Underinsured motorist
bodily injury protection takes care of excess medical and other reasonable and necessary expenses related to injuries suffered in auto accidents in cases when the negligent driver's insurance protection is not enough to cover all costs.
Not exact matches
So, to be a responsible and smart driver, you should definitely
take the time to purchase a car insurance policy that offers the proper amount of
bodily injury liability
protection for you and your family.
Bodily injury liability
takes care of the costs of
injuries to the other drivers if you are at fault for the accident and property damage
protection takes care of the costs of property damage including vehicle repair if you are at fault for the accident.
While
bodily injury, personal damage and underinsured / uninsured motorist coverage is mandatory, you can also choose extras such as personal
injury protection, which can
take care of the medical expenses, rehabilitation fees and loss of income in the event of a serious car accident, collision coverage which will pay for the damages on the road as well as comprehensive coverage which will cover the damages off the road including storm damage, vandalism and theft.
Bodily injury and personal
injury protection will
take care of any medical related expenses and often have a clause for loss of income as well as funeral and burial costs up to a certain amount.