They carried our state's minimum level of coverage, which is $ 25,000 for
bodily injury per person with a maximum of $ 50,000 and $ 10,000 in damage to personal property.
Not exact matches
As of 2015, motorcycle riders in Montana must have at least $ 25,000 in
bodily injury protection
per person ($ 50,000
per accident
with more than one
person) and $ 20,000 in personal property protection.
To see who had the best motorcycle insurance rates in West Virginia, we obtained quotes for a sample rider
with bodily injury protection of $ 100,000
per person / $ 300,000
per accident.
On the other hand, if you have an auto policy
with bodily injury liability of $ 100,000
per person, $ 300,000
per accident, and $ 100,000 of property damage along
with full coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,000.
For instance, if you went
with the minimum liability requirements for Tennessee drivers — which, as of 2010, were $ 25,000
bodily injury per person, $ 50,000
bodily injury per accident, and $ 15,000 property damage — you would probably be underinsured, according to most experts.
What this means is that state law requires your insurance policy provides you
with $ 20,000 worth of coverage for
bodily injury or death that you cause to other individuals, $ 40,000 worth of coverage for
bodily injury or death caused
per accident if multiple
people are involved, and $ 10,000 worth of coverage for property damage caused in other states.
The policy for was for a sample 45 - year - old rider and a policy
with bodily injury protection of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage coverage.
Let's take the example of a 40 - year - old male who has a joint policy
with his wife and opts for a 100 / 300/50 policy ($ 100,000
bodily injury coverage for one
person in one accident, $ 300,000
bodily injury coverage total
per accident, and $ 50,000 property damage coverage
per accident).
For example, if you bought a policy
with $ 50,000
per person bodily injury liability coverage, up to $ 100,000
per accident, then you would buy UM coverage in the same amounts.
Analysis used a consistent base profile for the insured driver: a 30 - year - old single male driving a 2013 Honda Accord EX
with a good driving history and coverage limits of $ 50,000
bodily injury liability
per person / $ 100,000
bodily injury liability
per accident / $ 50,000 property damage liability
per accident
with a $ 500 deductible for comprehensive and collision.
Full Coverage 100 / 300/100: $ 100,000
per person / $ 300,000 maximum
per accident for
bodily injury; $ 100,000 for property damage; comprehensive and collision coverage
with $ 500 deductible.
For example, if you are to blame in an accident that injures two
people to the amount of $ 50,000 for one
person and $ 75,000 for the other, the
bodily injury coverage
per person meets one but leaves you
with a $ 25,000 bill to make up for the other.
For example, if you have one policy
with $ 50,000 worth of UM / UIM
bodily injury coverage
per person and another policy
with $ 25,000 worth of UM / UIM
bodily injury coverage, you can collect up to $ 75,000 for any
injury you suffer as a result of a collision
with an uninsured or underinsured motorist.
Averages are based on a 45 - year - old married female
with a previously clean driving record who commits one traffic driving violation in a 12 - month period, drives a 2012 sedan, is employed, has a bachelor's degree, excellent credit score and had no lapse in coverage
with the following limits: $ 100,000 (
bodily injury per person) / $ 300,000 (
bodily injury per accident) / $ 100,000 (property damage
per accident), $ 10,000 (personal
injury protection or medical payments) and a $ 500 deductible for comprehensive and collision.
For example, if you have a two - car policy
with $ 50,000 worth of
bodily injury UM / UIM coverage
per person on each car, you can collect up to $ 100,000.
This means that in the event of an accident, if you are at fault, you are covered up to $ 15,000 for
bodily injury for each
person involved in an incident,
with a total maximum of $ 30,000
per incident.
The state of South Carolina requires that you have at least $ 25,000 in coverage
per person for
bodily injury,
with a maximum of $ 50,000
per accident.
(5) The named insured may purchase uninsured motorist
bodily injury coverage and, if applicable, underinsured motorist coverage
with limits up to one million dollars ($ 1,000,000)
per person and one million dollars ($ 1,000,000)
per accident.
Michigan minimum liability limits are set
with bodily injury at $ 20,000
per person up to $ 40,000 total
per accident.
This study's sample rider was a 45 - year - old
with a policy that included
bodily injury protection of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage coverage.
The basic Kansas insurance plans include
bodily injury liability
with a minimum $ 25,000
per injured
person up to a total of $ 50,000
per accident as well as property damage liability
with a minimum limit of $ 10,000.
Indiana's
bodily injury liability requirements of $ 25,000
per person and $ 50,000
per accident are on par
with many other states, but the property damage liability coverage of only $ 10,000 is pretty low if you want to protect your savings and other assets from lawsuits.
eople
with a five - year history of carrying $ 100,000 of
bodily injury coverage
per person and $ 300,000
per collision (often designated as «BI 100/300» in insurance documents) can expect to pay an average of $ 184 less
per year for the same
For a basic liability policy
with $ 25,000
per person for
bodily injury protection and up to $ 50,000
per accident, and $ 25,000 for property damage
per accident, companies on average quoted the 30 year old driver a premium of $ 1,303 and the 65 year old motorist $ 1,155.
With respect to auto insurance, note that it is illegal to drive in California (as of February 2010) without minimums of $ 15,000
bodily injury per person, $ 30,000
bodily injury per accident, and $ 5,000 property damage.
