Sentences with phrase «bond insurance portfolios»

These doubts caused the State of New York to threaten to break up some or all of these insurers, separating the low risk municipal bond insurance portfolios from other commitments in order to protect market access for thousands of state and local borrowers.

Not exact matches

His legal background proved invaluable in 1991, when the state of California and its insurance commissioner John Garamendi seized Raleigh's then - financial partner Executive Life Insurance Company after the value of the insurer's multibillion - dollar portfolio collapsed — a fate tied to its massive investments in the junk bond market of the go - insurance commissioner John Garamendi seized Raleigh's then - financial partner Executive Life Insurance Company after the value of the insurer's multibillion - dollar portfolio collapsed — a fate tied to its massive investments in the junk bond market of the go - Insurance Company after the value of the insurer's multibillion - dollar portfolio collapsed — a fate tied to its massive investments in the junk bond market of the go - go 1980s.

Certainly, it offers an attractive level for longer - term investors such as pension and insurance funds to lock in a relatively decent yield, and will tempt some portfolio managers to buy bonds rather than equities.

As interest rates rise, RIAs should be giving a serious look at fee - based annuities as client bond portfolios lose value, according to some insurance company managers.

Portfolio insurance should focus on the risk of a sharp rise in bond yields that results in a decline in the valuation of broad assets.

Portfolio managers and traders from the world's largest pension funds, asset managers and insurance companies also use bond ETFs.

The portfolio includes bonds and uses bank and insurance company contracts (wraps) to protect against interest rate volatility.

Using green bonds and modified insurance portfolios If the top financial layer includes big institutional investors and banks, then a second tier of untapped finance lies with insurance companies extending policies to the most vulnerable populations in the developing world.

With credit spreads tight (i.e. a sign that bonds are expensive) and U.S. equity valuations still stretched, investors may consider lightening up on their portfolio insurance, but they should not abandon it.

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Back in 2003, after several years of correspondence, James Cramer invited me to write for the site, and I wrote for RealMoney on equity and bond portfolio management, macroeconomics, derivatives, quantitative strategies, insurance issues, corporate governance, etc..

My recommendation was to dollar cost average $ 94,839 annually out of his investment portfolio that was earning 1 percent in short - term treasuries, 5 percent in bonds, and -20 percent to +20 percent in the stock market into a life insurance contract to control a potential $ 4 million life insurance benefit.

Parity Parity price Participating preferred stock Participating (semi-fixed) Trusts Partnership Par value Passive income Pass - through security Payment date P / E ratio Penny stocks PHA Bonds Phantom income Pink sheets Placement Ratio Plan completion life insurance PN Point Portfolio income Position limits Positions book Pot Power of attorney Pre-dispute arbitration clause Preemptive right Preferred stock Preliminary prospectus Preliminary study Preliminary statement Premium Pre-refunding Pre-sale order Price to Earnings ratio Primary distribution Primary market Prime rate Principal Principal stockholder Principal transactions Private placement Private placement memorandum Private securities transaction Proceeds sale Production purchase program Profile Profit - sharing plans Program trading Progressive tax Project note Prospectus Prospectus delivery period Proxy Prudent Man Rule Public float value Public Housing Authority Bonds Public Offering Public offering price Purchaser's representative Put bond Put option Put spread

@merrillmatter If I ran a life insurance portfolio, a closed end fund, an open end HY fund, I would buy cat bonds, u need a balance sheet $ $ Apr 24, 2012

Portfolio insurance should focus on the risk of a sharp rise in bond yields that results in a decline in the valuation of broad assets.

He writes on equity and bond portfolio management, macroeconomics, derivatives, quantitative strategies, insurance issues, corporate governance, and more.

Following is my portfolio: LIC Jeevan Anand ~ 50K per year — from last 6 years Real Estate & Gold — Good amount is invested — No EMI / Loan pending Bonds and FD — Good Enough PPF ~ 2 Lakhs (No plans to invest more in this) Everyone are covered with different health insurance plans.

Portfolio managers and traders from the world's largest pension funds, asset managers and insurance companies also use bond ETFs.

For certain individuals, it may be more prudent to purchase a term life insurance policy with lower premiums for a fixed amount of time and take the difference in savings between the two policies and invest in different types of stocks, bonds and mutual funds which may lead to higher returns and a more diversified portfolio.

Or they had a built - in margin of safety, such as property and casualty insurance businesses where you were in effect buying a bond portfolio at a discount to book, had the benefit of investing the premium float, had a necessary product (automobile insurance) and again did not need a lot of capital investment.

