The catch is that
the bonus comes with an annual fee for the life of the policy, and normally has a vesting schedule as well.
Not exact matches
These cards often
come with annual fees, and different
bonuses, making it difficult to figure out which cards will allow you to make a net profit, and which will only serve to burn a hole in your wallet.
The card
comes with a larger sign - up
bonus than you'll generally find
with any Synchrony credit card, and it has a $ 95
annual fee that is not waived the first year.
This credit card
comes with one of the strongest
bonuses around, as far as no -
annual -
fee credit cards are concerned.
The $ 450 -
annual -
fee card earns double points on dining and entertainment and triple points on airfare and hotels, plus it
comes with a 40,000 - point sign - up
bonus.
This card
comes with some decent rewards, including $ 250
annual airline
fee credit, $ 500 airport club statement credit, and a decently - sized
bonus.
Between the two, the
annual -
fee card
comes with the better
bonus, when looking at dollar - for - dollar values.
While it's rare for credit cards
with no
annual fee to have high
bonuses, most will still
come with something to reward new customers.
It has a slightly higher
annual fee ($ 89) but it also
comes with an extra 20,000 miles as a sign up
bonus so in the end it
comes out ahead - at least for the first 5 - 6 years.
This card also checks off all the other things we've
come to expect from top credit cards for college students: It doesn't charge an
annual fee, provides free FICO credit scores and
comes with a sign - up
bonus.
This card
comes with an
annual fee that can be waived in the first year and a signup
bonus based on certain spending criteria (which can vary over time).
Several cards offer a big sign - up
bonus, plus many cards will
come with little or no
annual fee each year.
The
bonus alone is enough to offset the
annual fee that
comes with the card for the first two years that you have it.
It also
comes with a respectable sign - up
bonus and no
annual fee.
They
come with a large
annual fee, but you likely spend enough to earn it back in the form of perks and a generous sign - up
bonus.
FlexPerks credit cards will
come with attractive sign - up
bonuses and some even have no
annual fee the first year.
Bottom Line: This card doesn't
come with as many perks as The Platinum Delta SkyMiles ® Credit Card from American Express, but
with a
bonus of 60,000 SkyMiles ® and additional benefits when flying Delta Air Lines, it's a great card to have for frequent Delta flyers
with a much lower
annual fee.
That means even more perks, higher sign - up
bonuses, and rewards, but it also means the card
comes with an
annual fee of $ 95.
From what I've seen, the Citi ThankYou Premier Card is pretty generous about providing you
with bonus points, points for purchases as well as miles, and additional benefits, but as
with other travel cards, it
comes with a bit of a cost (
annual fee) that is waived for the first year.
Choosing the United MileagePlus Club Card might save you $ 100 a year when it
comes to the
annual fee, but you'd only receive 50,000
bonus miles, which are 10,000 less than Amex, and you'd only earn up to 1.5 miles per dollar on regular purchases and 2 miles per dollar on trips
with United.
For the same amount of spending the Chase Freedom Unlimited ® offers a
bonus with a value that is $ 60 dollars greater than the Starbucks Rewards ™ Visa ® Card, and does not
come with a
annual fee.
The British Airways Visa
comes with a $ 95
annual fee, but by hitting the minimum spending requirement when you open the card you can earn a sign - up
bonus (see the review for current offer details).
All three
come with decent sign - up
bonuses, good earning potential and reasonable
annual fees.
It
comes with a lower
annual fee of $ 69, and a lower
annual bonus of 3,000 points, which ultimately makes it the worse deal between the two.
Chase Freedom ® doesn't
come with an
annual fee and it offers a $ 150
bonus if you spend $ 500 within the first three months of account opening.
These cards also usually charge an
annual fee, because of the value provided
with not just the sign - up
bonus, but also the many other benefits and perks that
come along
with card membership.
While this may not seem like a huge sign - up
bonus, it's actually in line
with other rewards cards that
come with no
annual fee.
The value of this
bonus is on par
with what we've
come to expect from the best cash back rewards credit cards - though many of those do not have any
annual fee.
Rewards cards
with no
annual fees exist, but they usually don't
come with lucrative
bonuses and may lack other benefits such as free checked bags or airline credits.
Aditionally, The Travel Rewards Visa Signature card is also meant for individuals
with higher spending habits and as a result
comes with better signing
bonuses and an
annual fee of $ 49 (waived first year).
Generally, credit cards that offer
bonuses and
come with no
annual fee can still be of a lot of value to consumers seeking a secondary card.
But consider whether your yearly spending creates enough
bonus miles for you, since the card
comes with a $ 99 p.a.
annual fee.
It's hard to make a case against signing up for this card, it
comes with a sign up
bonus worth $ 500 in cash or statement credit (using for travel / gift cards doesn't make a lot of sense, just redeem for statement credit and then make those travel / gift card purchases on the card instead) and you can also get $ 200 in travel incidental credits and only pay a $ 95
annual fee.
Both cards
come with a 40,000 - mile sign - up
bonus with a $ 3,000 minimum spend, as well as reasonable
annual fees.
The premier card has a higher
annual fee but
comes with 6,000
bonus points on your anniversary and no foreign transaction
fees.
This card has no
annual fee but
comes with one
bonus category: 2x points at U.S. supermarkets on the first $ 6,000 per year.
Even better, the card
comes with a good - sized signup
bonus and the first year's
annual fee is waived.
The Business Advantage Cash Rewards Mastercard ®
comes with bonus cash back rewards in useful categories, no
annual fee, and an intro - APR offer — the business - credit - card trifecta.
It also
comes with a respectable sign - up
bonus and no
annual fee.
The Carnival MasterCard is a no
annual fee card that
comes with a 10,000 points
bonus after your first purchase.
In addition, most travel rewards cards
come with healthy sign - up
bonuses that help offset the
annual fees.
It
comes with a 80,000 points
bonus, a free anniversary night on up to 40K hotels and a $ 89
annual fee.
FlexPerks credit cards will
come with attractive sign - up
bonuses and some even have no
annual fee the first year.
Unlike the VentureOne card, the Venture Rewards card has a $ 59
annual fee, but it
comes with a bigger sign - up
bonus and earns 2 miles per dollar instead of VentureOne's 1.25 miles.
While co-branded cruise line cards definitely offer some value — most
come with sign - up
bonuses worth about $ 100 and no
annual fee — you would probably be better off
with a general travel rewards credit card.
Cruise cards typically have no
annual fee and
come with a modest sign - up
bonus, and you redeem points for credits
with the cruise line.
The Quicksilver card from Capital One combines a flat cash back rate of 1.5 percent
with a meaty sign - up
bonus, and also
comes with a slew of features — including no foreign transaction
fees — for an all - around great value as a no -
annual -
fee card.
However, if you are already prepared to pay a yearly
fee, you are probably better off spending the additional $ 25 for Club Carlson's Premier card, which
comes with a much higher sign - up
bonus and
annual bonus, as well as a longer list of hotel perks.
That lower
annual fee, however, is balanced
with a lower sign - up
bonus compared to other AAdvantage Mastercards, and it
comes with earnings of only 1 mile per dollar spent on the card.
They are high in the first year, too, but at least in most cases they
come with generous sign - up
bonuses that more than compensate for
annual fees approaching $ 500.