"Bodily injury liability insurance" is a type of insurance that covers the cost if you accidentally hurt someone else and they need medical treatment or compensation for their injuries.
Full definition
Bodily injury liability insurance includes coverage up to the policy limits for these categories of collision - related expenses, as well as providing legal representation if your particular case enters litigation.
The minimum
bodily injury liability insurance limits in California per accident are $ 15,000 of coverage for death or injury to one person and $ 30,000 of coverage for death or injury to more than one person.
Bodily injury liability insurance refers specifically to car insurance that covers medical costs for any injuries or funeral costs for any deaths sustained in an automobile accident that is determined to be wholly or partially your fault.
In addition to helping pay for someone else's emergency services and hospital care,
bodily injury liability insurance helps pay for their necessary follow - up doctor visits and other associated costs, like having to buy crutches or a wheelchair while someone recovers.
However, the amount of money that your policy allots
for bodily injury liability insurance will be used to cover the medical expenses of any party who may be involved in a collision in which you are at fault.
Front - to - rear collisions also result in many claims for minor injuries like whiplash and back sprains to the occupants of the struck vehicle, and all the systems reduced claims
under bodily injury liability insurance.
Injuries to other road users, including occupants of other vehicles and pedestrians, are covered
by bodily injury liability insurance, while injuries to occupants of the insured vehicle are covered by either medical payment insurance or personal injury protection, depending on the state.
The frequency of claims under
bodily injury liability insurance, which covers injuries to occupants of other vehicles or to other road users, is 24 percent lower with the feature.
The limit is typically as much or lower than the per - person limit of the ATV policy's
bodily injury liability insurance.
Traditionally, the at - fault driver's
bodily injury liability insurance is responsible for paying for injuries to others in a crash.
Since
your bodily injury liability insurance only applies for injuries you cause to others, not to yourself, how will you be compensated for your medical expenses?
The bodily injury liability insurance coverage amount is a «Split Limit,» such as $ 100,000 / $ 300,000.
Bodily injury liability insurance covers the medical bills and loss of wages for the driver and / or occupants of the other car involved in the accident.
Bodily injury liability insurance will cover the medical bills and loss of wages.
Bodily injury liability insurance covers costs related to any physical injuries or deaths sustained in the accident.
Another option is
bodily injury liability insurance, which will protect you if the other person gets injured or hurt.