Back in 2003, after several years of correspondence, James Cramer invited David to write for the site, and write he does — on equity and bond portfolio management, macroeconomics, derivatives, quantitative strategies, insurance issues, corporate governance, and more.

For instance, those who are crazy enough to purchase a permanent life policy for the stable returns should just create a portfolio with 80 - 90 % bonds like the insurance company does.

In addition, any bond that we have is A or better on its own merits without the effective any MBIA or AM backed insurance less to the rating, further we have no equities in our portfolio.

Which explains the usual insurance portfolio bias towards (safe) deposits & bonds.

A further unpleasant reality adds to the industry's dim prospects: Insurance earnings are now benefitting [sic] from «legacy» bond portfolios that deliver much higher yields than will be available when funds are reinvested during the next few years — and perhaps for many years beyond that.

When I asked for the ratio of equity in your portfolio, I meant your overall portfolio including PF, FDs, insurance policies, Bonds, NPS, etc..

Back in 2003, after several years of correspondence, James Cramer invited me to write for the site, and now I write for RealMoney on equity and bond portfolio management, macroeconomics, derivatives, quantitative strategies, insurance issues, corporate governance, etc..

Variable Life is the most expensive type of permanent, cash value life insurance you can buy because it allows you to direct a portion of your premium into stocks, bonds or other «variables» in the company's portfolio.

When you add accounts to your portfolio with the same bank, just remember that the FDIC warns consumers that non-deposit investment products, such as mutual funds, annuities, life insurance policies, and stocks and bonds are not insured by the FDIC.

For example, I purchased a whole life insurance product that assumed a 7 % internal rate of return which is nearly impossible for a bond - heavy portfolio to hit these days.

During his 38 - year investment career, he served as an investment officer for Southland Life Insurance Company, where he was a corporate bond portfolio manager and private placement analyst.

In order to guarantee the capital invested, the seller of portfolio insurance maintains a position in a treasury bonds or liquid monetary instruments, together with a leveraged position in a «risky asset», usually a market index.

Most of the cash and bonds are held in the insurance segment and that is not included in my above analysis except for the stock portfolio.

And then in the 1970s and»80s, as interest rates shot up, it wreaked havoc on the portfolios of many sophisticated institutional investors like pension plans and insurance companies who were extremely exposed in their allocations towards bonds, which did not keep up with the rising rates of inflation in the»70s and»80s.

Separate Accounts (also known as sub-accounts) are various investment funds (e.g. stocks, bonds, equity funds, money market funds and bond funds) within a company's portfolio you can make use of under Variable Life Insurance and Variable Universal life Insurance contracts.

Insurers do this by taking insurance premiums from policy holders, pooling them in the general account of the insurance company, and then investing them in a conservative portfolio of stocks, bonds, cash equivalents and treasuries.

Since insurance companies typically invest in relatively safe fixed - income securities, e.g., bonds, the added mortality credits in a longevity annuity can make it more efficient (higher return) over the long run that a bond portfolio.

This type of insurance is generally more expensive than term insurance because it allows the insured to allocate a portion of the premium dollars to a separate account comprised of various instruments and investment funds within the insurance company's portfolio, such as stocks, bonds, equity funds, money market funds and bond funds.

Americo is very competitive in the life insurance market — and the carrier maintains a high quality, liquid investment portfolio that consists of more than 95 percent investment grade bonds in its fixed income investments.

With Variable Life Insurance, you can allocate a portion of your premiums to separate accounts that consist of different tax - deferred investment funds within the insurance company's entire investment portfolio (such as equity, money market or bond aInsurance, you can allocate a portion of your premiums to separate accounts that consist of different tax - deferred investment funds within the insurance company's entire investment portfolio (such as equity, money market or bond ainsurance company's entire investment portfolio (such as equity, money market or bond accounts).

This type of insurance is «a portfolio asset, just like stocks, bonds, and real estate.

For these individuals, a variable life insurance policy can provide a good addition to their investment portfolio, as it allows investments in stocks, bonds and mutual funds.

Variable Life is the most expensive type of permanent, cash value life insurance you can buy because it allows you to direct a portion of your premium into stocks, bonds or other «variables» in the company's portfolio.

The insurance company's ability to credit your account depends on how well the carrier's investment portfolio (commonly bonds) performs.

Variable universal life insurance not only provides you with a death benefit protection but also an opportunity to grow your cash value through investing a broad array of portfolios like stocks, bonds and other financial instruments.

Researched stocks, bonds, mutual funds, and insurance products and reported findings to financial advisor to facilitate client portfolio rebalancing

Successfully set up portfolios including inventory, bonds, mutual funds and insurance products for an exceeding 250 clientele.