Sentences with phrase «bonus cash back rates»

Even better, those with good credit can find a number of cards with unlimited 2 % cash back on all purchases, as well as cards that provide even higher bonus cash back rates for department store purchases, giving you tons of options for better earnings (and better utility) than the Boscov's Credit Card.

For bonus cash back rates, the bonus cash back is awarded based on purchase location, not the items purchased.

Chase includes vendors such as Apple, Dell, Circuit City, Best Buy, and many more useful ones - all at bonus cash back rates like 2 % -3 %.

First, there is a special bonus cash back rate on category purchases.

Perhaps valuable for shoppers who spend a lot through Walmart.com thanks to the 3 % bonus cash back rate, the 1 % rewards rate for in - store purchases makes the Walmart Credit Card less - than - ideal even for regular shoppers.

Most cash back programs come in three flavors: a single flat - rate cash back amount for all purchases, a variable cash back rate based on specific set categories, and a bonus cash back rate based on rotating categories that change each quarter.

Not exact matches

The Ink Business CashSM has a really strong sign - up bonus right now and good cash back rates in common business spending categories (office supply stores, internet, cable, phone, gas, restaurants).

Some fixed rate cash back cards, like the Citi ® Double Cash Credit Card, don't offer any introductory bonuses at cash back cards, like the Citi ® Double Cash Credit Card, don't offer any introductory bonuses at Cash Credit Card, don't offer any introductory bonuses at all.

There's no sign - up bonus, but you'll get a strong 1.5 % cash - back rate on all purchases.

The Barclays CashForward ™ World Mastercard ® is a flat rate 1.5 % cash back card, that gives a 5 % bonus reward towards your next redemption, each time you redeem.

Finally, there are cash back cards with a flat rate of return, and those with rotating bonus categories.

The most common categories for bonus cash back, which can earn cash back at rates from 2 % to more than 5 %, are listed below:

Individuals with a rock - solid credit history have a wealth of high - quality credit cards at their disposal, including those with the largest new member bonuses, highest cash - back rates, and longest 0 % intro APR offers.

As a cash back card, the Chase Freedom Unlimited ® card offers a high rewards rate and a tempting sign - up bonus.

Instead of offering a fixed rate on all purchases, the Chase Freedom ® card gives 5 % cash back on up to $ 1,500 in combined purchases in bonus categories each quarter.

In short, the Chase Freedom Unlimited ® gives you the opportunity to earn a bonus after signing up and offers a high rate on your cash back.

The two have a similar name — but the Capital One ® Quicksilver ® Cash Rewards Credit Card has lower interest rates a sizable cash - back bonus and no annual Cash Rewards Credit Card has lower interest rates a sizable cash - back bonus and no annual cash - back bonus and no annual fee.

You will commonly see high APR rates and fees, but cash back bonuses are rare.

That effectively translates to a 2 % cash - back rate with no bonus categories to worry about.

Beyond these special categories, the default case is that you will earn cash back at a rate of.25 % on your first $ 3,000 in purchases, and up to 1 % in cashback bonuses after you spend above that amount.

Aside from introductory bonuses, there are several different standard cash back rates for this no annual fee card.

The introductory bonus reward offer is essentially a 20 % cash back rate on initial purchases.

Take advantage of special rates, plus receive up to $ 50 cash back or extra bonus points when you open a qualifying CEFCU Mastercard Credit Card by June 30.

As several cash back credit cards have similar sign - up bonuses, it can also be worth your while to compare the base purchase reward rate and any bonus spending categories.

Instead of offering a fixed cash back rate, the Chase Freedom ® credit card earns 5 % cash back on up to $ 1,500 in combined purchases in bonus categories each quarter.

This introductory bonus is equivalent to a 30 % cash back rate.

This means a potential cash back reward of $ 75 if you max out the 5 % bonus rate each quarter.

Bank of America's Cash Rewards ™ Credit Card offers solid cash back rates, but nothing else really makes the card stand out aside from the 10 % cash back redemption boCash Rewards ™ Credit Card offers solid cash back rates, but nothing else really makes the card stand out aside from the 10 % cash back redemption bocash back rates, but nothing else really makes the card stand out aside from the 10 % cash back redemption bocash back redemption bonus.

The Barclaycard CashForward ™ World Mastercard ® is a solid cashback card with additional perks you won't find on many other cards — with the higher than average 1.5 % flat cash back rate, the jaw - dropping $ 200 sign - up bonus after spending just $ 1,000 within the first 90 days, and the 5 % rewards redemption bonus being the most attractive.

