The 20/40/10 with 20/40 UM's includes $ 20,000 per person up to $ 40,000 per accident for
bodily injury protection as well as $ 20,000 per person up to $ 40,000 per accident for uninsured / underinsured motorist.
On top of this, you will also need to purchase uninsured motorist property damage and uninsured motorist
bodily injury protection as well.
Not exact matches
In most states, motorcyclists have at least $ 25,000 in
bodily injury protection per person and $ 50,000 per accident,
as well
as $ 10,000 in property damage coverage.
As of 2015, motorcycle riders in Montana must have at least $ 25,000 in
bodily injury protection per person ($ 50,000 per accident with more than one person) and $ 20,000 in personal property
protection.
We gathered quotes for a 45 - year - old male rider in Ohio for a policy that included
bodily injury protection ($ 50,000 per person and $ 100,000 per accident) and personal property damage coverage ($ 25,000),
as well
as $ 500 deductibles for collision and comprehensive coverages.
In Florida,
as of early 2010, you needed to carry
bodily injury liability ($ 10,000 per person, $ 20,000 per accident), $ 10,000 worth of property damage liability, and personal
injury protection (PIP).
Coverage includes and is not limited to:
bodily injury liability, collision and / or comprehensive coverage, full glass, loan / lease gap, medical payments, non-owned automobile, personal auto plus, personal
injury protection, pet medical coverage, physical damage plus and / or liability, rental car, road trouble service
as well
as underinsured or uninsured motorist liability.
You need
bodily injury (BI)
protection of $ 30,000 minimum per accident and $ 15,000 minimum per person
as well
as property damage (PD) coverage of just $ 5,000.
As of early 2010, state law required Marylanders to get protection on the order of: $ 20,000 bodily injury per person, $ 40,000 bodily injury per accident, and $ 10,000 property damage — as well as personal injury protection, uninsured motorist, and underinsured motorist coverag
As of early 2010, state law required Marylanders to get
protection on the order of: $ 20,000
bodily injury per person, $ 40,000
bodily injury per accident, and $ 10,000 property damage —
as well as personal injury protection, uninsured motorist, and underinsured motorist coverag
as well
as personal injury protection, uninsured motorist, and underinsured motorist coverag
as personal
injury protection, uninsured motorist, and underinsured motorist coverage.
While different states mandate different types of insurance and there are several additional options (such
as gap insurance) available, most basic auto policies consist of:
bodily injury liability, personal
injury protection, property damage liability, collision, comprehensive and uninsured / underinsured motorist.
In addition to coverage for
bodily injury or property damage, umbrella insurance also provides
protection from certain lawsuits against you, such
as slander, libel, false arrest, malicious prosecution, or mental anguish.
Both
bodily injury and property damage liability coverage is required in almost every state, and some states require personal
injury protection and uninsured motorist coverage
as well.
The Driver and Family
Protection Act establishes that the amount of supplementary uninsured / underinsured motorist (SUM) coverage for any new auto insurance policy must be the same
as the amount of
bodily injury coverage selected by the policyholder.
[19]
As an added
protection to the manufacturers, it will be the trial judge's responsibility to determine whether an
injury constitutes an «unreasonable risk of death or grave
bodily injuries.»
Basic coverage consists of $ 30,000 per person up to $ 60,000 per accident of
bodily injury liability and uninsured motorist liability
as well
as $ 15,000 of property damage
protection and uninsured motorist property damage.
It can be an affordable way to provide an extra layer of
protection against claims of
bodily injury and property damage in scenarios such
as:
Unfortunately, Puerto Rico does not require that its motorists maintain any liability coverage on their vehicles, though it is strongly recommended that all Puerto Rican motorists obtain minimum
bodily injury protection of $ 100,000 for a single person and $ 300,000 for multiple persons
as well
as $ 100,000 in property damage liability for their vehicle.
The Insurance Information Institute recommends you carry at least $ 100,000 of
bodily injury protection per person and $ 300,000 per accident (known
as 100/300).
A standard policy includes the same
bodily injury and property damage
as well
as $ 15,000 per person up to $ 30,000 per accident of uninsured / under insured motorist
bodily injury as well
as $ 5,000 of uninsured motorist property damage and $ 15,000 of personal
injury protection.
This includes $ 5,000 of property damage
protection for vehicle damages and expenses
as well
as $ 15,000 per person up to $ 30,000 per accident for
bodily injury liability.
In most states, motorcyclists have at least $ 25,000 in
bodily injury protection per person and $ 50,000 per accident,
as well
as $ 10,000 in property damage coverage.
Under this plan, the minimum coverage requirement is $ 50,000 per person up to $ 100,000 per accident of
bodily injury liability
as well
as $ 15,000 of property damage
protection.
For example, if you're a Connecticut driver (where minimum liability coverage is $ 20,000 of
bodily injury protection per person, $ 40,000 of
bodily injury protection per accident and $ 10,000 of property damage per accident, referred to
as 20/40/10) and are involved in an accident in New York (which requires 25/50/10 of liability coverage), your auto insurance will automatically extend to meet New York's requirements.
