Not exact matches
While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you
to take a specific action which resulted in
bodily injury or property damage
to another
person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.
Therefore, if your college student causes
bodily injury or property damage
to another
person while away at college and a lawsuit is presented against them, your policy would most likely help pay for associated legal defense fees and court costs.
(2) Deadly physical force may be used only if a
person reasonably believes a lesser degree of force is inadequate and: (a) The actor has reasonable ground
to believe, and does believe, that he or another
person is in imminent danger of being killed or of receiving great
bodily injury; or (b) The other
person is using or reasonably appears about
to use physical force against an occupant of a dwelling or business establishment
while committing or attempting
to commit burglary as defined in sections 18-4-202
to 18-4-204; or (c) The other
person is committing or reasonably appears about
to commit kidnapping as defined in section 18-3-301 or 18-3-302, robbery as defined in section 18-4-301 or 18-4-302, sexual assault as set forth in section 18-3-402, or in section 18-3-403 as it existed prior
to July 1, 2000, or assault as defined in sections 18-3-202 and 18-3-203.
Felony DUI — Operating a vehicle
while under the influence of alcohol or drugs and negligently causing death or serious
bodily injury to another
person.
The limits on
bodily injury liability are $ 25,000 per injured
person up
to a total of $ 50,000 per accident
while the limits on property damage liability are $ 10,000.
Common Exclusions: No coverage for
bodily injury / death sustained by any
person while using or occupying a (1) covered vehicle
while being used
to carry
persons or property for compensation or a fee; (2) a covered vehicle without the permission of you or a relative; or (3) a non-owned vehicle without the permission of the owner.
With this minimum amount of liability coverage, your insurance company will pay up
to $ 15,000 for
injuries sustained by an individual that suffers
bodily injury as a result of your actions
while driving a vehicle and up
to $ 30,000 for all
persons injured in a single accident that you were found
to have caused.
Bodily injury liability: Covers you if your actions or negligence lead
to a
person getting injured
while in your home or on your property.
In 2016, 1 percent of
people with liability insurance had a
bodily injury liability claim,
while 3.9 percent of those with liability insurance had a property damage liability claim, according
to ISO.
While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you
to take a specific action which resulted in
bodily injury or property damage
to another
person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.