The Wells Fargo Cash Wise Visa ® Card is currently the best fixed - rate cash back card around, thanks to its generous boCash Wise Visa ® Card is currently the best fixed - rate cash back card around, thanks to its generous bocash back card around, thanks to its generous bonus.

If you don't care about bonuses and just want a solid cash - back rate anywhere you shop, then the Citi ® Double Cash Credit Card is for cash - back rate anywhere you shop, then the Citi ® Double Cash Credit Card is for Cash Credit Card is for you.

Businesses that don't plan to use the 0 % intro APR should also consider the SimplyCash Plus, which has a better signup bonus and higher cash back rates.

It offers 1.5 % fixed - rate cash back on all purchases, and comes with a significant welcome bonus that gives it fantastic short - term value.

However, every year you get a 10 % bonus on all the cash back you've earned, effectively boosting the rewards rate to 1.65 %.

Over the 20 + years I've been in the mortgage industry and as a Mortgage Broker, I am amazed to see how people initially are so rate conscious, until a lender offers them an approval with a cash - back bonus attached, then they blindly accept it.

They're cards that have higher cash back rates on the bonus categories, or just attractive and above - average flat rates on all net spending (more in our comparisons below).

The Blue Cash Preferred ® Card from American Express has higher cash back percentage rates and an additional bonus category, and is better for someone who has a higher level of spendCash Preferred ® Card from American Express has higher cash back percentage rates and an additional bonus category, and is better for someone who has a higher level of spendcash back percentage rates and an additional bonus category, and is better for someone who has a higher level of spending.

The Capital One ® Quicksilver ® Cash Rewards Credit Card is a flat rate 1.5 % cash back rate, and has a slightly worse bonus than the Barclays CashForward ™ World MastercarCash Rewards Credit Card is a flat rate 1.5 % cash back rate, and has a slightly worse bonus than the Barclays CashForward ™ World Mastercarcash back rate, and has a slightly worse bonus than the Barclays CashForward ™ World Mastercard ®.

Tiered and bonus - category cash - back credit cards offer higher rates on certain purchases and 1 % on everything else.

«A pretty decent flat rate cash back credit card that can earn you 1.5 % cash back on every purchase, plus a 5 % bonus every time you redeem»

Instead of offering a fixed rate on all purchases, the Chase Freedom ® card gives 5 % cash back on up to $ 1,500 in combined purchases in bonus categories each quarter.

0 % APR Air Miles APR Bad Credit Balance Transfers Build Credit History Business Cash Back Cash Back Rewards Credit Bureaus Credit Card Application Credit Card Issuers Credit Cards Credit History Credit Limit Credit Score Discover Earn Miles Excellent Credit Fair Credit Fees Frequent Flyer Gasoline Gas Rewards Gas Station Good Credit Interest Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Rewards Visa

Every quarter, the 5 % cash back bonus categories change and you have to remember to opt - in each time they do so in order to earn rewards at that rate (you'll get a reminder from Chase).

This effectively means that you can earn $ 75 in bonus cash back each quarter, after which the rate in these categories will revert back to the standard 1 % rate.

From no annual fee and low annual percentage rates to great support and protection — and even options that let you earn bonus points or cash back rewards — we make it easy for you to manage and maintain credit.

Pros The Bank of America Cash Rewards card's greatest features are its 3 % cash back rate on gas (for the first $ 2,500 in combined purchases each quarter), $ 150 sign - up bonus (after $ 500 spend in first 90 days of account opening), and serviceable regular ACash Rewards card's greatest features are its 3 % cash back rate on gas (for the first $ 2,500 in combined purchases each quarter), $ 150 sign - up bonus (after $ 500 spend in first 90 days of account opening), and serviceable regular Acash back rate on gas (for the first $ 2,500 in combined purchases each quarter), $ 150 sign - up bonus (after $ 500 spend in first 90 days of account opening), and serviceable regular APRs.

Only a small portion of your total spending has to fall into the 5 % bonus categories of rotating cash back cards in order for their savings to be better than a flat rate credit card.

Besides its $ 150 sign - up bonus (same requirements as the Chase Freedom Unlimited), its biggest selling point is its cash back rate of 5 % on select categories of purchases which rotate quarterly, and 1 % back on everything outside of those categories.

Spending just 15 % inside the bonus categories will net you an effective rewards rate greater than 1.5 %, while 25 % is needed to overtake a 2 % cash back card.

However, you can get a really good 5 % cash back rate at rotating bonus categories every quarter.