability of $ 10,000.
Analysis used a consistent base profile for the insured driver: a 30 - year - old single male driving a 2013 Honda Accord EX with a good driving history and
coverage limits of $ 50,000
bodily injury liability per person / $ 100,000
bodily injury liability per accident / $ 50,000 property damage
liability per accident with a $ 500 deductible for comprehensive and collision.
If you buy
bodily injury liability coverage, the smallest amount you can buy is $ 10,000
per person (up to $ 20,000
per accident).
Liability coverage is divided into three categories:
bodily injury per person,
bodily injury per accident, and property damage.
Policy limits for
bodily injury liability are
per person and
per accident and
coverage is written as such.
Under this plan, the minimum
coverage requirement is $ 50,000
per person up to $ 100,000
per accident of
bodily injury liability as well as $ 15,000 of property damage protection.
To drive legally, Virginia mandates every motorist have at least $ 25,000 in
bodily injury liability coverage ($ 50,000
per accident) and $ 20,000 to pay for property damage.
For example, if you're a Connecticut driver (where minimum
liability coverage is $ 20,000 of
bodily injury protection
per person, $ 40,000 of
bodily injury protection
per accident and $ 10,000 of property damage
per accident, referred to as 20/40/10) and are involved in an accident in New York (which requires 25/50/10 of
liability coverage), your auto insurance will automatically extend to meet New York's requirements.
In the state, the basic requirements are $ 15,000
per injured person up to a total of $ 30,000
per accident for
bodily injury liability and $ 10,000 for property damage
liability coverage.
In fact, state law requires every driver to purchase
bodily injury liability coverage of $ 15,000
per injured person, up to a total of $ 30,000
per accident, and property damage
liability coverage of $ 10,000 (known as a 15/30/10 policy).
Most states have a minimum
bodily injury liability coverage requirement of $ 20,000 to $ 25,000
per person and $ 40,000 to $ 50,000
per accident, says Bob Passmore, senior director of personal insurance lines for the Property Casualty Insurers Association of America.
West Virginia mandates that motorists buy $ 25,000 worth of
bodily injury liability coverage (up to $ 50,000
per accident) and $ 25,000 worth of property damage
liability coverage as well.
Basic
coverage is mandatory for all drivers in East Brunswick and includes $ 5,000 of property damage protection for vehicle damages and expenses as well as $ 15,000
per person up to $ 30,000
per accident for
bodily injury liability.
Before purchasing a plan, make sure that there is at least $ 25,000
per person and $ 65,000
per accident of
bodily injury liability coverage and at least $ 15,000 in property damage
liability protection.
If you buy insurance, the minimum
liability insurance you can purchase is $ 25,000
bodily injury liability per person ($ 50,000
per accident) and $ 25,000 property damage
liability, plus uninsured / underinsured motorist
bodily injury coverage and $ 1,000 of medical payments
coverage (MedPay).
UM
coverage will pay up to your limits — without a deductible — which typically mirror your
liability limits (
per person and
per accident) because UM is basically taking the place of the other driver not having
bodily injury liability coverage.
PA
bodily injury per accident
liability insurance works in much the same way as the
per person
coverage, except that it is set aside for accidents involving more than one injured victim.