Sentences with phrase «bond certificates as»

You can use assets such as car, house, stocks or bond certificates as collateral.

Not exact matches

For instance, under recent scrutiny are negotiable certificates of deposits (NCD), a kind of short - term bond, and niche products like perpetual notes, a long - term debt instrument that can be listed as equity rather than debt on balance sheets.

Mr. Roth recommends owning a laddered series of federally insured five - year certificates of deposit as a bond proxy.

While it's better to invest than keep money under a mattress, buying risk free securities, such as guaranteed income certificates or low - yielding government bonds, could actually be riskier than purchasing higher returning products, says Ted Rechtshaffen, president and CEO of Toronto's TriDelta Financial Partners.

One strategy might be to create a «Social Security delay bridge» such as a certificate of deposit or bond ladder to span those eight years from ages 62 to 70, he said.

This can allow you to more easily compare the return you are actually earning from the underlying company's business to other investments such as Treasury bills, bonds, and notes, certificates of deposit and money markets, real estate, and more.

Those returns were incredibly volatile — a stock might be down 30 % one year and up 50 % the next — but the power of owning a well - diversified portfolio of incredible businesses that churn out real profit, firms such as Coca - Cola, Walt Disney, Procter & Gamble, and Johnson & Johnson, has rewarded owners far more lucratively than bonds, real estate, cash equivalents, certificates of deposit and money markets, gold and gold coins, silver, art, or most other asset classes.

Debt securities include government and corporate bonds, certificates of deposit (CDs), promissory notes, debentures, preferred stock and collateralized securities (such as collateralized debt obligation (CDOs) and collateralized mortgage obligation (CMOs)-RRB-.

Germany is highly leveraged to the Chinese industrial cycle so this may be a sign that Chinese growth has slowed more than the authorities admit — as indicated by plummeting yields on Chinese bonds, and rates on three - month Shibor and certificates of deposit.

Fixed deposits (also known as term deposits) are similar to products like bonds and certificates of deposit that pay a certain interest rate after a set period of time.

There are other ways to invest free cash such as bonds, stocks, certificates of deposit, money market accounts and riskier investment strategies such as Forex trading.

For instance, some investors prefer very low - risk investments that will lead to conservative gains, such as certificates of deposits and certain bond products.

The Wall Street Bourse, on display Fri., Oct. 21 and Sat., Oct. 22, will showcase global and domestic bank notes along with stock and bond certificates in a wide array of topics and subjects such as railroads, mining, autos, aviation, Internet and technology, telecommunications and navigation.

Included are a scores spreadsheet (excel), 3 question level pdf's and an adaptable certificate (pub) As the title says they really do «Make a Difference» Please also take a look at our bonds to 7, 10, 12, 15 and 20 range.

The plea of guilty in any court, the decision of guilty by any court, the forfeiture by the teaching certificateholder of a bond in any court of law, or the written acknowledgment, duly witnessed, of offenses listed in subsection (1) to the district school superintendent or a duly appointed representative of such superintendent or to the district school board shall be prima facie proof of grounds for revocation of the certificate as listed in subsection (1) in the absence of proof by the certificateholder that the plea of guilty, forfeiture of bond, or admission of guilt was caused by threats, coercion, or fraudulent means.

Asset allocation works hand in hand with risk aversion because if an investor is more risk averse and wants to preserve capital they may decide to purchase a collection of various blue chip large cap stocks in addition to bonds and certificates of deposit so if any one sector or instrument drops significantly the overall portfolio isn't as negatively affected.

Your financial assets include the cash in your checking and savings accounts, certificates of deposit, life insurance cash value, retirement accounts, the value of your home and real estate investments, stocks, bonds, mutual funds, treasury bills, silver and gold bullion, and even personal property such as cars, jewelry, art, and collectibles.

The cash paid at regular intervals of time to holders of bonds, Certificates of Deposit, or interest - bearing accounts, as compensation for lending money to the interest payer.

The asset allocations are limited to 3 broad classes of investments: short - term investments (such as money market accounts and certificates of deposit), bonds, and stocks.

IRAs allow you to choose from individual securities, such as stocks, bonds, certificates of deposit (CDs), exchange - traded funds (ETFs), or a «single - fund» option.

Asset An item of value, such as a family's home, business, and farm equity, real estate, stocks, bonds, mutual funds, cash, certificates of deposit (CDs), bank accounts, trust funds and other property and investments.

