Sentences with phrase «bonds mix until»

Most target - date retirement funds follow this general approach on the theory that investors want to take less risk as they age, although not all target - date funds start with the same stock percentage at retirement or end up with the same percentage in bonds, and some may not arrive at their most conservative stocks - bonds mix until you're in your late 70s or early 80s).

Not exact matches

That money will often be parked in a money market fund until you make the time to sit down and put it into, say, a mix of stocks and bonds.

Typically, this involves starting with roughly 50 % to 60 % of your nest egg in stocks and then gradually shifting toward bonds until you hit a mix of, say, 30 % stocks and 70 % bonds in your early to mid-70s, where the mix would remain for the rest of retirement.

If we assume you earn, say, a steady 5 % annual return on your mix of stocks and bonds, you could draw $ 645 a month, or $ 100 a more a month than the annuity pays, and your stash would until about age 85.

For example, if you have $ 120,000 in cash and have decided after going through the process I described above that a mix of 50 % stocks and 50 % bonds is right for you, many people would advise you to take $ 10,000 each month from cash and invest half of it in stocks and half in bonds until you've hit your target $ 60,000 in stocks and $ 60,000 in bonds at the end of a year.