Liability Coverage: This portion of your policy provides
protection when you are legally liable for
bodily injury or property damage that occurred
as a result of an accident or incident involving you or another member of your household.
It's important to ask about details such
as the amount of liability
protection,
bodily injury protection and the kind of coverage provided if you're hit by an uninsured or underinsured motorist, notes Deeia Beck, the state insurance consumer advocate in Texas.
Basic coverage is mandatory for all drivers in East Brunswick and includes $ 5,000 of property damage
protection for vehicle damages and expenses
as well
as $ 15,000 per person up to $ 30,000 per accident for
bodily injury liability.
Medical coverage, such
as uninsured motorist
bodily injury, medical payments or personal
injury protection (PIP), will cause your rates to go up.
When you compare auto insurance quotes side by side, you can adjust your coverage levels to see how much more or less you'll pay for added
protection, such
as uninsured motorist
bodily injury and comprehensive / collision insurance.
Protection for those injured at your home, along with coverage for
bodily injury or property damage you are responsible for
as a result of the accident.
Non-owned auto primary coverage
protection Non-owned vehicle policy extends
protection to property damages
as well
as bodily injury incurred while you are driving both rented or borrowed vehicles.
If a guest suffers a
bodily injury as a result of a covered loss, for example, your liability
protection may provide compensation for medical expenses and certain other costs.
Utah requires all drivers to carry $ 25,000 per person and up to $ 65,000 per accident in
bodily injury liability,
as well
as $ 15,000 in property damage liability and $ 3,000 in personal
injury protection.
Other states require additional coverages, such
as uninsured / underinsured motorist coverage or personal
injury protection, above and beyond the minimum levels of
bodily injury and property damage liability: Colorado, Connecticut, Delaware, District of Columbia, Florida, Hawaii, Illinois, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Hampshire, New Jersey, New York, North Dakota, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Utah, Vermont, Virginia, West Virginia, and Wisconsin.
A driver must also have uninsured / underinsured motorist
bodily injury for up to $ 25,000 per person and $ 50,000 per accident,
as well
as $ 15,000 in personal
injury protection.
While different states mandate different types of insurance and there are several additional options (such
as gap insurance) available, most basic auto policies consist of:
bodily injury liability, personal
injury protection, property damage liability, collision, comprehensive and uninsured / underinsured motorist.
Protection in case others hold you legally responsible for
bodily injury and / or damage to property losses incurred
as the result of a motor vehicle accident.
Basic coverage in Tennessee consists of $ 25,000 per person up to $ 50,000 per accident of
bodily injury liability
as well
as $ 15,000 of property damage
protection.
The basic coverage in Missouri includes
bodily injury liability ($ 25,000 per person up to $ 50,000) and property damage
protection ($ 10,000); however, you might also want to look into higher limits
as well
as extras such
as personal
injury protection, collision coverage, comprehensive coverage and uninsured / underinsured motorist coverage.
Basic coverage under New Mexico state law includes
bodily injury liability of $ 25,000 per injured person up to $ 50,000 per accident
as well
as $ 10,000 of property damage
protection.
This will mean that you will need a certain amount of
bodily injury as well
as property damage
protection.
All New York drivers need to purchase $ 25,000 per person up to $ 50,000 per accident of
bodily injury liability coverage
as well
as $ 10,000 of property damage
protection.
A standard policy includes the same
bodily injury and property damage
as well
as $ 15,000 per person up to $ 30,000 per accident of uninsured / underinsured motorist
bodily injury as well
as $ 5,000 of uninsured motorist property damage and $ 15,000 of personal
injury protection.
State law requires Kentucky drivers to get
bodily injury and property damage liability coverage,
as well
as personal
injury protection insurance (PIP).
Basic coverage in Vermont consists of $ 25,000 per injured person up to $ 50,000 per accident of
bodily injury liability
as well
as $ 10,000 of property damage
protection.
Basic coverage includes
bodily injury liability and property damage
protection while full coverage includes liability
as well
as collision coverage, comprehensive coverage and personal
injury protection.
Liability coverage for
bodily injury and property damage are mandatory,
as are personal
injury protection and uninsured / underinsured motorist coverage.
Basic coverage consists of personal
injury protection and property damage
protection while standard coverage includes PIP and property damage
protection as well
as uninsured motorist coverage and
bodily injury liability.
This includes $ 25,000 per person up to $ 50,000 per accident of
bodily injury liability
as well
as $ 10,000 of property damage
protection.
Basic coverage is mandatory for all drivers in New Jersey and includes $ 5,000 of property damage
protection for car expenses
as well
as $ 15,000 per person up to $ 30,000 per accident for
bodily injury liability.
Typically, many no - fault car insurance policies will provide coverage for accident damage repair,
bodily injury as well
as personal
injury protection.