Just like an RRSP, you can open a TFSA as a regular savings account or as a mutual fund, or fill it with stocks, bonds or guaranteed investment certificates.

Therefore, they only invest in risk - free investments such as guaranteed income certificates (GICs) and bonds.

Bond: An interest - bearing certificate that serves as evidence of a debt with a maturity date.

The higher tax rates described above would affect any investment income treated as ordinary income, such as interest paid by bonds or certificates of deposit.

I understand that on maturity these GOI bonds certificates (old as well as new scheme) need not be physically submitted to Bank for redemption.

They are a portion of a portfolio consisting of cash (which can be both domestic and foreign currency) as well as any other investment that can be easily converted into cash such as certificates of deposit, money market funds and short - term government bonds.

You probably think of it as buying a certificate of deposit (or Treasury bill, bond, or fixed annuity), but actually, you're making a loan.

the dollar amount of all interest earned on government and corporate debt obligations and short - term certificates of deposit, as well as interest earned from cash in a brokerage account; for bond ladders it represents the estimated annual income that will be received from the securities that make up the rung; the income is calculated by multiplying the coupon rate by the quantity of bonds (face value)

a proposal to purchase securities at a specified price; bids are infrequently available for municipal bonds and certificates of deposit (CDs) as compared to more liquid fixed income securities, such as U.S. Treasuries and corporate bonds

Municipal bond interest is treated the same as interest on a certificate of deposit.

My personal opinion is that you should keep contributing to your retirement plans as you always have if and when volatility hits, but you may want to reroute all your new contributions to taxable accounts into safer havens — perhaps into online banks, certificates of deposit, bonds, and tax exempt mutual funds.

As it implies, laddering refers to buying various increasing maturities of equivalent - value certificates of deposit (CDs) or investment grade corporate bonds.

At the same time, I see traditional income investments such as bonds and certificates of deposit currently offering unattractive yields that are quite low.

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market instruments such as treasury bills, commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets.

(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).

(1) If a credit services organization has obtained a bond, letter of credit, or certificate of deposit as set forth in Subsection 13 -21-3 (1) a salesperson, agent, or representative who sells the services of that organization is not required to post his own separate bond, letter of credit, or certificate of deposit.

But remember, you are not limited to investing Certificates of Deposit or bonds only, you can make higher risk investments such as cyclical stocks, commodities, futures, ETFs, etc..

The Canada Revenue Agency says the types of investments allowed in a TFSA are generally the same as an Registered Retirement Savings Plan and include cash, mutual funds, securities listed on a designated stock exchange, guaranteed investment certificates bonds and certain shares of small business corporations.

Under which the bond known as a certificate contains the details of the benefits, sum assured and the type of premium processes executed for the certain period.

With bonds in the 1970s, what was ordinarily a safe investment turned into «Certificates of Confiscation,» as inflation and interest rates rose.

You'll want to look at more stable investment vehicles, such as Treasury bonds, savings accounts, money - market accounts, or Certificates of Deposit (CDs).

Although certificates of deposit (CDs) can trade like bonds in the secondary market and are taxed in a similar manner, they are not considered as bonds.

The Company's short - term debt consists of floating rate certificates issued as part of Tender Option Bond («TOB») trades.

Typically a wider range of investment options, including mutual funds and ETFs (exchange - traded funds) as well as individual stocks, CDs (certificates of deposit), and bonds.

In real - life investing, very conservative investors gravitate to low - risk vehicles like Canada Savings Bonds and Guaranteed Investment Certificates, although interestingly the almost - comparable money market mutual funds are seen as a kind of gateway to riskier forms of investing: once you're in a money market fund you're just a quick switch away from equity mutual funds, which is where investors look for more return and of course higher risk.

Others might answer that, as long as the bonds and guaranteed investment certificates have identical yields, there's no difference.

Rule 2: If you need the money in the next one to five (or even seven) years, choose safe, income - producing investments such as Treasuries, certificates of deposit (CDs), or bonds.

Each account may be subject to different levels of taxation, and, consequently, where you hold investments such as stocks, bonds and guaranteed investment certificates (GICs) becomes all the more important.

Depending on the rate of the bond, the rate can range from slightly better than Certificates of Deposit or high rate Money Market accounts to nearly the same as the average of the stock market over the past 80 years.