Bonus categories change every 3 months, you can earn it by activating your bonus each quarter (it's easy), and you earn unlimited 1 % cash back on every other purchase you make.
The bonus categories change every three months, and include things like gas stations, restaurants, and wholesale clubs.
So for example, for the Sapphire Preferred, write «2x: all travel, dining» Just remember to change the sticker quarterly for the Chase Freedom Visa though, since
the bonus categories change each quarter.
One thing to keep in mind is that specific
bonus categories change each quarter.
The bonus categories change every calendar quarter.
It may be in your best interest to have several of these cards so you can switch between them as
the bonus categories change.
The five percent rotating
bonus categories change each quarter, and we don't usually know what they are more than a month or two ahead of time.
The trick is that
the bonus categories change every quarter, and they typically have a maximum amount of spending that earns that bonus.
But
those bonus categories change quarterly, so you won't receive the highest rewards on every category all year round.
One thing to keep in mind is that specific
bonus categories change each quarter.
Every quarter, the 5 % cash back
bonus categories change and you have to remember to opt - in each time they do so in order to earn rewards at that rate (you'll get a reminder from Chase).
The bonus categories change frequently, but they tend to include retailers many people shop with, including Amazon.com and Target.
Not exact matches
The Discover it card, for example, has
bonus categories that
change every quarter.
Bonus point
categories are subject to
change from quarter to quarter.
The only caveat is that cardholders must keep track of the
changing cash back
bonus categories, and activate them online every three months in order to make the most of the card.
The card nicely balances costs with benefits, delivering a credit card that users may find worthy of a prime spot in their wallets, especially those who can maximize 5 %
bonus rewards
categories without
changing their spending habits.
The
bonus 5 %
categories change every three months, though they are somewhat predictable year - to - year.
It provides users with 5 % cash back, on up to $ 1,500 in combined purchases in
bonus categories each quarter — these
change every 3 months and include things like gas stations, restaurants, select grocery stores, and wholesale clubs.
Every quarter you can earn
bonus cash back on select
categories that
change.
The best credit cards for cash back in this
category generally offer a
bonus category or two that
changes every three months.
Keeping up with
changing rewards
bonus categories can also be a hassle and forgetting to opt - in can cost you the 5 % cash back
bonus.
Discover has
bonus spending
categories («Get More») that
change quarterly — usually relevent to the time of year — paying back 5 %, some of which you don't typically see as «
bonus»
categories from other cards, such as waterparks, museums, bookstores, tuition, clothing, auto repair.
Earn 5 % Cashback
Bonus on up to $ 1,500 in purchases at Department Stores and on ALL online shopping through December, as well as in
categories that
change throughout the year like gas, restaurants, and department stores up to the quarterly maximum.
5 % Cashback
Bonus in
categories that
change throughout the year like gas, restaurants, and more up to the quarterly maximum.
Because they
change quarter - to - quarter and year - to - year, it may be difficult to predict whether your shopping needs will line up with the
bonus categories.
5 % Cashback
Bonus in
categories that
change like travel, gas, groceries, restaurants, home improvement stores and more
These
bonus categories that offer 5 % cash back
change each quarter - every three months - and requires activation each quarter in order to take advantage of the 5 %
categories.
Unlike other rewards cards that have
bonus rewards
categories that constantly
change throughout the year, the Citi ThankYou point structure is consistent year round.
The Discover it card also offers 5 percent cashback
bonus categories that
change each quarter.
Some go as far as to
changing bonus categories every few months.
The catch is that the
categories of purchases that qualify for that
bonus change every quarter.
First, the purchase
categories that earn five points per dollar
change every quarter, and you have to actually register every quarter in order to get the
bonus.
The quarterly
bonus categories can
change from year to year, but they usually remain fairly similar.
This depends on how much you can
change your spending habits to fall within the
bonus categories.
Changes include much higher spending limits ($ 1,500 quarterly, up from around $ 550), fewer
categories and nine months of 5 % cash back
bonus at movie theaters.
The card nicely balances costs with benefits, delivering a credit card that users may find worthy of a prime spot in their wallets, especially those who can take advantage of the leading 0 % intro APR offer while maximizing 5 %
bonus rewards
categories without
changing their spending habits.
Remember that cards with rotating
bonus rewards
categories usually
change each quarter.
For the unacquainted, 5 %
bonus cards offer 5 % cashback on a handful of
categories that
change each quarter.
The Chase Freedom ® rewards system is set up so every quarter your
bonuses and reward
categories change, bringing with them new
categories to earn cash back — gas stations, grocery stores, restaurants, wholesale clubs, and holiday shopping are just a few.
-- Straightforward rewards: Unlike other cards, the Bank of America ® Cash Rewards credit card doesn't require you to keep track of
changing bonus categories
This card's rewards program has no
changing bonus categories to juggle or sign up for each quarter.
And you don't need to worry about
changing bonus reward
categories to get all the rewards the card has to offer.
This card earns 5 % cash back in
bonus categories that
change each quarter (up to the quarterly maximum; requires free activation each quarter).
The quarterly
bonus calendar
changes each year, but typically covers
categories such as supermarkets / grocery stores, transportation, gas stations, holiday shopping, and restaurants.
These
changes hurt, but there are still lots of ways to earn Ultimate Rewards points, from sign - up
bonuses to maximizing
category bonuses like travel and dining out.
Of course, the fact that US Bank advertises Kiva as one eligible merchant that's eligible for the «Charity»
category bonus right now doesn't mean they will do so forever, or even that «Charity» will return as a
bonus category next quarter, since these
categories are regularly
changed and reshuffled.
The catch is that the
categories of purchases that qualify for that
bonus change every quarter.
Since the
changes earlier this year to these cards»
bonus categories, removing drug stores and cell phone expenses, and reducing the
bonused earning rate from 6 HHonors points to 5 points on the no - annual - fee card, manufacturing spend on these cards has become a much more questionable value proposition.
First, the purchase
categories that earn five points per dollar
change every quarter, and you have to actually register every quarter in order to get the
bonus.
The quarterly
bonus categories can
change from year to year, but they usually remain fairly similar.