Sentences with phrase «bond repayment»

When the interest rates begin to increase as the cycle turns upwards, as is happening right now, the monthly bond repayments increase and start placing strain on an investor's cash flow.

On top of that, some school districts that have rapid population growth don't get any state funding for bond repayments because of outdated funding formulas.

He said state funding for school district bond repayments has fallen from 44 percent to 7 percent over the last 15 years.

The article mentions that bond repayment based on prime plus 2 % can be up to 32 % more expensive.

The rental income should cover most — if not all — of the property expenses, including the mortgage bond repayments.

Please note that your monthly bond repayments must be maintained during the home loan cancellation period.

the percentage of return an investor receives based on the amount invested or on the current market value of holdings; it is expressed as an annual percentage rate; yield stated is the yield to worst — the yield if the worst possible bond repayment takes place, reflecting the lower of the yield to maturity or the yield to call based on the previous close

A significant risk property investors face is acquiring a property at the bottom of an interest rate cycle, when interest rates are low, and the monthly bond repayments calculated on this low interest rate are just manageable given their cash flow situation.

The last upward trend in the interest rate cycle provided a vivid example: between June 2006 and June 2008 — just 24 months, interest rates rose from 10.5 % to 15.5 %, increasing bond repayments by around 30 %.

the percentage of return an investor receives based on the amount invested or on the current market value of holdings; it is expressed as an annual percentage rate; yield stated is the yield to worst — the yield if the worst possible bond repayment takes place, reflecting the lower of the yield to maturity or the yield to call based on the previous close

The subsidy can be anywhere between R20 000 and R87 000, depending on your affordability, and can be used as either a deposit to secure the property or injected straight into your home loan as a way to lower your overall bond repayment period.

Perth nickel miner Western Areas has made a $ 95 million repayment of convertible bond debt from its existing cash reserves, with a $ 125 million bond repayment still remaining.

Verified bond repayments in «Conditional Calls,» bond redemptions, mandatory tenders and variable rates to assure real - time data for Bloomberg's client base.

Replace your monthly rent with the potential bond repayments, as well as costs like house insurance, rates and taxes, levies and property maintenance.

Mike Greeff, CEO of Greeff Christies International Real Estate, is also optimistic on the effect on the market: «Any type of easing in interest rates will encourage individuals to get involved in the property sector, as well as bring relief for current bond holders in that it will have two possible effects: it could either create additional disposable income in their budgets, or it will allow for a higher than required bond repayment which can in essence take years off your bond.»

Given the tax treatment of the income and the fact that the interest component of the monthly instalments is tax deductible, the rental income should cover much of the initial bond repayments.

The amount of coupon payments over the effective interest expense or interest income is actually the premium of the bond, which is amortized over the term of the bond to reduce the value of the bond to its par value at maturity for bond repayment.

I understand the power of leverage, and the wisdom in shelling out minimal cash for a deposit on a mortgage loan whilst having the tenant's rental income service the overall bond repayments, but when comparing the long - term returns with that of equity, is the admin and the headaches worth it?

Understanding the risk The monthly bond repayments on an investment property are undoubtedly the biggest expense property investors face, and the higher the interest rate charged on the mortgage bond used to acquire a property, the higher the repayments and the greater the impact on the investor's cash flow and return on investment.

He also noted that bond repayment can no longer be the only top budget priority in Michigan ahead of pensions.

And it just means that the shareholders could use one of there businesses as collateral against the bond repayments instead of the debt being against the club its only # 250million that's nothing for them you would probably find they could use the debt to there own ends to make more wealth for themselves.

They even suggest putting the money towards a property and the bond repayments.

Mortgage Protector Benefit ™: Pays an employee's bond repayments for up to 24 months if he or she becomes disabled or dies.

Your bond originator will happily run the scenarios for you of putting away a bit extra every month into your bond repayments, and the effect this has of reducing the total cost of your loan

This structure is of paramount importance, in the present economic environment, in the instance where the seller is willing to dispose of the property due to an inability to afford the bond repayments, levy or rates & taxes, to the potential peril of his credit record.

By doing this you will show the bank that you have paid R10 000 a month, which is equal to the bond repayment.

By paying the difference between the bond repayments calculated by the bank on the current interest rate and their own projections of what the interest rate may be in future, these investors not only ensure their cash flow can absorb a number of interest rate hikes, they are also building a cash reserve in the bond by paying a little extra each month.

While this provides a financial buffer should the interest rates rise even higher than expected, it also shaves thousands of rands and off the bond repayment amount and years off the repayment term.

Shrewd citizens will use this opportunity to save for future investments, or reroute the money they're saving straight back into their bond repayments,» says Goslett.

It will just be for a time, until you manage to get ahead of the bond repayments once more,» said Porter.

It is important to keep in mind that it is not just the bond repayments that will need to be paid.

Monthly bond repayments should not exceed more than 30 % of the buyer's total expenses and most buyers will be required to put down a deposit of between 10 % and 30 % of the purchase price of the property before they are approved for finance.»

There is much more to homeownership than paying a monthly bond repayment, says Adrian Goslett, Regional Director and CEO of RE / MAX of Southern Africa,...

On a bond of R500 000, paid back over 20 years at an interest rate of 9.5 %, and extra once - off payment of R6 000 will slash your total bond repayments by R32 382 and shave eight months off your bond repayment term.

There is much more to homeownership than paying a monthly bond repayment, says Adrian Goslett, Regional Director and CEO of RE / MAX of Southern Africa, who points out that maintaining the property, is an intricate element of being a homeowner.