That Amex card comes with similar benefits but offers better
bonus category earning potential at the following rates:
It's a bit of a super-card, offering an outstanding sign - up bonus, some of the best benefits out of any card, and great
bonus category earning rates.
This is a phenomenal combination because it affords you with exceptional
bonus category earning potential, great benefits, and the potential to rack up around 200,000 Ultimate Rewards.
The EveryDay Preferred Card is one of the best
bonus category earning cards (if not the best) out of all the rewards credit cards with its potential 50 % bonus on earnings at the end of each month.
You might be turned off by the $ 450 annual fee, but with its $ 300 travel credit and easy
bonus category earning potential, this card can easily turn you a profit in credit card earnings.
Thus, I wouldn't make
the bonus category earning potential the deciding factor for getting the Chase Hyatt card.
All of
that bonus category earning potential is extremely valuable, and I can't think of another card combination that works out this great.
Even at the top tier of
bonus category earning it only earns 3.5 X on dining and travel and 2.6 X on everything else.
The Citi ThankYou ® Premier is one of the best travel credit cards for
its bonus category earning potential.
Once you've downgraded to the Chase Ink Cash, you now have only one $ 95 annual fee to pay for a trio of cards that essentially act as one super-card offering enormous
bonus category earning potential.
The Chase Freedom ® gives users 5 % back on categories that rotate throughout the year — all spending that doesn't fall under
a bonus category earns just 1 % back.
Purchases above the $ 1,500 limit or outside the activated
bonus categories earn unlimited 1 % cash back.
In fact, all purchases that don't fall into
the bonus category earn just 1 percent back.
Certain purchases that fall into
bonus categories earn more, while many purchases just earn the standard 1 percent return.
You always earn 1x points minimum on purchases, but
some bonus categories earn 2 - 3x points.
Since any purchase not in
the bonus category earns 1 percent, you may not be getting the average return you think you are.
That means that
bonus categories earn an unbelievable 10 percent back.
All purchases outside
the bonus categories earn unlimited 1 % cash back.
All other purchases that don't fit into
these bonus categories earn one point per dollar.
If
your bonus category earns a higher multiple than the ratio of bonused category costs to non-bonused costs, you'd naturally be better off manufacturing the spend in a bonus category.
Not exact matches
Since you can
earn unlimited travel and dining with the Sapphire Preferred or Sapphire Reserve, use this card to pay for your travel and dining, unless, you can get a better rate with the Ink Business Preferred or when the Chase Freedom is offering a 5 percent
bonus category.
If you already have Ultimate Rewards -
earning cards like the Sapphire Preferred, the Sapphire Reserve, or the Ink Business Preferred, this is the best way to maximize your points
earning on all your spend that doesn't fall into the other card's
bonus categories.
Signing up for multiple rewards cards and juggling them to
earn extra points in the cards»
bonus categories can be a great way to maximize your rewards.
This is a very valuable card for businesses who like to choose their own
bonus categories and
earn valuable Membership Rewards points with American Express.
While the Chase Freedom does offer opportunities to
earn cash back, you have to remember to activate these
bonus categories each quarter.
Chase credit cards with Ultimate Rewards
earn points quickly in
bonus categories, which can be seen in the table below.
Also, there are no
categories for
earning bonus points.
The 5x Ink Plus
category earning will be missed, but the Ink Preferred overall is a better product, IMHO, since the sign - up
bonus is larger, cell phone protection is incredible, and the 3x
earning categories are more flexible.
Unlike other cards that only award
bonuses to specific
categories, card holders can
earn unlimited 2X miles per dollar on every purchase, every day and unlimited 10x miles on hotels when you pay with your Venture card at hotels.com/Venture.
Cardholders
earn 5 % cash back on up to $ 1,500 in purchases each quarter when they activate set
bonus categories.
If you don't anticipate
earning many points at Hyatt properties or with the Hyatt card's
bonus spending
categories, you can diversify your earnings by using shopping portals.
Categories have included gas, groceries, restaurants and wholesale clubs, but you have to opt in each quarter to
earn the higher
bonus.
Credit cards that
earn Chase Ultimate Rewards have lucrative
bonus categories on top of their sign - up
bonuses, which make them ideal for
earning points for your next trip to Hawaii.
You will
earn generous rewards on every purchase, plus you won't need to keep track of any
bonus categories.
It's always smart to
earn 5 % cash back on your purchases, even if you are limited to $ 1,500 in combined purchases in select
bonus categories each quarter that you activate.
Earn 5 % cash back on up to $ 1,500 in combined purchases in
bonus categories each quarter you activate and Unlimited 1 % cash back on all other purchases *
Tip # 1: Use a card that
earns Chase Ultimate Rewards points when making a purchase in one of the relevant
bonus categories.
Tip # 2: Use the United MileagePlus ® Club Card to
earn 1.5 X United miles per dollar on purchases that don't fall under a
bonus category of one of the Chase Ultimate Rewards credit cards.
The most common
categories for
bonus cash back, which can
earn cash back at rates from 2 % to more than 5 %, are listed below:
This benefit compares to most other premium travel rewards cards, but this card gives an extended range and applies to purchases made worldwide — and provides a wide variety of options to
earn extra points in the specific
categories that qualify for this double point
bonus.
Where the business version of the card really distinguishes itself is in
bonus categories that can help you
earn United miles faster.
Purchases that do not fall under one of these
bonus categories will
earn 1X points per dollar spent.
The Chase Freedom Unlimited ® can be a fantastic card to pair with the others; you will always be
earning the most points possible if you use it to fill in the gaps between higher -
earning bonus categories.
You will
earn 3X points per dollar on the first $ 150,000 in combined spending across these
bonus categories.
This card
earns 5 % cash - back on
bonus categories that rotate quarterly.
Each quarter, you are able to
earn 5 % cash - back on up to $ 1,500 in combined purchases in the current
bonus categories.
To maximize
earning rewards at 5 %, you'll have to use the card just for the
bonus categories.
You should still use a card such a the Chase Sapphire Preferred ® Card that
earns more valuable points on
bonus categories such as dining and travel when abroad.
Bonuses are relatively rare in the world of cash back cards, so if you're looking to
earn cash back and you don't want to have to worry about rotating cash back
categories, take a look at the Chase Freedom Unlimited ® card.
Regular spending
earns $ 1 per $ 100 spent but spending in that quarter's
bonus category will
earn $ 5 per $ 100 spent.