For example, an auto liability insurance policy may cover up to $ 25,000
per person,
with a
per accident upper - limit of $ 50,000 in
bodily injury protection.
This means in the event of a covered accident, your limits for
bodily injury are $ 20,000
per person,
with a total maximum of $ 40,000
per incident.
Colorado requires auto insurance
with a minimum of
bodily injury protection of $ 25,000
per person up to $ 50,000
per accident, and $ 15,000 for property damage
per accident.
Basic coverage across Tennessee includes
bodily injury liability as well as property damage liability
with limits of $ 25,000
per person up to $ 50,000
per accident and $ 15,000
per accident.
Alabama state law requires minimum
bodily injury liability limits of $ 25,000
per injured
person and a total of $ 50,000
per accident,
with a minimum property damage liability limit of $ 25,000.
In the event of a covered accident, your limits for
bodily injury are $ 15,000
per person,
with a total maximum of $ 30,000
per incident.
Let's take the example of a 40 - year - old male who has a joint policy
with his wife and opts for a 100 / 300/50 policy ($ 100,000
bodily injury coverage for one
person in one accident, $ 300,000
bodily injury coverage total
per accident, and $ 50,000 property damage coverage
per accident).
For instance, if you went
with the minimum liability requirements for Tennessee drivers — which, as of 2010, were $ 25,000
bodily injury per person, $ 50,000
bodily injury per accident, and $ 15,000 property damage — you would probably be underinsured, according to most experts.
Hagerstown car insurance comes
with a minimum requirement of $ 30,000
bodily injury liability
per person up to $ 60,000
per accident as well as $ 15,000 of property damage liability.
Under a standard policy, Linden drivers will need to purchase
bodily injury liability
with a $ 15,000 limit
per person and a $ 30,000 limit
per accident, property damage liability
with a $ 5,000 limit, uninsured motorist coverage
with a $ 15,000 limit
per person and a $ 30,000 limit
per accident, uninsured motorist property damage
with a $ 5,000 limit and personal
injury protection
with a $ 15,000 limit.
For instance, the quoted premium for Liberty Mutual at the very minimum liability still came out higher than Allstate's for the same coverage
with an additional endorsement of $ 25,000
per person and $ 50,000
per accident of
bodily injury coverage for uninsured motorists.
For example, if you're insuring two cars
with uninsured motorist
bodily injury coverage
with limits of $ 100,000
per person and $ 300,000
per accident (100/300) and stack your UM coverage, your limits would double to 200/600.
Bodily injury liability will raise to $ 25,000
per person, $ 50,000
per accident
with property damage liability going to $ 25,000
per accident.
Under Iowa state law, drivers must buy car insurance policies
with minimum liability limits of $ 20,000 in
bodily injury protection
per person, $ 40,000 in coverage
per accident, and $ 15,000 insurance to cover the cost of property damage.
New Jersey law requires you to carry a property damage liability policy
with at least $ 5,000 worth of coverage and a
bodily injury liability policy
with limits of no less than $ 15,000
per person and $ 30,000
per accident.
Averages are based on a 45 - year - old married female
with a previously clean driving record who commits one traffic driving violation in a 12 - month period, drives a 2012 sedan, is employed, has a bachelor's degree, excellent credit score and had no lapse in coverage
with the following limits: $ 100,000 (
bodily injury per person) / $ 300,000 (
bodily injury per accident) / $ 100,000 (property damage
per accident), $ 10,000 (personal
injury protection or medical payments) and a $ 500 deductible for comprehensive and collision.Some car insurers may overlook a traffic ticket if you also have a homeowners insurance policy
with them, says Michael Cicero, a traffic attorney in Ohio.
For
bodily injuries, the state insists that all drivers must cover for a minimum of $ 30,000
per person with an upper limit of $ 60,000
per accident.
For
bodily injury, the state requires at least $ 25,000
per person with a maximum of $ 50,000
per accident.
In our study, our driver chose to insure
with a $ 50,000
per person limit
bodily injury and $ 100,000
per accident.
The Kansas state Insurance Department requires that KS drivers must have a car insurance policy
with at least $ 25,000 limit
per person for
bodily injury coverage, and $ 50,000
per accident.
The following chart shows that average insurance rates for one
person policies
with liability coverage amounts of $ 100,000
bodily injury per person per accident, $ 300,000 total
bodily injury for each accident, $ 100,000 property damage
per accident.
With minimum requirements of $ 20,000 (
per person) and $ 40,000 (
per accident) for
bodily injury liability, and a $ 15,000 requirement for property damage liability, insurance standards in Maryland are respectable compared to other states.
State law requires you to purchase a New Mexico auto insurance policy
with at least $ 25,000 in
bodily injury liability
per person, plus $ 50,000
per accident, and $ 10,000 in property damage liability.
State law requires at least a 25/50/25 policy:
bodily injury liability limits of $ 25,000
per injured
person up to a total of $ 50,000
per accident, and property damage liability coverage
with a minimum limit of $ 25,000.
Kokomo insurance companies will inform you that state law requires drivers to purchase basic coverage auto insurance
with minimum
bodily injury liability in the amount of $ 25,000
per injured
person up to $ 50,000
per accident.